{"id":116,"date":"2026-04-17T11:21:51","date_gmt":"2026-04-17T02:21:51","guid":{"rendered":"https:\/\/www.facmatch.jp\/column\/?p=116"},"modified":"2026-10-23T10:43:33","modified_gmt":"2026-10-23T01:43:33","slug":"factoring-risk","status":"publish","type":"post","link":"https:\/\/www.facmatch.jp\/column\/factoring-risk\/","title":{"rendered":"\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u60aa\u5fb3\u696d\u8005\u306e\u898b\u5206\u3051\u65b9\uff5c7\u3064\u306e\u78ba\u8a8d\u9805\u76ee\u30fb\u30ea\u30b9\u30af\u30fb\u76f8\u8ac7\u5148"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u3092\u691c\u8a0e\u3057\u3066\u3044\u3066\u3082\u3001\u60aa\u5fb3\u696d\u8005\u3067\u306f\u306a\u3044\u304b\u3001\u624b\u6570\u6599\u3084\u5951\u7d04\u306b\u5371\u967a\u304c\u306a\u3044\u304b\u3068\u4e0d\u5b89\u306b\u306a\u308b\u306e\u3067\u306f\u306a\u3044\u3067\u3057\u3087\u3046\u304b\u3002\u898b\u5206\u3051\u308b\u306b\u306f\u3001\u5951\u7d04\u540d\u3060\u3051\u3067\u306a\u304f\u3001\u8cbb\u7528\u7dcf\u984d\u3068\u58f2\u639b\u5148\u304c\u6255\u3048\u306a\u3044\u3068\u304d\u306e\u8ca0\u62c5\u307e\u3067\u78ba\u8a8d\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u3053\u306e\u8a18\u4e8b\u3067\u306f\u3001\u91d1\u878d\u5e81\u306e\u6ce8\u610f\u559a\u8d77\u3092\u3082\u3068\u306b\u3001\u5951\u7d04\u524d\u306e7\u3064\u306e\u78ba\u8a8d\u9805\u76ee\u3001\u624b\u53d6\u308a\u984d\u306e\u8a08\u7b97\u4f8b\u3001\u4e0d\u5be9\u306a\u8acb\u6c42\u3092\u53d7\u3051\u305f\u969b\u306e\u8a18\u9332\u3068\u76f8\u8ac7\u5148\u3092\u89e3\u8aac\u3057\u307e\u3059\u3002\u521d\u3081\u3066\u4f9d\u983c\u5148\u3092\u9078\u3076\u65b9\u3084\u3001\u5951\u7d04\u5f8c\u306e\u8acb\u6c42\u306b\u7591\u554f\u304c\u3042\u308b\u65b9\u306b\u5411\u3051\u305f\u5185\u5bb9\u3067\u3059\u3002\u898b\u7a4d\u66f8\u3068\u5951\u7d04\u66f8\u3092\u4e26\u3079\u3001\u7f72\u540d\u524d\u306b\u805e\u304f\u3053\u3068\u3068\u3001\u76f8\u8ac7\u3078\u6301\u3063\u3066\u3044\u304f\u8cc7\u6599\u3092\u6574\u7406\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<span id=\"index_id0\"><\/span><span id=\"index_id1\"><\/span><span id=\"index_id2\"><\/span><span id=\"index_id3\"><\/span><span id=\"index_id12\"><\/span><span id=\"index_id13\"><\/span><span id=\"index_id14\"><\/span><span id=\"index_id15\"><\/span><span id=\"index_id44\"><\/span>\n\n\n\n<h2 id=\"risk-principle\" class=\"wp-block-heading\">\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u306e\u5371\u967a\u6027\u306f\u3001\u5951\u7d04\u540d\u3088\u308a\u8cbb\u7528\u3068\u8ca0\u62c5\u3067\u898b\u5206\u3051\u308b<\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/www.facmatch.jp\/column\/wp-content\/uploads\/2026\/10\/factoring-risk-h2-risk-principle-v2.webp\" target=\"_blank\" rel=\"noopener\" title=\"\u753b\u50cf\u3092\u62e1\u5927\"><img src=\"https:\/\/www.facmatch.jp\/column\/wp-content\/uploads\/2026\/10\/factoring-risk-h2-risk-principle-v2.webp\" class=\"wp-image-2095\" width=\"1200\" height=\"729\" alt=\"\u767b\u9332\u3084\u540d\u79f0\u3060\u3051\u3067\u5b89\u5168\u3068\u6c7a\u3081\u306a\u3044\u3002\" loading=\"lazy\" decoding=\"async\" srcset=\"https:\/\/www.facmatch.jp\/column\/wp-content\/uploads\/2026\/10\/factoring-risk-h2-risk-principle-v2.webp 1200w, https:\/\/www.facmatch.jp\/column\/wp-content\/uploads\/2026\/10\/factoring-risk-h2-risk-principle-v2-300x182.webp 300w, https:\/\/www.facmatch.jp\/column\/wp-content\/uploads\/2026\/10\/factoring-risk-h2-risk-principle-v2-1024x622.webp 1024w, https:\/\/www.facmatch.jp\/column\/wp-content\/uploads\/2026\/10\/factoring-risk-h2-risk-principle-v2-768x467.webp 768w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><\/a><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><span class=\"swl-marker mark_yellow\">\u624b\u6570\u6599\u306e\u9ad8\u3055\u3068\u3001\u58f2\u639b\u5148\u304c\u6255\u3048\u306a\u3044\u3068\u304d\u306e\u8ca0\u62c5\u3092\u5206\u3051\u3066\u78ba\u8a8d\u3057\u307e\u3057\u3087\u3046\u3002<\/span>\u9ad8\u3044\u6599\u7387\u3060\u3051\u3067\u9055\u6cd5\u3068\u6c7a\u3081\u308b\u3053\u3068\u3082\u3001\u300c\u50b5\u6a29\u58f2\u8cb7\u5951\u7d04\u300d\u3068\u66f8\u3044\u3066\u3042\u308b\u3060\u3051\u3067\u5b89\u5168\u3068\u6c7a\u3081\u308b\u3053\u3068\u3082\u3067\u304d\u307e\u305b\u3093\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u58f2\u639b\u91d1\u306f\u3001\u5546\u54c1\u3084\u30b5\u30fc\u30d3\u30b9\u306e\u4ee3\u91d1\u3092\u53d6\u5f15\u5148\u304b\u3089\u5f8c\u65e5\u53d7\u3051\u53d6\u308b\u6a29\u