{"id":222,"date":"2026-06-04T13:11:39","date_gmt":"2026-06-04T04:11:39","guid":{"rendered":"https:\/\/www.facmatch.jp\/column\/?p=222"},"modified":"2026-06-04T16:18:40","modified_gmt":"2026-06-04T07:18:40","slug":"abl-densai-vs-factoring","status":"publish","type":"post","link":"https:\/\/www.facmatch.jp\/column\/abl-densai-vs-factoring\/","title":{"rendered":"ABL\u30fb\u3067\u3093\u3055\u3044\u30fb\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u6bd4\u8f03\uff5c\u516c\u5eab\u30fb\u5730\u9280\u30fb\u30ed\u30fc\u30f3\u5168\u3066\u7d4c\u9a13\u3057\u305f\u4ee3\u8868\u304c\u9078\u3073\u65b9\u3092\u89e3\u8aac"},"content":{"rendered":"\n<h1 class=\"wp-block-heading\">ABL\u30fb\u3067\u3093\u3055\u3044\u30fb\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u6bd4\u8f03\uff5c\u516c\u5eab\u30fb\u5730\u9280\u30fb\u30ed\u30fc\u30f3\u5168\u3066\u7d4c\u9a13\u3057\u305f\u4ee3\u8868\u304c\u9078\u3073\u65b9\u3092\u89e3\u8aac<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">ABL\u30fb\u3067\u3093\u3055\u3044\u30fb\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u306e\u6700\u5927\u306e\u9055\u3044\u306f\u5951\u7d04\u5f62\u614b\u306b\u3042\u308a\u307e\u3059\u3002ABL\u3068\u3067\u3093\u3055\u3044\u5272\u5f15\u306f\u300c<strong><span class=\"swl-marker mark_orange\">\u878d\u8cc7\uff08\u8cb8\u4ed8\uff09<\/span><\/strong>\u300d\u3001\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u306f\u300c<strong><span class=\"swl-marker mark_orange\">\u50b5\u6a29\u8b72\u6e21\uff08\u58f2\u8cb7\uff09<\/span><\/strong>\u300d\u3067\u3059\u3002\u624b\u6570\u6599\u306f\u3067\u3093\u3055\u3044\u5272\u5f15\u304c<strong><span class=\"swl-marker mark_orange\">\u5e741.5\u301c5.5%<\/span><\/strong>\u3001ABL\u304c<strong><span class=\"swl-marker mark_orange\">\u5e742\u301c10%<\/span><\/strong>\u3001\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u304c\u53d6\u5f15\u984d\u306e<strong><span class=\"swl-marker mark_orange\">2\u301c18%<\/span><\/strong>\u3002\u8cc7\u91d1\u5316\u30b9\u30d4\u30fc\u30c9\u306f\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\uff08<strong><span class=\"swl-marker mark_orange\">\u6700\u77ed\u5373\u65e5<\/span><\/strong>\uff09\u3001\u3067\u3093\u3055\u3044\uff08\u6570\u65e5\u301c2\u9031\u9593\uff09\u3001ABL\uff082\u9031\u9593\u301c1\u30f6\u6708\uff09\u306e\u9806\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u79c1\u81ea\u8eab\u3001\u8cc7\u91d1\u7e70\u308a\u306b\u82e6\u3057\u3093\u3060\u6642\u671f\u306b<strong><span class=\"swl-marker mark_orange\">\u65e5\u672c\u653f\u7b56\u91d1\u878d\u516c\u5eab<\/span><\/strong>\u30fb\u5730\u9280\uff08\u9e7f\u5150\u5cf6\u9280\u884c\uff09\u30fb\u6c11\u9593\u30d3\u30b8\u30cd\u30b9\u30ed\u30fc\u30f3\u30fb\u4fdd\u8a3c\u5354\u4f1a\u4ed8\u304d\u878d\u8cc7\u3059\u3079\u3066\u3092\u5229\u7528\u3057\u307e\u3057\u305f\u3002\u5f53\u6642\u306f\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u3068\u3044\u3046\u9078\u629e\u80a2\u3092\u77e5\u3089\u305a\u3001\u691c\u8a0e\u3059\u3089\u3067\u304d\u306a\u304b\u3063\u305f\u3002\u3060\u304b\u3089\u3053\u305d\u30013\u65b9\u5f0f\u306e\u9055\u3044\u3092\u65e9\u3044\u6bb5\u968e\u3067\u62bc\u3055\u3048\u308b\u91cd\u8981\u6027\u3092\u3001\u8eab\u3092\u3082\u3063\u3066\u611f\u3058\u3066\u3044\u307e\u3059\u3002\u3053\u306e\u8a18\u4e8b\u3067\u306f\u3001\u5951\u7d04\u5f62\u614b\u30fb\u624b\u6570\u6599\u30fb\u30b9\u30d4\u30fc\u30c9\u30fb\u5bfe\u8c61\u8cc7\u7523\u306e<strong><span class=\"swl-marker