5229\u3067\u3059\u3002\u305d\u306e\u6a29\u5229\u3092\u58f2\u3063\u3066\u671f\u65e5\u524d\u306b\u8cc7\u91d1\u3092\u53d7\u3051\u53d6\u308b\u306e\u304c\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u3067\u3001\u4ee3\u91d1\u3092\u652f\u6255\u3046\u53d6\u5f15\u5148\u3092\u58f2\u639b\u5148\u3068\u547c\u3073\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u91d1\u878d\u5e81\u304c\u6ce8\u610f\u3092\u4fc3\u3057\u3066\u3044\u308b\u306e\u306f\u3001\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u3092\u88c5\u3063\u305f\u9ad8\u91d1\u5229\u306e\u8cb8\u4ed8\u3051\u3067\u3059\u3002\u4f8b\u3048\u3070\u3001\u58f2\u639b\u5148\u304b\u3089\u56de\u53ce\u3067\u304d\u306a\u304b\u3063\u305f\u3068\u304d\u306b\u5229\u7528\u8005\u304c\u8cb7\u3044\u623b\u3057\u305f\u308a\u3001\u81ea\u793e\u306e\u8cc7\u91d1\u3067\u88dc\u3063\u305f\u308a\u3059\u308b\u53d6\u5f15\u306f\u3001\u8cb8\u91d1\u696d\u306b\u8a72\u5f53\u3059\u308b\u304a\u305d\u308c\u304c\u3042\u308b\u3068\u8aac\u660e\u3057\u3066\u3044\u307e\u3059\u3002<strong>\u300c\u8ab0\u304c\u672a\u56de\u53ce\u306e\u8ca0\u62c5\u3092\u5f15\u304d\u53d7\u3051\u308b\u306e\u304b\u300d\u307e\u3067\u8aad\u3080\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u51fa\u5178\uff1a<a href=\"https:\/\/www.fsa.go.jp\/user\/factoring.html\" target=\"_blank\" rel=\"noopener\">\u91d1\u878d\u5e81\u306e\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u6ce8\u610f\u559a\u8d77<\/a>\uff082026\u5e7410\u670823\u65e5\u78ba\u8a8d\uff09\u3002\u4ed5\u7d44\u307f\u306e\u57fa\u672c\u306f<a href=\"\/column\/factoring-guide\/\">\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u3068\u306f<\/a>\u3067\u3082\u89e3\u8aac\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u300c\u767b\u9332\u6e08\u307f\u300d\u300c\u30ce\u30f3\u30ea\u30b3\u30fc\u30b9\u300d\u3060\u3051\u3067\u306f\u5224\u65ad\u3057\u306a\u3044<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u91d1\u878d\u5e81\u306e\u8aac\u660e\u3067\u306f\u3001\u58f2\u639b\u91d1\u306e\u58f2\u8cb7\u3068\u3057\u3066\u884c\u3046\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u306b\u306f\u3001\u8cb8\u91d1\u696d\u306e\u767b\u9332\u306f\u5fc5\u8981\u3042\u308a\u307e\u305b\u3093\u3002\u4e00\u65b9\u3001\u5b9f\u614b\u304c\u8cb8\u4ed8\u3051\u306a\u3089\u8cb8\u91d1\u696d\u306e\u554f\u984c\u306b\u306a\u308a\u307e\u3059\u3002\u300c\u767b\u9332\u304c\u306a\u3044\u304b\u3089\u9055\u6cd5\u300d\u300c\u767b\u9332\u304c\u3042\u308b\u304b\u3089\u3053\u306e\u5951\u7d04\u3082\u5b89\u5168\u300d\u3068\u4e00\u5f8b\u306b\u5224\u65ad\u3057\u306a\u3044\u3088\u3046\u306b\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u30ce\u30f3\u30ea\u30b3\u30fc\u30b9\u306f\u3001\u58f2\u639b\u5148\u304c\u652f\u6255\u3048\u306a\u3044\u3068\u304d\u306e\u56de\u53ce\u30ea\u30b9\u30af\u3092\u3001\u5229\u7528\u8005\u3067\u306f\u306a\u304f\u58f2\u639b\u91d1\u3092\u8cb7\u3044\u53d6\u308b\u4f1a\u793e\u304c\u8ca0\u3046\u3068\u3044\u3046\u610f\u5473\u3067\u3059\u3002\u91d1\u878d\u5e81\u306f\u3001\u305d\u306e\u8a00\u8449\u306e\u6709\u7121\u3060\u3051\u3067\u306a\u304f\u3001\u53d6\u5f15\u306e\u7d4c\u6e08\u7684\u306a\u5b9f\u614b\u304b\u3089\u5224\u65ad\u3059\u308b\u3068\u3057\u3066\u3044\u307e\u3059\u3002\u5951\u7d04\u66f8\u306e\u6761\u9805\u3068\u3001\u62c5\u5f53\u8005\u304b\u3089\u5b9f\u969b\u306b\u6c42\u3081\u3089\u308c\u3066\u3044\u308b\u652f\u6255\u3044\u306e\u4e21\u65b9\u3092\u6b8b\u3057\u3066\u304a\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u51fa\u5178\uff1a<a href=\"https:\/\/www.fsa.go.jp\/receipt\/soudansitu\/advice04.html\" target=\"_blank\" rel=\"noopener\">\u91d1\u878d\u5e81\u30fb\u76f8\u8ac7\u4e8b\u4f8b\u3078\u306e\u30a2\u30c9\u30d0\u30a4\u30b9<\/a>\u3002\u767b\u9332\u306e\u78ba\u8a8d\u306b\u306f<a href=\"https:\/\/www.fsa.go.jp\/menkyo\/menkyo.html\" target=\"_blank\" rel=\"noopener\">\u91d1\u878d\u5e81\u306e\u514d\u8a31\u30fb\u8a31\u53ef\u30fb\u767b\u9332\u7b49\u306e\u60c5\u5831<\/a>\u3092\u4f7f\u3044\u3001\u8a18\u8f09\u3055\u308c\u305f\u4f1a\u793e\u540d\u3084\u696d\u52d9\u306e\u7a2e\u985e\u307e\u3067\u7167\u5408\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<span id=\"index_id4\"><\/span><span id=\"index_id5\"><\/span><span id=\"index_id6\"><\/span><span id=\"index_id7\"><\/span><span id=\"index_id8\"><\/span><span id=\"index_id9\"><\/span><span id=\"index_id10\"><\/span><span id=\"index_id11\"><\/span><span id=\"index_id16\"><\/span><span id=\"index_id17\"><\/span><span id=\"index_id18\"><\/span><span