mark_orange\">4\u8ef8<\/span><\/strong>\u3067\u9055\u3044\u3092\u6574\u7406\u3057\u3001\u81ea\u793e\u306e\u72b6\u6cc1\u306b\u5408\u3046\u65b9\u5f0f\u3092\u5224\u65ad\u3059\u308b\u8ef8\u3092\u793a\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u307e\u305a\u306f\u81ea\u793e\u306b\u5408\u3046\u65b9\u5f0f\u3092<strong><span class=\"swl-marker mark_orange\">30\u79d2\u3067\u5224\u5b9a<\/span><\/strong>\u3067\u304d\u308b<a href=\"\/shindan\/\">\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u8a3a\u65ad\u30c4\u30fc\u30eb<\/a>\u3082\u7528\u610f\u3057\u3066\u3044\u307e\u3059\u3002\u6bd4\u8f03\u8868\u3068\u5408\u308f\u305b\u3066\u6d3b\u7528\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n\n\n\n<div class=\"swell-block-balloon\"><div class=\"c-balloon__name\">\u5c0f\u8c37\u826f\u592a<\/div><div class=\"c-balloon__body\"><p>\u624b\u5143\u6b8b\u9ad8100\u4e07\u3092\u5207\u3063\u305f\u591c\u3001\u9078\u629e\u80a2\u306e\u5c11\u306a\u3055\u3067\u4f55\u5ea6\u3082\u82e6\u3057\u307f\u307e\u3057\u305f\u30023\u65b9\u5f0f\u3092\u65e9\u304f\u77e5\u3063\u3066\u304a\u3051\u3070\u6253\u3061\u624b\u306f\u3082\u3063\u3068\u5e83\u304c\u308a\u307e\u3059\u3002<\/p><\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">&#8212;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">ABL\u30fb\u3067\u3093\u3055\u3044\u30fb\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u306e\u9055\u3044\u30921\u5206\u3067\u7406\u89e3\u3059\u308b<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">3\u65b9\u5f0f\u306e\u69cb\u9020\u306f\u4f3c\u3066\u3044\u308b\u3088\u3046\u3067\u3001\u5951\u7d04\u5f62\u614b\u30fb\u91d1\u5229\u30fb\u30b9\u30d4\u30fc\u30c9\u304c\u5927\u304d\u304f\u7570\u306a\u308a\u307e\u3059\u3002\u6700\u521d\u306b\u5168\u4f53\u50cf\u3092\u3064\u304b\u3080\u3068\u3001\u5f8c\u306e\u7ae0\u304c\u4e00\u6c17\u306b\u7406\u89e3\u3057\u3084\u3059\u304f\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">3\u65b9\u5f0f\u306e\u6700\u5927\u306e\u9055\u3044\u306f\u300c\u878d\u8cc7\u304b\u58f2\u8cb7\u304b\u300d<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">ABL\u3068\u3067\u3093\u3055\u3044\u5272\u5f15\u306f\u3001\u91d1\u878d\u6a5f\u95a2\u304b\u3089\u8cc7\u91d1\u3092\u501f\u308a\u5165\u308c\u308b\u300c<strong><span class=\"swl-marker mark_orange\">\u878d\u8cc7\u5951\u7d04<\/span><\/strong>\u300d\u3067\u3059\u3002\u5229\u606f\u3092\u6255\u3063\u3066\u5143\u672c\u3092\u8fd4\u6e08\u3059\u308b\u7fa9\u52d9\u304c\u767a\u751f\u3057\u3001\u4fe1\u7528\u60c5\u5831\u306b\u3082\u8a18\u9332\u304c\u6b8b\u308a\u307e\u3059\u3002\u4e00\u65b9\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u306f\u3001\u58f2\u639b\u50b5\u6a29\u3092\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u4f1a\u793e\u306b\u58f2\u5374\u3059\u308b\u300c<strong><span class=\"swl-marker mark_orange\">\u58f2\u8cb7\u5951\u7d04<\/span><\/strong>\u300d\u3067\u3059\u3002\u8fd4\u6e08\u7fa9\u52d9\u306f\u306a\u304f\u3001\u4fe1\u7528\u60c5\u5831\u306b\u3082\u5f71\u97ff\u3057\u307e\u305b\u3093\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u3053\u306e\u9055\u3044\u304c\u30013\u65b9\u5f0f\u306e\u4f7f\u3044\u52dd\u624b\u3092\u5206\u3051\u308b\u6839\u672c\u8981\u56e0\u3067\u3059\u3002\u878d\u8cc7\u3067\u3042\u308b\u4ee5\u4e0a\u3001ABL\u30fb\u3067\u3093\u3055\u3044\u5272\u5f15\u306f\u9280\u884c\u3068\u540c\u6c34\u6e96\u306e\u5be9\u67fb\u57fa\u6e96\u304c\u9069\u7528\u3055\u308c\u3001\u6c7a\u7b97\u66f8\u30fb\u8a66\u7b97\u8868\u30fb\u62c5\u4fdd\u8cc7\u7523\u306e\u8a55\u4fa1\u3092\u7cbe\u67fb\u3057\u307e\u3059\u3002\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u306f<strong><span class=\"swl-marker mark_orange\">\u58f2\u639b\u5148\u306e\u4fe1\u7528<\/span><\/strong>\u304c\u5be9\u67fb\u306e\u4e3b\u8ef8\u306b\u306a\u308b\u305f\u3081\u3001\u81ea\u793e\u306e\u696d\u7e3e\u304c\u8d64\u5b57\u3067\u3082\u901a\u904e\u3059\u308b\u4f59\u5730\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u624b\u6570\u6599\u30fb\u30b9\u30d4\u30fc\u30c9\u30fb\u5bfe\u8c61\u8cc7\u7523\u306e\u65e9\u898b\u8868<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">3\u65b9\u5f0f\u306e\u4e3b\u8981\u30b9\u30da\u30c3\u30af\u3092\u6a2a\u4e26\u3073\u3067\u6574\u7406\u3057\u307e\u3057\u305f\u30021\u8868\u3067\u5168\u6bd4\u8f03\u3092\u5b8c\u7d50\u3067\u304d\u307e\u3059\u3002<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>\u6bd4\u8f03\u9805\u76ee<\/th><th>ABL<\/th><th>\u3067\u3093\u3055\u3044\u5272\u5f15<\/th><th>\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0<\/th><\/tr><\/thead><tbody><tr><td>\u6cd5\u7684\u6027\u8cea<\/td><td>\u878d\u8cc7\uff08\u8cb8\u4ed8\uff09<\/td><td>\u878d\u8cc7\uff08\u96fb\u5b50\u8a18\u9332\u50b5\u6a29\u306e\u5272\u5f15\uff09<\/td><td>\u50b5\u6a29\u8b72\u6e21\uff08\u58f2\u8cb7\uff09<\/td><\/tr><tr><td>\u624b\u6570\u6599\u76f8\u5834<\/td><td>\u5e74\u52292\u301c10%<\/td><td>\u5e74\u52291.5\u301c5.5%<\/td><td>\u53d6\u5f15\u984d\u306e2\u301c18%<\/td><\/tr><tr><td>\u8cc7\u91d1\u5316\u30b9\u30d4\u30fc\u30c9<\/td><td>2\u9031\u9593\u301c1\u30f6\u6708<\/td><td>\u6570\u65e5\u301c2\u9031\u9593<\/td><td>\u6700\u77ed\u5373\u65e5\uff08\u5f53\u30b5\u30a4\u30c8\u63b2\u8f09\u306e\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u4f1a\u793e226\u793e\u4e2d148\u793e\u304c\u5373\u65e5\u5bfe\u5fdc\uff09<\/td><\/tr><tr><td>\u5bfe\u8c61\u8cc7\u7523<\/td><td>\u58f2\u639b\u50b5\u6a29\u30fb\u5728\u5eab\u30fb\u6a5f\u68b0\u30fb\u5bb6\u755c\u30fb\u77e5\u8ca1\u306a\u3069<\/td><td>\u96fb\u5b50\u8a18\u9332\u50b5\u6a29\u306e\u307f<\/td><td>\u58f2\u639b\u50b5\u6a29\u306e\u307f<\/td><\/tr><tr><td>\u62c5\u4fdd\u30fb\u4fdd\u8a3c<\/td><td>\u52d5\u7523\u30fb\u50b5\u6a29\u62c5\u4fdd\u304c\u5fc5\u9808<\/td><td>\u4fe1\u7528\u529b\u30d9\u30fc\u30b9<\/td><td>\u539f\u5247\u4e0d\u8981\uff08\u58f2\u639b\u5148\u306e\u4fe1\u7528\uff09<\/td><\/tr><tr><td>\u4fe1\u7528\u60c5\u5831\u3078\u306e\u5f71\u97ff<\/td><td>\u3042\u308a<\/td><td>\u3042\u308a<\/td><td>\u306a\u3057<\/td><\/tr><tr><td>\u8fd4\u6e08\u7fa9\u52d9<\/td><td>\u3042\u308a<\/td><td>\u3042\u308a<\/td><td>\u539f\u5247\u306a\u3057\uff08\u511f\u9084\u8acb\u6c42\u306a\u3057\u5951\u7d04\u304c\u4e3b\u6d41\uff09<\/td><\/tr><tr><td>\u500b\u4eba\u4e8b\u696d\u4e3b\u306e\u5229\u7528<\/td><td>\u539f\u5247\u56f0\u96e3<\/td><td>\u539f\u5247\u56f0\u96e3<\/td><td>\u5f53\u30b5\u30a4\u30c8\u63b2\u8f09\u306e\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u4f1a\u793e226\u793e\u4e2d121\u793e\u304c\u5bfe\u5fdc<\/td><\/tr><tr><td>\u58f2\u639b\u5148\u3078\u306e\u901a\u77e5<\/td><td>\u52d5\u7523\u516c\u793a\u767b\u8a18\u304c\u5fc5\u8981\u306a\u30b1\u30fc\u30b9\u3042\u308a<\/td><td>\u53d6\u5f15\u5148\u306e\u3067\u3093\u3055\u3044\u767b\u9332\u304c\u524d\u63d0<\/td><td>2\u793e\u9593\u5951\u7d04\u306a\u3089\u901a\u77e5\u306a\u3057<\/td><\/tr><tr><td>\u4e3b\u306a\u63d0\u4f9b\u5143<\/td><td>\u9280\u884c\u30fb\u4fe1\u7528\u91d1\u5eab\u30fb\u653f\u5e9c\u7cfb\u91d1\u878d<\/td><td>\u3067\u3093\u3055\u3044\u30cd\u30c3\u30c8\u52a0\u76df\u91d1\u878d\u6a5f\u95a2<\/td><td>\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u4f1a\u793e\uff08\u5f53\u30b5\u30a4\u30c8\u63b2\u8f09226\u793e\uff09<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\u51fa\u5178\uff1a<a