id=\"index_id19\"><\/span><span id=\"index_id30\"><\/span><span id=\"index_id31\"><\/span><span id=\"index_id32\"><\/span><span id=\"index_id33\"><\/span><span id=\"index_id34\"><\/span><span id=\"index_id41\"><\/span><span id=\"index_id42\"><\/span><span id=\"index_id43\"><\/span>\n\n\n\n<h2 id=\"risk-checks\" class=\"wp-block-heading\">\u5951\u7d04\u524d\u306b\u78ba\u304b\u3081\u305f\u30447\u3064\u306e\u9805\u76ee<\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/www.facmatch.jp\/column\/wp-content\/uploads\/2026\/10\/factoring-risk-h2-risk-checks-v2.webp\" target=\"_blank\" rel=\"noopener\" title=\"\u753b\u50cf\u3092\u62e1\u5927\"><img src=\"https:\/\/www.facmatch.jp\/column\/wp-content\/uploads\/2026\/10\/factoring-risk-h2-risk-checks-v2.webp\" class=\"wp-image-2096\" width=\"1200\" height=\"729\" alt=\"\u672c\u6587\u306e\u8cea\u554f\u8868\u3068\u5951\u7d04\u66f8\u3092\u4e26\u3079\u308b\u3002\" loading=\"lazy\" decoding=\"async\" srcset=\"https:\/\/www.facmatch.jp\/column\/wp-content\/uploads\/2026\/10\/factoring-risk-h2-risk-checks-v2.webp 1200w, https:\/\/www.facmatch.jp\/column\/wp-content\/uploads\/2026\/10\/factoring-risk-h2-risk-checks-v2-300x182.webp 300w, https:\/\/www.facmatch.jp\/column\/wp-content\/uploads\/2026\/10\/factoring-risk-h2-risk-checks-v2-1024x622.webp 1024w, https:\/\/www.facmatch.jp\/column\/wp-content\/uploads\/2026\/10\/factoring-risk-h2-risk-checks-v2-768x467.webp 768w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><\/a><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u898b\u7a4d\u66f8\u3068\u5951\u7d04\u66f8\u3092\u4e26\u3079\u3001\u56de\u7b54\u304c\u66f8\u9762\u306b\u6b8b\u308b\u304b\u78ba\u304b\u3081\u307e\u3057\u3087\u3046\u3002<\/strong>\u4e00\u3064\u306e\u7279\u5fb4\u3060\u3051\u3067\u696d\u8005\u3092\u65ad\u5b9a\u3059\u308b\u305f\u3081\u306e\u8868\u3067\u306f\u306a\u304f\u3001\u8aac\u660e\u304c\u8db3\u308a\u306a\u3044\u307e\u307e\u7f72\u540d\u3057\u306a\u3044\u305f\u3081\u306e\u78ba\u8a8d\u9805\u76ee\u3067\u3059\u3002<\/p>\n\n\n\n<figure class=\"wp-block-table\" data-table-scrollable=\"both\" style=\"overflow-x:auto;-webkit-overflow-scrolling:touch;\"><table>\n<thead>\n<tr>\n<th>\u78ba\u8a8d\u9805\u76ee<\/th>\n<th>\u76f8\u624b\u3078\u805e\u304f\u5185\u5bb9<\/th>\n<th>\u624b\u5143\u306b\u6b8b\u3059\u3082\u306e<\/th>\n<\/tr>\n<\/thead>\n<tbody><tr>\n<td>1. \u8cbb\u7528\u7dcf\u984d<\/td>\n<td>\u624b\u6570\u6599\u4ee5\u5916\u306b\u5dee\u3057\u5f15\u304f\u91d1\u984d\u3084\u5225\u6255\u3044\u306f\u3042\u308b\u304b<\/td>\n<td>\u5168\u8cbb\u7528\u3092\u542b\u3080\u898b\u7a4d\u66f8<\/td>\n<\/tr>\n<tr>\n<td>2. \u672a\u56de\u53ce\u6642\u306e\u8ca0\u62c5<\/td>\n<td>\u58f2\u639b\u5148\u304c\u6255\u3048\u306a\u3044\u3068\u304d\u3001\u81ea\u793e\u8cc7\u91d1\u3067\u6255\u3046\u6761\u4ef6\u306f\u4f55\u304b<\/td>\n<td>\u8cb7\u623b\u3057\u30fb\u511f\u9084\u7b49\u306e\u6761\u9805<\/td>\n<\/tr>\n<tr>\n<td>3. \u5951\u7d04\u66f8\u3068\u63a7\u3048<\/td>\n<td>\u540c\u610f\u524d\u306b\u5168\u6587\u3092\u8aad\u307f\u3001\u5951\u7d04\u5f8c\u306b\u63a7\u3048\u3092\u4fdd\u5b58\u3067\u304d\u308b\u304b<\/td>\n<td>\u672c\u6587\u30fb\u898f\u7d04\u30fb\u96fb\u5b50\u540c\u610f\u753b\u9762<\/td>\n<\/tr>\n<tr>\n<td>4. \u5951\u7d04\u76f8\u624b<\/td>\n<td>\u5951\u7d04\u66f8\u30fb\u30b5\u30a4\u30c8\u30fb\u632f\u8fbc\u5148\u306e\u540d\u7fa9\u306f\u3069\u3046\u5bfe\u5fdc\u3059\u308b\u304b<\/td>\n<td>\u6cd5\u4eba\u540d\u30fb\u4f4f\u6240\u30fb\u9023\u7d61\u5148<\/td>\n<\/tr>\n<tr>\n<td>5. \u5165\u91d1\u3068\u9001\u91d1\u306e\u65e5\u7a0b<\/td>\n<td>\u81ea\u793e\u3078\u306e\u5165\u91d1\u65e5\u3068\u3001\u56de\u53ce\u5f8c\u306e\u9001\u91d1\u65e5\u306f\u3044\u3064\u304b<\/td>\n<td>\u91d1\u984d\u3068\u65e5\u4ed8\u306e\u4e00\u89a7<\/td>\n<\/tr>\n<tr>\n<td>6. \u901a\u77e5\u30fb\u767b\u8a18\u30fb\u4fdd\u8a3c<\/td>\n<td>\u53d6\u5f15\u5148\u3078\u306e\u901a\u77e5\u3084\u3001\u4ee3\u8868\u8005\u500b\u4eba\u306e\u8ca0\u62c5\u304c\u751f\u3058\u308b\u6761\u4ef6\u306f\u4f55\u304b<\/td>\n<td>\u95a2\u9023\u6761\u9805\u3068\u56de\u7b54<\/td>\n<\/tr>\n<tr>\n<td>7. \u65ad\u308b\u969b\u306e\u6271\u3044<\/td>\n<td>\u3069\u306e\u64cd\u4f5c\u3067\u5951\u7d04\u3068\u306a\u308a\u3001\u53d6\u6d88\u3057\u3084\u8cbb\u7528\u306f\u3069\u3046\u6271\u3046\u304b<\/td>\n<td>\u7533\u8fbc\u6761\u4ef6\u30fb\u53d6\u6d88\u3057\u898f\u5b9a<\/td>\n<\/tr>\n<\/tbody><\/table>\n<\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\u8cb7\u623b\u3057\u306f\u58f2\u5374\u3057\u305f\u58f2\u639b\u91d1\u3092\u5229\u7528\u8005\u304c\u8cb7\u3044\u623b\u3059\u3053\u3068\u3092\u6307\u3057\u3001\u511f\u9084\u8acb\u6c42\u6a29\u306f\u672a\u56de\u53ce\u5206\u306e\u652f\u6255\u3044\u3092\u5229\u7528\u8005\u306b\u6c42\u3081\u308b\u6a29\u5229\u3067\u3059\u3002\u901a\u77e5\u3067\u58f2\u639b\u5148\u3078\u6a29\u5229\u306e\u8b72\u6e21\u3092\u77e5\u3089\u305b\u3001\u50b5\u6a29\u8b72\u6e21\u767b\u8a18\u3067\u306f\u8b72\u6e21\u3057\u305f\u4e8b\u5b9f\u3092\u516c\u7684\u306b\u8a18\u9332\u3057\u307e\u3059\u3002\u7528\u8a9e\u304c\u51fa\u3066\u304d\u305f\u3089\u3001\u4eca\u56de\u306e\u5951\u7d04\u3067\u4f55\u3092\u6c42\u3081\u3089\u308c\u308b\u306e\u304b\u307e\u3067\u8aac\u660e\u3092\u53d7\u3051\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">2\u793e\u9593\u306f\u81ea\u793e\u3068\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u4f1a\u793e\u3067\u9032\u3081\u308b\u65b9\u5f0f\u30013\u793e\u9593\u306f\u58f2\u639b\u5148\u3082\u52a0\u308f\u308b\u65b9\u5f0f\u3067\u3059\u3002\u53d6\u5f15\u5148\u306b\u77e5\u3089\u305b\u308b\u6761\u4ef6\u3092\u6bd4\u3079\u308b\u969b\u306f\u3001<a href=\"\/column\/two-party\/\">2\u793e\u9593\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u306e\u4ed5\u7d44\u307f<\/a>\u3082\u78ba\u8a8d\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n\n\n\n<h2 id=\"risk-calculation\" class=\"wp-block-heading\">\u624b\u6570\u6599\u3092\u5f15\u3044\u305f\u5f8c\u306e\u8cc7\u91d1\u307e\u3067\u8a08\u7b97\u3059\u308b<\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/www.facmatch.jp\/column\/wp-content\/uploads\/2026\/10\/factoring-risk-h2-risk-calculation-v3.webp\" target=\"_blank\" rel=\"noopener\" title=\"\u753b\u50cf\u3092\u62e1\u5927\"><img src=\"https:\/\/www.facmatch.jp\/column\/wp-content\/uploads\/2026\/10\/factoring-risk-h2-risk-calculation-v3.webp\" class=\"wp-image-2141\" width=\"1200\" height=\"791\" alt=\"\u4eee\u306e\u8a08\u7b97\u4f8b\u3002\u5b9f\u5728\u4f1a\u793e\u306e\u6761\u4ef6\u3067\u306f\u306a\u3044\u3002\" loading=\"lazy\" decoding=\"async\" srcset=\"https:\/\/www.facmatch.jp\/column\/wp-content\/uploads\/2026\/10\/factoring-risk-h2-risk-calculation-v3.webp 1200w, https:\/\/www.facmatch.jp\/column\/wp-content\/uploads\/2026\/10\/factoring-risk-h2-risk-calculation-v3-300x198.webp 300w, https:\/\/www.facmatch.jp\/column\/wp-content\/uploads\/2026\/10\/factoring-risk-h2-risk-calculation-v3-1024x675.webp 1024w, https:\/\/www.facmatch.jp\/column\/wp-content\/uploads\/2026\/10\/factoring-risk-h2-risk-calculation-v3-768x506.webp 768w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><\/a><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><span class=\"swl-marker mark_yellow\">\u5165\u91d1\u984d\u3060\u3051\u3067\u306a\u304f\u3001\u8cbb\u7528\u3092\u5f15\u3044\u3066\u5fc5\u8981\u984d\u304c\u6b8b\u308b\u304b\u3092\u8a08\u7b97\u3057\u307e\u3057\u3087\u3046\u3002<\/span>\u53d6\u5f15\u304c\u76f4\u3061\u306b\u9055\u6cd5\u3068\u3044\u3048\u306a\u304f\u3066\u3082\u3001\u9ad8\u984d\u306a\u8cbb\u7528\u306b\u3088\u3063\u3066\u8cc7\u91d1\u7e70\u308a\u304c\u82e6\u3057\u304f\u306a\u308b\u5371\u967a\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4ee5\u4e0b\u306f\u5b9f\u5728\u3059\u308b\u4f1a\u793e\u306e\u6761\u4ef6\u3067\u306f\u306a\u3044\u3001100\u4e07\u5186\u306e\u8acb\u6c42\u66f8\u3092\u5168\u984d\u58f2\u308b\u4eee\u306e\u4f8b\u3067\u3059\u3002\u307b\u304b\u306b\u7559\u4fdd\u91d1\u306a\u3069\u304c\u306a\u3044\u3082\u306e\u3068\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<figure class=\"wp-block-table\" data-table-scrollable=\"both\" style=\"overflow-x:auto;-webkit-overflow-scrolling:touch;\"><table>\n<thead>\n<tr>\n<th>\u9805\u76ee<\/th>\n<th>\u4eee\u306e\u91d1\u984d<\/th>\n<\/tr>\n<\/thead>\n<tbody><tr>\n<td>\u8cb7\u53d6\u5bfe\u8c61\u306e\u8acb\u6c42\u984d<\/td>\n<td>100\u4e07\u5186<\/td>\n<\/tr>\n<tr>\n<td>\u624b\u6570\u6599<\/td>\n<td>10\u4e07\u5186<\/td>\n<\/tr>\n<tr>\n<td>\u5225\u306b\u5dee\u3057\u5f15\u304f\u8cbb\u7528<\/td>\n<td>5\u4e07\u5186<\/td>\n<\/tr>\n<tr>\n<td>\u624b\u5143\u306b\u5165\u308b\u984d<\/td>\n<td>85\u4e07\u5186<\/td>\n<\/tr>\n<tr>\n<td>\u4eca\u56de\u5fc5\u8981\u306a\u652f\u6255\u3044<\/td>\n<td>90\u4e07\u5186<\/td>\n<\/tr>\n<tr>\n<td>\u4e0d\u8db3\u3059\u308b\u984d<\/td>\n<td>5\u4e07\u5186<\/td>\n<\/tr>\n<\/tbody><\/table>\n<\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">100\u4e07\u5186\uff0d10\u4e07\u5186\uff0d5\u4e07\u5186\uff1d85\u4e07\u5186\u306a\u306e\u3067\u3001\u5fc5\u8981\u306a90\u4e07\u5186\u306b\u306f5\u