href=\"https:\/\/www.meti.go.jp\/policy\/economy\/keiei_innovation\/sangyokinyu\/ABL\/06.pdf\" target=\"_blank\" rel=\"noopener\">\u7d4c\u6e08\u7523\u696d\u7701 ABL\u6848\u5185<\/a>\u3001<a href=\"https:\/\/www.densai.net\/about\/\" target=\"_blank\" rel=\"noopener\">\u3067\u3093\u3055\u3044\u30cd\u30c3\u30c8<\/a>\u3001\u30d5\u30a1\u30af\u30de\u30c3\u30c1\u7de8\u96c6\u90e8\u8abf\u3079\uff08<strong><span class=\"swl-marker mark_orange\">2026-06-01\u6642\u70b9<\/span><\/strong>\uff09\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u8ff7\u3063\u305f\u3089\u3053\u306e3\u554f\u3067\u5224\u5b9a\u3059\u308b\u30d5\u30ed\u30fc\u30c1\u30e3\u30fc\u30c8<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">3\u65b9\u5f0f\u304b\u3089\u81ea\u793e\u306b\u5408\u3046\u3082\u306e\u3092\u9078\u3076\u306b\u306f\u3001\u6b21\u306e<strong><span class=\"swl-marker mark_orange\">3\u554f<\/span><\/strong>\u306b\u7b54\u3048\u308b\u3060\u3051\u3067\u65b9\u5411\u6027\u304c\u6c7a\u307e\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u3053\u306e3\u554f\u3067\u5927\u67a0\u304c\u6c7a\u307e\u3063\u305f\u3089\u3001\u6b8b\u308a\u306e\u7ae0\u3067\u8a73\u7d30\u3092\u78ba\u8a8d\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#8212;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">ABL\uff08\u52d5\u7523\u62c5\u4fdd\u878d\u8cc7\uff09\u306e\u4ed5\u7d44\u307f\u3068\u30e1\u30ea\u30c3\u30c8\u30fb\u30c7\u30e1\u30ea\u30c3\u30c8<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">ABL\u306f\u300c<strong><span class=\"swl-marker mark_orange\">Asset Based Lending<\/span><\/strong>\u300d\u306e\u7565\u3067\u3001\u52d5\u7523\u3084\u58f2\u639b\u50b5\u6a29\u3092\u62c5\u4fdd\u306b\u3059\u308b\u878d\u8cc7\u306e\u7dcf\u79f0\u3067\u3059\u3002<strong><span class=\"swl-marker mark_orange\">\u7d4c\u6e08\u7523\u696d\u7701<\/span><\/strong>\u3068<strong><span class=\"swl-marker mark_orange\">\u91d1\u878d\u5e81<\/span><\/strong>\u304c\u666e\u53ca\u3092\u5f8c\u62bc\u3057\u3057\u3066\u304a\u308a\u3001\u4e0d\u52d5\u7523\u62c5\u4fdd\u3084\u500b\u4eba\u4fdd\u8a3c\u306b\u983c\u3089\u306a\u3044\u8cc7\u91d1\u8abf\u9054\u624b\u6bb5\u3068\u3057\u3066\u4f4d\u7f6e\u3065\u3051\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">ABL\u3068\u306f\u5728\u5eab\u30fb\u58f2\u639b\u91d1\u30fb\u6a5f\u68b0\u3092\u62c5\u4fdd\u306b\u3059\u308b\u878d\u8cc7<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">ABL\u306e\u62c5\u4fdd\u5bfe\u8c61\u306f\u3001\u58f2\u639b\u50b5\u6a29\u3060\u3051\u3067\u306a\u304f<strong><span class=\"swl-marker mark_orange\">\u5728\u5eab\u5546\u54c1\u30fb\u539f\u6750\u6599\u30fb\u4ed5\u639b\u54c1\u30fb\u6a5f\u68b0\u8a2d\u5099\u30fb\u5bb6\u755c\u30fb\u77e5\u7684\u8ca1\u7523\u6a29<\/span><\/strong>\u307e\u3067\u5e83\u304f\u8a8d\u3081\u307e\u3059\u3002\u4e2d\u5c0f\u4f01\u696d\u306e\u30d0\u30e9\u30f3\u30b9\u30b7\u30fc\u30c8\u3067\u58f2\u639b\u91d1\u3084\u5728\u5eab\u306e\u6bd4\u7387\u304c\u9ad8\u3044\u696d\u7a2e\uff08\u88fd\u9020\u696d\u30fb\u5378\u58f2\u696d\u30fb\u5c0f\u58f2\u696d\u30fb\u8fb2\u755c\u7523\u696d\uff09\u3068\u76f8\u6027\u304c\u826f\u3044\u306e\u304c\u7279\u5fb4\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.fsa.go.jp\/news\/24\/ginkou\/20130205-1.html\" target=\"_blank\" rel=\"noopener\">\u91d1\u878d\u5e81 