4e07\u5186\u8db3\u308a\u307e\u305b\u3093\u3002\u7387\u3060\u3051\u3092\u898b\u305a\u3001\u5225\u8cbb\u7528\u3084\u5f8c\u6255\u3044\u306e\u6709\u7121\u3082\u305d\u308d\u3048\u3066\u6bd4\u8f03\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u91d1\u878d\u5e81\u3082\u3001\u9ad8\u984d\u306a\u624b\u6570\u6599\u3084\u5927\u5e45\u306a\u5272\u5f15\u7387\u3067\u5951\u7d04\u3059\u308b\u3068\u3001\u304b\u3048\u3063\u3066\u8cc7\u91d1\u7e70\u308a\u304c\u60aa\u5316\u3059\u308b\u5371\u967a\u3092\u793a\u3057\u3066\u3044\u307e\u3059\u3002\u58f2\u639b\u91d1\u3092\u65e9\u304f\u53d7\u3051\u53d6\u3063\u305f\u5206\u3001\u5f8c\u65e5\u306e\u5165\u91d1\u304c\u6e1b\u308b\u3053\u3068\u3082\u8cc7\u91d1\u7e70\u308a\u8868\u3078\u53cd\u6620\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u51fa\u5178\uff1a<a href=\"https:\/\/www.fsa.go.jp\/ordinary\/chuui\/kinyu_chuui4.html\" target=\"_blank\" rel=\"noopener\">\u91d1\u878d\u5e81\u30fb\u9ad8\u984d\u306a\u624b\u6570\u6599\u3078\u306e\u6ce8\u610f\u559a\u8d77<\/a>\uff082026\u5e7410\u670823\u65e5\u78ba\u8a8d\uff09\u3002<\/p>\n\n\n\n<span id=\"index_id20\"><\/span><span id=\"index_id21\"><\/span><span id=\"index_id22\"><\/span><span id=\"index_id23\"><\/span><span id=\"index_id24\"><\/span>\n\n\n\n<h2 id=\"risk-records\" class=\"wp-block-heading\">\u5951\u7d04\u5f8c\u306b\u4e0d\u5be9\u306a\u8acb\u6c42\u304c\u6765\u305f\u3089\u3001\u8a18\u9332\u3092\u305d\u308d\u3048\u308b<\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/www.facmatch.jp\/column\/wp-content\/uploads\/2026\/10\/factoring-risk-h2-risk-records-v2.webp\" target=\"_blank\" rel=\"noopener\" title=\"\u753b\u50cf\u3092\u62e1\u5927\"><img src=\"https:\/\/www.facmatch.jp\/column\/wp-content\/uploads\/2026\/10\/factoring-risk-h2-risk-records-v2.webp\" class=\"wp-image-2098\" width=\"1200\" height=\"729\" alt=\"\u65b0\u305f\u306a\u7d04\u675f\u306e\u524d\u306b\u8cc7\u6599\u3092\u305d\u308d\u3048\u308b\u3002\" loading=\"lazy\" decoding=\"async\" srcset=\"https:\/\/www.facmatch.jp\/column\/wp-content\/uploads\/2026\/10\/factoring-risk-h2-risk-records-v2.webp 1200w, https:\/\/www.facmatch.jp\/column\/wp-content\/uploads\/2026\/10\/factoring-risk-h2-risk-records-v2-300x182.webp 300w, https:\/\/www.facmatch.jp\/column\/wp-content\/uploads\/2026\/10\/factoring-risk-h2-risk-records-v2-1024x622.webp 1024w, https:\/\/www.facmatch.jp\/column\/wp-content\/uploads\/2026\/10\/factoring-risk-h2-risk-records-v2-768x467.webp 768w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><\/a><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u5951\u7d04\u66f8\u3001\u5165\u51fa\u91d1\u3001\u76f8\u624b\u3068\u306e\u9023\u7d61\u3092\u4fdd\u5b58\u3057\u3001\u65b0\u305f\u306a\u652f\u6255\u7d04\u675f\u3092\u3059\u308b\u524d\u306b\u76f8\u8ac7\u3057\u307e\u3057\u3087\u3046\u3002<\/strong>\u3059\u3067\u306b\u5951\u7d04\u3057\u305f\u3068\u3044\u3046\u7406\u7531\u3060\u3051\u3067\u3001\u89e3\u7d04\u3067\u304d\u308b\u3068\u3082\u3001\u652f\u6255\u3044\u3092\u4e00\u5207\u3057\u306a\u304f\u3066\u3088\u3044\u3068\u3082\u6c7a\u3081\u3089\u308c\u307e\u305b\u3093\u3002<\/p>\n\n\n\n<ul>\n<li>\u5951\u7d04\u66f8\u30fb\u898f\u7d04\u30fb\u898b\u7a4d\u66f8\u3068\u3001\u7f72\u540d\u3084\u540c\u610f\u3092\u3057\u305f\u65e5\u6642<\/li>\n<li>\u696d\u8005\u304b\u3089\u53d7\u3051\u53d6\u3063\u305f\u91d1\u984d\u3068\u3001\u696d\u8005\u3078\u652f\u6255\u3063\u305f\u91d1\u984d<\/li>\n<li>\u58f2\u639b\u5148\u304b\u3089\u306e\u5165\u91d1\u65e5\u30fb\u91d1\u984d\u3068\u3001\u307e\u3060\u56de\u53ce\u3067\u304d\u3066\u3044\u306a\u3044\u91d1\u984d<\/li>\n<li>\u8acb\u6c42\u306e\u5185\u8a33\u3001\u671f\u9650\u3001\u62c5\u5f53\u8005\u540d\u3001\u30e1\u30fc\u30eb\u3084\u30c1\u30e3\u30c3\u30c8\u306e\u5c65\u6b74<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u7279\u306b\u3001<strong>\u58f2\u639b\u5148\u304c\u307e\u3060\u6255\u3063\u3066\u3044\u306a\u3044\u5834\u5408\u3068\u3001\u3059\u3067\u306b\u53d7\u3051\u53d6\u3063\u305f\u56de\u53ce\u91d1\u3092\u9001\u308c\u306a\u3044\u5834\u5408\u306f\u5225\u3067\u3059\u3002<\/strong>\u4e0d\u6255\u3044\u6642\u306e\u30ea\u30b9\u30af\u306e\u8aac\u660e\u3092\u3001\u56de\u53ce\u6e08\u307f\u306e\u304a\u91d1\u3092\u81ea\u7531\u306b\u4f7f\u3063\u3066\u3088\u3044\u3068\u3044\u3046\u610f\u5473\u306b\u8aad\u307f\u66ff\u3048\u306a\u3044\u3088\u3046\u306b\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u88c1\u5224\u6240\u306e\u66f8\u985e\u304c\u5c4a\u3044\u3066\u3044\u308b\u5834\u5408\u306f\u3001\u4ea4\u6e09\u4e2d\u3067\u3082\u5c4a\u3044\u305f\u65e5\u3068\u5bfe\u5fdc\u671f\u9650\u3092\u78ba\u8a8d\u3057\u3001\u66f8\u985e\u4e00\u5f0f\u3092\u5f01\u8b77\u58eb\u3078\u898b\u305b\u307e\u3057\u3087\u3046\u3002\u76f8\u624b\u306b\u6025\u304b\u3055\u308c\u3066\u3082\u3001\u5206\u304b\u3089\u306a\u3044\u548c\u89e3\u66f8\u3084\u4fdd\u8a3c\u306e\u8ffd\u52a0\u3078\u305d\u306e\u5834\u3067\u540c\u610f\u3057\u306a\u3044\u3053\u3068\u304c\u5927\u5207\u3067\u3059\u3002<\/p>\n\n\n\n<span