ABL\u7a4d\u6975\u7684\u6d3b\u7528\u901a\u9054<\/a>\u3067\u306f\u3001\u4e0d\u52d5\u7523\u62c5\u4fdd\u3084\u7d4c\u55b6\u8005\u4fdd\u8a3c\u306b\u904e\u5ea6\u306b\u4f9d\u5b58\u3057\u306a\u3044\u878d\u8cc7\u6163\u884c\u3092\u91d1\u878d\u6a5f\u95a2\u306b\u6c42\u3081\u3066\u304a\u308a\u3001ABL\u306f\u305d\u306e\u53d7\u3051\u76bf\u306e\u3072\u3068\u3064\u3067\u3059\u3002\u7d4c\u6e08\u7523\u696d\u7701\u306e<a href=\"https:\/\/www.meti.go.jp\/policy\/economy\/keiei_innovation\/sangyokinyu\/ABL\/12.pdf\" target=\"_blank\" rel=\"noopener\">ABL\u8ab2\u984c\u5b9f\u614b\u8abf\u67fb<\/a>\u306b\u3088\u308b\u3068\u3001ABL\u5229\u7528\u4f01\u696d\u306e\u591a\u304f\u304c\u6cd5\u5b9a\u4e2d\u5c0f\u4f01\u696d\u3067\u3001\u4e0d\u52d5\u7523\u3092\u6301\u305f\u306a\u3044\u4e2d\u5c0f\u4f01\u696d\u306e\u8cc7\u91d1\u8abf\u9054\u624b\u6bb5\u3068\u3057\u3066\u4f4d\u7f6e\u3065\u3051\u304c\u9032\u3093\u3067\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u91d1\u5229\u76f8\u5834\u306f\u5e74\u52292\u301c10%\uff08\u7d4c\u7523\u7701\u30fb\u91d1\u878d\u5e81\u63a8\u9032\uff09<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">ABL\u306e\u91d1\u5229\u306f<strong><span class=\"swl-marker mark_orange\">\u5e74\u52292\u301c10%<\/span><\/strong>\u304c\u4e00\u822c\u7684\u3067\u3001\u9280\u884c\u30d7\u30ed\u30d1\u30fc\u878d\u8cc7\u3088\u308a\u3084\u3084\u9ad8\u3081\u3001\u30ce\u30f3\u30d0\u30f3\u30af\u306e\u30d3\u30b8\u30cd\u30b9\u30ed\u30fc\u30f3\u3088\u308a\u306f\u4f4e\u3081\u306e\u6c34\u6e96\u3067\u3059\u3002\u540c\u3058\u878d\u8cc7\u3067\u3082\u3001\u62c5\u4fdd\u3068\u306a\u308b\u52d5\u7523\u306e\u8a55\u4fa1\u984d\u30fb\u63db\u91d1\u6027\u30fb\u30e2\u30cb\u30bf\u30ea\u30f3\u30b0\u4f53\u5236\u3067\u91d1\u5229\u304c\u5909\u52d5\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u62c5\u4fdd\u8cc7\u7523\u306e\u30e2\u30cb\u30bf\u30ea\u30f3\u30b0\u8cbb\u7528\u3084\u3001\u767b\u8a18\u8cbb\u7528\u304c\u5225\u9014\u767a\u751f\u3059\u308b\u30b1\u30fc\u30b9\u3082\u3042\u308b\u305f\u3081\u3001\u8868\u9762\u91d1\u5229\u3060\u3051\u3067\u306a\u304f<strong><span class=\"swl-marker mark_orange\">\u7dcf\u30b3\u30b9\u30c8\u3067\u6bd4\u8f03<\/span><\/strong>\u3059\u308b\u306e\u304c\u6b20\u304b\u305b\u307e\u305b\u3093\u3002<\/p>\n\n\n\n<div class=\"swell-block-balloon\"><div class=\"c-balloon__name\">\u5c0f\u8c37\u826f\u592a<\/div><div class=\"c-balloon__body\"><p>\u516c\u5eab\u30fb\u5730\u9280\u30fb\u30ed\u30fc\u30f3\u5168\u3066\u7d4c\u9a13\u3057\u305f\u7acb\u5834\u304b\u3089\u8a00\u3046\u3068\u3001\u8868\u9762\u91d1\u5229\u306e\u5b89\u3055\u3060\u3051\u3067\u6c7a\u3081\u308b\u3068\u767b\u8a18\u8cbb\u7528\u3084\u4fdd\u8a3c\u6599\u3067\u9006\u8ee2\u3059\u308b\u3053\u3068\u304c\u3042\u308a\u307e\u3059\u3002<\/p><\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">\u5be9\u67fb\u306f2\u9031\u9593\u301c1\u30f6\u6708\u3002\u5373\u65e5\u8cc7\u91d1\u5316\u306f\u3067\u304d\u306a\u3044<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">ABL\u6700\u5927\u306e\u5f31\u70b9\u306f\u30b9\u30d4\u30fc\u30c9\u3067\u3059\u3002\u62c5\u4fdd\u8cc7\u7523\u306e\u8a55\u4fa1\u30fb\u767b\u8a18\u30fb\u5951\u7d04\u7de0\u7d50\u306b<strong><span class=\"swl-marker mark_orange\">2\u9031\u9593\u301c1\u30f6\u6708<\/span><\/strong>\u3092\u8981\u3057\u3001<strong><span class=\"swl-marker mark_orange\">\u5373\u65e5\u8cc7\u91d1\u5316\u306f\u3067\u304d\u307e\u305b\u3093<\/span><\/strong>\u3002\u300c\u3059\u3050\u306b\u73fe\u91d1\u304c\u5fc5\u8981\u300d\u3068\u3044\u3046\u30cb\u30fc\u30ba\u306b\u306f\u5fdc\u3048\u3089\u308c\u306a\u3044\u69cb\u9020\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u79c1\u81ea\u8eab\u304c\u7d4c\u9a13\u3057\u305f\u9280\u884c\u878d\u8cc7\u30fb\u4fdd\u8a3c\u5354\u4f1a\u4ed8\u304d\u878d\u8cc7\u3082\u540c\u69d8\u3067\u3001\u7533\u8fbc\u307f\u304b\u3089\u7740\u91d1\u307e\u3067<strong><span class=\"swl-marker mark_orange\">1\u30f6\u6708\u4ee5\u4e0a<\/span><\/strong>\u304b\u304b\u308b\u306e\u304c\u666e\u901a\u3067\u3057\u305f\u3002\u66f8\u985e\u306e\u5f80\u5fa9\u3001\u62c5\u5f53\u8005\u306e\u7a1f\u8b70\u3001\u672c\u90e8\u627f\u8a8d\u2015\u2015\u624b\u5143\u8cc7\u91d1\u304c\u8584\u3044\u6642\u306e1\u30f6\u6708\u306f\u6c38\u9060\u306b\u611f\u3058\u308b\u9577\u3055\u3067\u3059\u3002\u5f53\u6642\u306e\u79c1\u306f\u3001\u6bce\u9031\u672b\u306b\u8cc7\u91d1\u7e70\u308a\u8868\u3092\u773a\u3081\u306a\u304c\u3089\u300c\u3042\u3068\u4f55\u9031\u9593\u3082\u3064\u304b\u300d\u3092\u8a08\u7b97\u3057\u3066\u3044\u307e\u3057\u305f\u3002<\/p>\n\n\n\n<div class=\"swell-block-balloon\"><div class=\"c-balloon__name\">\u5c0f\u8c37\u826f\u592a<\/div><div class=\"c-balloon__body\"><p>\u624b\u5143\u6b8b\u9ad8100\u4e07\u3092\u5207\u3063\u305f\u6642\u671f\u3001\u9280\u884c\u878d\u8cc7\u306e1\u30f6\u6708\u5f85\u3061\u306f\u672c\u5f53\u306b\u9577\u304b\u3063\u305f\u3067\u3059\u3002\u30b9\u30d4\u30fc\u30c9\u304c\u5fc5\u8981\u306a\u5c40\u9762\u3067\u306f\u4ed6\u306e\u624b\u6bb5\u3092\u4f75\u8d70\u3055\u305b\u308b\u3079\u304d\u3067\u3057\u305f\u3002<\/p><\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">ABL\u304c\u5411\u304f\u7d4c\u55b6\u8005\u30fb\u5411\u304b\u306a\u3044\u7d4c\u55b6\u8005<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">ABL\u304c\u5411\u304f\u306e\u306f\u3001\u5728\u5eab\u3084\u6a5f\u68b0\u8a2d\u5099\u304c\u8c4a\u5bcc\u3067\u30011\u301c2\u30f6\u6708\u5148\u307e\u3067\u306e\u8cc7\u91d1\u7e70\u308a\u306b\u6642\u9593\u7684\u4f59\u88d5\u304c\u3042\u308b<strong><span class=\"swl-marker mark_orange\">\u4e2d\u5805\u4f01\u696d<\/span><\/strong>\u3067\u3059\u3002\u5177\u4f53\u7684\u306b\u306f\u3001\u88fd\u9020\u696d\u3067\u5de5\u4f5c\u6a5f\u68b0\u3084\u539f\u6750\u6599\u306e\u5728\u5eab\u3092\u591a\u304f\u4fdd\u6709\u3059\u308b\u4f1a\u793e\u3001\u5378\u58f2\u696d\u3067\u5546\u54c1\u5728\u5eab\u306e\u56de\u8ee2\u304c\u5b89\u5b9a\u3059\u308b\u4f1a\u793e\u3001\u8fb2\u755c\u7523\u696d\u3067\u5bb6\u755c\u3084\u8fb2\u7523\u7269\u3092\u62c5\u4fdd\u5316\u3067\u304d\u308b\u4e8b\u696d\u8005\u304c\u8a72\u5f53\u3057\u307e\u3059\u3002\u62c5\u4fdd\u8cc7\u7523\u306e\u8a55\u4fa1\u984d\u304c\u5927\u304d\u3044\u307b\u3069\u501f\u5165\u53ef\u80fd\u984d\u3082\u5897\u3048\u308b\u305f\u3081\u3001\u307e\u3068\u307e\u3063\u305f\u904b\u8ee2\u8cc7\u91d1\u3084\u8a2d\u5099\u6295\u8cc7\u8cc7\u91d1\u306e\u8abf\u9054\u306b\u5411\u3044\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u9006\u306b\u3001\u5275\u696d\u9593\u3082\u306a\u3044\u6cd5\u4eba\u30fb\u500b\u4eba\u4e8b\u696d\u4e3b\u30fb\u4eca\u9031\u4e2d\u306b\u8cc7\u91d1\u304c\u5fc5\u8981\u306a\u7d4c\u55b6\u8005\u306f\u5bfe\u8c61\u5916\u3068\u8003\u3048\u305f\u307b\u3046\u304c\u826f\u3044\u3067\u3057\u3087\u3046\u3002\u62c5\u4fdd\u3068\u306a\u308b\u52d5\u7523\u304c\u4e4f\u3057\u3044\u3001\u6c7a\u7b97\u66f83\u671f\u5206\u304c\u63c3\u308f\u306a\u3044\u3001\u7dca\u6025\u6027\u304c\u9ad8\u3059\u304e\u308b\u2015\u2015\u3053\u3046\u3057\u305f\u6761\u4ef6\u306b1\u3064\u3067\u3082\u8a72\u5f53\u3059\u308b\u5834\u5408\u306f\u3001ABL\u3067\u306f\u306a\u304f\u4ed6\u306e\u65b9\u5f0f\u3092\u691c\u8a0e\u3059\u3079\u304d\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6771\u4eac\u90fd\u7523\u696d\u52b4\