id=\"index_id25\"><\/span><span id=\"index_id26\"><\/span><span id=\"index_id27\"><\/span><span id=\"index_id28\"><\/span><span id=\"index_id29\"><\/span>\n\n\n\n<h2 id=\"risk-help\" class=\"wp-block-heading\">\u76f8\u8ac7\u5148\u306f\u3001\u4ea4\u6e09\u30fb\u60c5\u5831\u63d0\u4f9b\u30fb\u8eab\u306e\u5371\u967a\u3067\u9078\u3076<\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/www.facmatch.jp\/column\/wp-content\/uploads\/2026\/10\/factoring-risk-h2-risk-help-v2.webp\" target=\"_blank\" rel=\"noopener\" title=\"\u753b\u50cf\u3092\u62e1\u5927\"><img src=\"https:\/\/www.facmatch.jp\/column\/wp-content\/uploads\/2026\/10\/factoring-risk-h2-risk-help-v2.webp\" class=\"wp-image-2099\" width=\"1200\" height=\"729\" alt=\"\u60c5\u5831\u63d0\u4f9b\u3068\u4ee3\u7406\u4ea4\u6e09\u3092\u6df7\u540c\u3057\u306a\u3044\u3002\" loading=\"lazy\" decoding=\"async\" srcset=\"https:\/\/www.facmatch.jp\/column\/wp-content\/uploads\/2026\/10\/factoring-risk-h2-risk-help-v2.webp 1200w, https:\/\/www.facmatch.jp\/column\/wp-content\/uploads\/2026\/10\/factoring-risk-h2-risk-help-v2-300x182.webp 300w, https:\/\/www.facmatch.jp\/column\/wp-content\/uploads\/2026\/10\/factoring-risk-h2-risk-help-v2-1024x622.webp 1024w, https:\/\/www.facmatch.jp\/column\/wp-content\/uploads\/2026\/10\/factoring-risk-h2-risk-help-v2-768x467.webp 768w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><\/a><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u5951\u7d04\u3084\u8acb\u6c42\u306e\u6cd5\u7684\u306a\u5224\u65ad\u306f\u5f01\u8b77\u58eb\u3078\u3001\u8105\u3057\u3084\u8eab\u306e\u5371\u967a\u306f\u8b66\u5bdf\u3078\u76f8\u8ac7\u3057\u307e\u3057\u3087\u3046\u3002<\/strong>\u76f8\u8ac7\u7a93\u53e3\u3078\u306e\u60c5\u5831\u63d0\u4f9b\u3060\u3051\u3067\u3001\u500b\u5225\u306e\u8fd4\u91d1\u4ea4\u6e09\u3084\u5951\u7d04\u89e3\u9664\u304c\u5b8c\u4e86\u3059\u308b\u308f\u3051\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n\n\n\n<figure class=\"wp-block-table\" data-table-scrollable=\"both\" style=\"overflow-x:auto;-webkit-overflow-scrolling:touch;\"><table>\n<thead>\n<tr>\n<th>\u56f0\u3063\u3066\u3044\u308b\u3053\u3068<\/th>\n<th>\u76f8\u8ac7\u5148\u3068\u5f79\u5272<\/th>\n<\/tr>\n<\/thead>\n<tbody><tr>\n<td>\u5951\u7d04\u5185\u5bb9\u3001\u8acb\u6c42\u984d\u3001\u8ffd\u52a0\u5408\u610f\u3092\u5224\u65ad\u3057\u305f\u3044<\/td>\n<td>\u5f01\u8b77\u58eb\u3002\u5951\u7d04\u66f8\u3068\u53d6\u5f15\u306e\u8a18\u9332\u3092\u6301\u3063\u3066\u76f8\u8ac7\u3059\u308b<\/td>\n<\/tr>\n<tr>\n<td>\u4e2d\u5c0f\u4f01\u696d\u30fb\u500b\u4eba\u4e8b\u696d\u306e\u76f8\u8ac7\u5148\u3092\u63a2\u3057\u305f\u3044<\/td>\n<td>\u5404\u5730\u306e\u5f01\u8b77\u58eb\u4f1a\u3084\u3001\u3072\u307e\u308f\u308a\u307b\u3063\u3068\u30c0\u30a4\u30e4\u30eb\u3002\u5bfe\u5fdc\u5bfe\u8c61\u3068\u8cbb\u7528\u3092\u4e88\u7d04\u6642\u306b\u78ba\u8a8d\u3059\u308b<\/td>\n<\/tr>\n<tr>\n<td>\u507d\u88c5\u3057\u305f\u8cb8\u4ed8\u3051\u304c\u7591\u308f\u308c\u3001\u60c5\u5831\u63d0\u4f9b\u3057\u305f\u3044<\/td>\n<td>\u91d1\u878d\u5e81\u306e\u76f8\u8ac7\u7a93\u53e3\u3002\u500b\u5225\u306e\u4ea4\u6e09\u3092\u4f9d\u983c\u3059\u308b\u7a93\u53e3\u3068\u306f\u533a\u5225\u3059\u308b<\/td>\n<\/tr>\n<tr>\n<td>\u8105\u3057\u3084\u4e0d\u5be9\u306a\u53d6\u7acb\u3066\u3092\u53d7\u3051\u305f<\/td>\n<td>\u8b66\u5bdf\u7f72\u3084\u8b66\u5bdf\u76f8\u8ac7\u5c02\u7528\u96fb\u8a71\u300c#9110\u300d\u3002\u4eca\u307e\u3055\u306b\u5371\u967a\u304c\u8feb\u308b\u5834\u5408\u306f110\u756a<\/td>\n<\/tr>\n<\/tbody><\/table>\n<\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\u51fa\u5178\uff1a<a href=\"https:\/\/www.fsa.go.jp\/ordinary\/chuui\/kinyu_chuui4.html\" target=\"_blank\" rel=\"noopener\">\u91d1\u878d\u5e81\u306e\u6ce8\u610f\u559a\u8d77<\/a>\u3001<a