u50cd\u5c40\u3084\u5404\u5730\u65b9\u9280\u884c\u304cABL\u5236\u5ea6\u3092\u63d0\u4f9b\u3057\u3066\u3044\u307e\u3059\u304c\u3001\u5229\u7528\u306b\u306f\u4e8b\u524d\u306e\u7a93\u53e3\u76f8\u8ac7\u304c\u5fc5\u8981\u306a\u30b1\u30fc\u30b9\u3082\u591a\u304f\u3001\u3044\u304d\u306a\u308a\u7533\u8fbc\u307f\u3068\u3044\u3046\u308f\u3051\u306b\u306f\u3044\u304d\u307e\u305b\u3093\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#8212;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u3067\u3093\u3055\u3044\uff08\u96fb\u5b50\u8a18\u9332\u50b5\u6a29\uff09\u306e\u4ed5\u7d44\u307f\u3068\u5272\u5f15\u306e\u4f7f\u3044\u65b9<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u3067\u3093\u3055\u3044\u306f\u7d19\u306e\u624b\u5f62\u3092\u96fb\u5b50\u5316\u3057\u305f\u5236\u5ea6\u3067\u3001<strong><span class=\"swl-marker mark_orange\">2013\u5e74<\/span><\/strong>\u304b\u3089<a href=\"https:\/\/www.densai.net\/about\/\" target=\"_blank\" rel=\"noopener\">\u3067\u3093\u3055\u3044\u30cd\u30c3\u30c8<\/a>\u304c\u904b\u55b6\u3057\u3066\u3044\u307e\u3059\u3002<strong><span class=\"swl-marker mark_orange\">2026\u5e746\u6708\u6642\u70b9<\/span><\/strong>\u3067\u5168\u56fd\u306e\u9280\u884c\u30fb\u4fe1\u7528\u91d1\u5eab\u304c\u5e45\u5e83\u304f\u5bfe\u5fdc\u3057\u3066\u304a\u308a\u3001\u624b\u5f62\u5ec3\u6b62\u306e\u6d41\u308c\u306e\u4e2d\u3067\u5229\u7528\u304c\u62e1\u5927\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u3067\u3093\u3055\u3044\u306f\u624b\u5f62\u306e\u96fb\u5b50\u7248\u3002\u3067\u3093\u3055\u3044\u30cd\u30c3\u30c8\u304c\u904b\u55b6<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u3067\u3093\u3055\u3044\u306e\u6b63\u5f0f\u540d\u79f0\u306f\u300c<strong><span class=\"swl-marker 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class=\"wp-block-paragraph\">\u3067\u3093\u3055\u3044\u5272\u5f15\u306f\u3001\u4fdd\u6709\u3057\u3066\u3044\u308b\u3067\u3093\u3055\u3044\u3092\u671f\u65e5\u524d\u306b\u9280\u884c\u3067\u5272\u308a\u5f15\u3044\u3066\u73fe\u91d1\u5316\u3059\u308b\u53d6\u5f15\u3067\u3059\u3002\u91d1\u5229\u6c34\u6e96\u306f<strong><span class=\"swl-marker mark_orange\">\u5e741.5\u301c5.5%<\/span><\/strong>\u3068\u3001ABL\u3084\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u3068\u6bd4\u3079\u3066<strong><span class=\"swl-marker mark_orange\">\u6700\u3082\u4f4e\u3044\u90e8\u985e<\/span><\/strong>\u306b\u5165\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p 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href=\"https:\/\/www.densai.net\/stat\/\" target=\"_blank\" rel=\"noopener\">\u3067\u3093\u3055\u3044\u30cd\u30c3\u30c8\u7d71\u8a08<\/a>\u3092\u898b\u308b\u3068\u5229\u7528\u306f\u62e1\u5927\u3057\u3066\u3044\u307e\u3059\u304c\u3001\u4e2d\u5c0f\u4f01\u696d\u30fb\u500b\u4eba\u4e8b\u696d\u4e3b\u306e\u53d6\u5f15\u5148\u307e\u3067\u666e\u53ca\u304c\u6d78\u900f\u3057\u3066\u3044\u308b\u6bb5\u968e\u3068\u306f\u8a00\u3048\u307e\u305b\u3093\u3002\u53d6\u5f15\u5148\u306b\u300c\u3067\u3093\u3055\u3044\u3067\u652f\u6255\u3063\u3066\u3082\u3089\u3048\u307e\u3059\u304b\u300d\u3068\u5207\u308a\u51fa\u3059\u306e\u3082\u3001\u7d4c\u55b6\u8005\u306b\u3068\u3063\u3066\u306f\u5fc3\u7406\u7684\u30cf\u30fc\u30c9\u30eb\u304c\u9ad8\u3044\u76f8\u8ac7\u3067\u3059\u3002\u300c\u3046\u3061\u306f\u8cc7\u91d1\u7e70\u308a\u304c\u53b3\u3057\u3044\u304b\u3089\u96fb\u5b50\u5316\u3057\u3066\u307b\u3057\u3044\u300d\u3068\u805e\u3053\u3048\u3066\u3057\u307e\u3046\u3068\u3001\u4fe1\u7528\u7dad\u6301\u306e\u89b3\u70b9\u3067\u30de\u30a4\u30ca\u30b9\u306b\u306a\u308a\u304b\u306d\u307e\u305b\u3093\u3002<\/p>\n\n\n\n<h3 