href=\"https:\/\/www.kanaben.or.jp\/consult\/introduce\/intro22\/index.html\" target=\"_blank\" rel=\"noopener\">\u795e\u5948\u5ddd\u770c\u5f01\u8b77\u58eb\u4f1a\u306e\u4e8b\u696d\u8005\u5411\u3051\u76f8\u8ac7\u6848\u5185<\/a>\uff082026\u5e7410\u670823\u65e5\u78ba\u8a8d\uff09\u3002\u76f8\u8ac7\u4e88\u7d04\u3068\u3001\u5f01\u8b77\u58eb\u304c\u4ee3\u7406\u4eba\u3068\u3057\u3066\u4ea4\u6e09\u3059\u308b\u5951\u7d04\u306f\u5206\u3051\u3001\u8cbb\u7528\u3068\u4f9d\u983c\u3059\u308b\u7bc4\u56f2\u3082\u78ba\u8a8d\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e8b\u696d\u4e0a\u306e\u5951\u7d04\u30c8\u30e9\u30d6\u30eb\u3092\u3001\u6d88\u8cbb\u751f\u6d3b\u30bb\u30f3\u30bf\u30fc\u304c\u3059\u3079\u3066\u6271\u3046\u308f\u3051\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002<a href=\"https:\/\/www.city.kawasaki.jp\/templates\/faq\/280\/0000157181.html\" target=\"_blank\" rel=\"noopener\">\u5ddd\u5d0e\u5e02\u306e\u6848\u5185<\/a>\u306f\u3001\u539f\u5247\u3068\u3057\u3066\u4e8b\u696d\u8005\u306e\u76f8\u8ac7\u3092\u53d7\u3051\u305a\u3001\u4e8b\u696d\u8005\u5411\u3051\u7a93\u53e3\u3092\u5229\u7528\u3059\u308b\u3088\u3046\u8aac\u660e\u3057\u3066\u3044\u307e\u3059\u3002\u5730\u57df\u7a93\u53e3\u306e\u5bfe\u8c61\u3092\u78ba\u304b\u3081\u3001\u500b\u4eba\u306e\u7d66\u4e0e\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u306e\u76f8\u8ac7\u3068\u6df7\u540c\u3057\u306a\u3044\u3067\u304f\u3060\u3055\u3044\u3002<\/p>\n\n\n\n<span id=\"index_id35\"><\/span><span id=\"index_id36\"><\/span><span id=\"index_id37\"><\/span><span id=\"index_id38\"><\/span><span id=\"index_id39\"><\/span><span id=\"index_id40\"><\/span>\n\n\n\n<h2 id=\"risk-faq\" class=\"wp-block-heading\">\u60aa\u5fb3\u696d\u8005\u3084\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u306e\u5371\u967a\u6027\u3067\u3088\u304f\u3042\u308b\u8cea\u554f<\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/www.facmatch.jp\/column\/wp-content\/uploads\/2026\/10\/factoring-risk-h2-risk-faq-v2.webp\" target=\"_blank\" rel=\"noopener\" title=\"\u753b\u50cf\u3092\u62e1\u5927\"><img src=\"https:\/\/www.facmatch.jp\/column\/wp-content\/uploads\/2026\/10\/factoring-risk-h2-risk-faq-v2.webp\" class=\"wp-image-2100\" width=\"1200\" height=\"729\" alt=\"\u7d66\u4e0e\u53d6\u5f15\u306f\u4e8b\u696d\u306e\u58f2\u639b\u91d1\u3068\u5206\u3051\u308b\u3002\" loading=\"lazy\" decoding=\"async\" srcset=\"https:\/\/www.facmatch.jp\/column\/wp-content\/uploads\/2026\/10\/factoring-risk-h2-risk-faq-v2.webp 1200w, https:\/\/www.facmatch.jp\/column\/wp-content\/uploads\/2026\/10\/factoring-risk-h2-risk-faq-v2-300x182.webp 300w, https:\/\/www.facmatch.jp\/column\/wp-content\/uploads\/2026\/10\/factoring-risk-h2-risk-faq-v2-1024x622.webp 1024w, https:\/\/www.facmatch.jp\/column\/wp-content\/uploads\/2026\/10\/factoring-risk-h2-risk-faq-v2-768x467.webp 768w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><\/a><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><span class=\"swl-marker mark_yellow\">\u6599\u7387\u30fb\u5be9\u67fb\u8868\u793a\u30fb\u4e00\u89a7\u63b2\u8f09\u3060\u3051\u3067\u5b89\u5168\u3084\u9055\u6cd5\u3092\u6c7a\u3081\u305a\u3001\u4eca\u56de\u306e\u8cbb\u7528\u3068\u8ca0\u62c5\u3092\u8cc7\u6599\u3067\u78ba\u8a8d\u3059\u308b\u3002<\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u624b\u6570\u659920%\u4ee5\u4e0a\u306a\u3089\u9055\u6cd5\u3067\u3059\u304b\uff1f<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u6599\u7387\u3060\u3051\u3067\u4e00\u5f8b\u306b\u5224\u65ad\u3059\u308b\u3053\u3068\u306f\u3067\u304d\u307e\u305b\u3093\u3002\u91d1\u878d\u5e81\u306f\u5951\u7d04\u540d\u3084\u5f62\u5f0f\u3060\u3051\u3067\u306a\u304f\u3001\u56de\u53ce\u3067\u304d\u306a\u3044\u5834\u5408\u306e\u8ca0\u62c5\u306a\u3069\u3001\u53d6\u5f15\u306e\u5b9f\u614b\u304b\u3089\u8cb8\u4ed8\u3051\u306b\u5f53\u305f\u308b\u304b\u5224\u65ad\u3059\u308b\u3068\u8aac\u660e\u3057\u3066\u3044\u307e\u3059\u3002\u91d1\u984d\u306e\u5185\u8a33\u3068\u5951\u7d04\u6761\u4ef6\u3092\u305d\u308d\u3048\u3066\u76f8\u8ac7\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u300c\u5be9\u67fb\u306a\u3057\u300d\u300c\u5373\u65e5\u300d\u3068\u3044\u3046\u8868\u793a\u3060\u3051\u3067\u5371\u967a\u3067\u3059\u304b\uff1f<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u8868\u793a\u3060\u3051\u3067\u5b89\u5168\u30fb\u5371\u967a\u3092\u6c7a\u3081\u305a\u3001\u8ab0\u306e\u4f55\u3092\u78ba\u8a8d\u3059\u308b\u5be9\u67fb\u306a\u306e\u304b\u3001\u3044\u3064\u5165\u91d1\u3055\u308c\u308b\u306e\u304b\u3092\u805e\u304d\u307e\u3057\u3087\u3046\u3002\u66f8\u9762\u3084\u8cea\u554f\u3078\u306e\u56de\u7b54\u3092\u7701\u304f\u7406\u7531\u306b\u3055\u308c\u3066\u3044\u306a\u3044\u304b\u304c\u78ba\u8a8d\u70b9\u3067\u3059\u3002<a href=\"\/column\/factoring-screening\/\">\u5be9\u67fb\u57fa\u6e96\u306e\u89e3\u8aac<\/a>\u3067\u306f\u3001\u58f2\u639b\u5148\u3068\u5229\u7528\u8005\u5074\u306e\u8cc7\u6599\u3092\u5206\u3051\u3066\u8aac\u660e\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u7d66\u4e0e\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u3082\u540c\u3058\u4ed5\u7d44\u307f\u3067\u3059\u304b\uff1f<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e8b\u696d\u306e\u58f2\u639b\u91d1\u3068\u306f\u5206\u3051\u3066\u8003\u3048\u3066\u304f\u3060\u3055\u3044\u3002\u91d1\u878d\u5e81\u306f\u3001\u500b\u4eba\u306e\u7d66\u4e0e\u3092\u8cb7\u3044\u53d6\u3063\u3066\u672c\u4eba\u3092\u901a\u3058\u3066\u56de\u53ce\u3059\u308b\u53d6\u5f15\u304c\u8cb8\u91d1\u696d\u306b\u8a72\u5f53\u3059\u308b\u3068\u3057\u3001\u30e4\u30df\u91d1\u878d\u306e\u5229\u7528\u306b\u6ce8\u610f\u3092\u4fc3\u3057\u3066\u3044\u307e\u3059\u3002\u8a73\u3057\u304f\u306f<a href=\"https:\/\/www.fsa.go.jp\/user\/factoring.html\" target=\"_blank\" rel=\"noopener\">\u91d1\u878d\u5e81\u306e\u7d66\u4e0e\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u6ce8\u610f\u559a\u8d77<\/a>\u3092\u78ba\u8a8d\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u60aa\u5fb3\u696d\u8005\u306e\u4e00\u89a7\u306b\u8f09\u3063\u3066\u3044\u306a\u3051\u308c\u3070\u5b89\u5168\u3067\u3059\u304b\uff1f<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u63b2\u8f09\u304c\u306a\u3044\u3053\u3068\u306f\u5b89\u5168\u306e\u8a3c\u660e\u306b\u306a\u308a\u307e\u305b\u3093\u3002\u540d\u524d\u3084\u9023\u7d61\u5148\u3060\u3051\u3067\u306a\u304f\u3001\u4eca\u56de\u306e\u5951\u7d04\u76f8\u624b\u3068\u6761\u4ef6\u3092\u78ba\u8a8d\u3057\u307e\u3057\u3087\u3046\u3002<a href=\"https:\/\/www.fsa.go.jp\/status\/s_jirei\/kouhyou.html\" target=\"_blank\" rel=\"noopener\">\u91d1\u878d\u5e81\u306e\u516c\u8868\u60c5\u5831<\/a>\u3082\u78ba\u8a8d\u8cc7\u6599\u306e\u4e00\u3064\u3067\u3042\u308a\u3001\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u4f1a\u793e\u5168\u4f53\u306e\u5b89\u5168\u8a8d\u5b9a\u4e00\u89a7\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n\n\n\n<h2 id=\"risk-summary\" class=\"wp-block-heading\">\u307e\u3068\u3081\uff5c\u8cbb\u7528\u3068\u8ca0\u62c5\u3092\u6bd4\u3079\u3001\u81ea\u793e\u306b\u5408\u3046\u4f1a\u793e\u3092\u9078\u3076<\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/www.facmatch.jp\/column\/wp-content\/uploads\/2026\/10\/factoring-risk-h2-risk-summary-v2.webp\" target=\"_blank\" rel=\"noopener\" title=\"\u753b\u50cf\u3092\u62e1\u5927\"><img src=\"https:\/\/www.facmatch.jp\/column\/wp-content\/uploads\/2026\/10\/factoring-risk-h2-risk-summary-v2.webp\" class=\"wp-image-2101\" width=\"1200\" height=\"729\" alt=\"\u8907\u6570\u5019\u88dc\u3092\u540c\u3058\u8acb\u6c42\u66f8\u6761\u4ef6\u3067\u6bd4\u8f03\u3002\" loading=\"lazy\" decoding=\"async\" srcset=\"https:\/\/www.facmatch.jp\/column\/wp-content\/uploads\/2026\/10\/factoring-risk-h2-risk-summary-v2.webp 1200w, https:\/\/www.facmatch.jp\/column\/wp-content\/uploads\/2026\/10\/factoring-risk-h2-risk-summary-v2-300x182.webp 300w, https:\/\/www.facmatch.jp\/column\/wp-content\/uploads\/2026\/10\/factoring-risk-h2-risk-summary-v2-1024x622.webp 1024w, https:\/\/www.facmatch.jp\/column\/wp-content\/uploads\/2026\/10\/factoring-risk-h2-risk-summary-v2-768x467.webp 768w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><\/a><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u3092\u691c\u8a0e\u3059\u308b\u969b\u306f\u3001\u624b\u53d6\u308a\u984d\u3001\u672a\u56de\u53ce\u6642\u306e\u8ca0\u62c5\u3001\u5951\u7d04\u66f8\u306e\u63a7\u3048\u3001\u76f8\u624b\u306e\u5b9f\u4f53\u3092\u4e00\u7dd2\u306b\u78ba\u304b\u3081\u307e\u3057\u3087\u3046\u3002<\/strong>\u8aac\u660e\u4e0d\u8db3\u3084\u4e0d\u5be9\u306a\u8acb\u6c42\u304c\u3042\u308b\u5834\u5408\u306f\u3001\u7f72\u540d\u3092\u6025\u304c\u305a\u8cc7\u6599\u3092\u6b8b\u3057\u3066\u76f8\u8ac7\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6b21\u306e\u4f9d\u983c\u5148\u3092\u9078\u3076\u306a\u3089\u3001\u8907\u6570\u306e\u4f1a\u793e\u3078\u540c\u3058\u8acb\u6c42\u66f8\u6761\u4ef6\u3067\u898b\u7a4d\u3082\u308a\u3092\u53d6\u308a\u3001\u8cbb\u7528\u3001\u5165\u91d1\u65e5\u3001\u5951\u7d04\u6761\u4ef6\u3092\u6bd4\u3079\u307e\u3057\u3087\u3046\u3002<a href=\"https:\/\/www.facmatch.jp\/compare\/\">\u30d5\u30a1\u30af\u30de\u30c3\u30c1\u306e\u4f1a\u793e\u6bd4\u8f03<\/a>\u3084<a 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