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mark_orange\">\u511f\u9084\u8acb\u6c42\u6a29\u306e\u6709\u7121<\/span><\/strong>\u300d\u3068\u3044\u3046\u91cd\u8981\u306a\u8ad6\u70b9\u304c\u3042\u308a\u307e\u3059\u3002\u511f\u9084\u8acb\u6c42\u306a\u3057\uff08\u30ce\u30f3\u30ea\u30b3\u30fc\u30b9\uff09\u5951\u7d04\u306a\u3089\u3001\u58f2\u639b\u5148\u304c\u5012\u7523\u3057\u305f\u5834\u5408\u306e\u30ea\u30b9\u30af\u3092\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u4f1a\u793e\u304c\u8ca0\u3044\u307e\u3059\u3002\u511f\u9084\u8acb\u6c42\u3042\u308a\uff08\u30ea\u30b3\u30fc\u30b9\uff09\u5951\u7d04\u3060\u3068\u3001\u58f2\u639b\u5148\u5012\u7523\u6642\u306b\u81ea\u793e\u304c\u8cb7\u3044\u623b\u3057\u7fa9\u52d9\u3092\u8ca0\u3046\u305f\u3081\u3001\u5b9f\u8cea\u7684\u306b\u878d\u8cc7\u306b\u8fd1\u3044\u6027\u8cea\u3067\u3059\u3002<strong><span class=\"swl-marker mark_orange\">\u5951\u7d04\u524d\u306b\u5fc5\u305a\u78ba\u8a8d\u3059\u3079\u304d\u30dd\u30a4\u30f3\u30c8<\/span><\/strong>\u3067\u3059\u3002<\/p>\n\n\n\n<div class=\"swell-block-balloon\"><div class=\"c-balloon__name\">\u5c0f\u8c37\u826f\u592a<\/div><div class=\"c-balloon__body\"><p>\u5f79\u54e1\u5831\u916c0\u3092\u7d4c\u9a13\u3057\u305f\u6642\u671f\u3001\u3082\u3057\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u3092\u77e5\u3063\u3066\u3044\u308c\u3070\u78ba\u5b9f\u306b\u5165\u91d1\u304c\u6c7a\u307e\u3063\u3066\u3044\u305f\u6848\u4ef6\u3067\u4f53\u529b\u3092\u6e29\u5b58\u3067\u304d\u307e\u3057\u305f\u3002\u9078\u629e\u80a2\u306e\u6709\u7121\u3067\u6253\u3061\u624b\u306e\u5e45\u304c\u5909\u308f\u308a\u307e\u3059\u3002<\/p><\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">&#8212;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u624b\u6570\u6599\u30fb\u30b9\u30d4\u30fc\u30c9\u30fb\u5fc5\u8981\u66f8\u985e\u306e3\u65b9\u5f0f\u5fb9\u5e95\u6bd4\u8f03<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u3053\u3053\u307e\u30673\u65b9\u5f0f\u306e\u4ed5\u7d44\u307f\u3092\u500b\u5225\u306b\u898b\u3066\u304d\u307e\u3057\u305f\u3002\u5b9f\u969b\u306b\u6bd4\u8f03\u3059\u308b\u969b\u306f\u3001<strong><span class=\"swl-marker mark_orange\">\u5e74\u7387\u63db\u7b97\u3057\u305f\u5b9f\u8cea\u30b3\u30b9\u30c8<\/span><\/strong>\u30fb\u5fc5\u8981\u66f8\u985e\u30fb\u53d6\u5f15\u5148\u3078\u306e\u901a\u77e5\u306e<strong><span class=\"swl-marker mark_orange\">3\u8ef8<\/span><\/strong>\u3067\u898b\u308b\u3068\u5224\u65ad\u304c\u65e9\u304f\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u624b\u6570\u6599\u3092\u5e74\u7387\u63db\u7b97\u3057\u3066\u6a2a\u4e26\u3073\u6bd4\u8f03<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u77ed\u671f\u9593\u3067\u8cc7\u91d1\u5316\u3059\u308b\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u306f\u3001\u624b\u6570\u6599\u3092\u5e74\u7387\u63db\u7b97\u3059\u308b\u3068\u898b\u304b\u3051\u4e0a\u9ad8\u304f\u306a\u308a\u307e\u3059\u3002\u305f\u3060\u3057\u3001\u5b9f\u969b\u306e\u5229\u7528\u671f\u9593\u304c<strong><span class=\"swl-marker mark_orange\">30\u301c90\u65e5<\/span><\/strong>\u3067\u3042\u308b\u3053\u3068\u3092\u524d\u63d0\u306b\u3059\u308b\u3068\u3001\u7d76\u5bfe\u984d\u3067\u306e\u6bd4\u8f03\u304c\u91cd\u8981\u3067\u3059\u3002<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>\u65b9\u5f0f<\/th><th>\u8868\u9762\u624b\u6570\u6599<\/th><th>\u5229\u7528\u671f\u9593<\/th><th>100\u4e07\u5186\u8abf\u9054\u6642\u306e\u7d76\u5bfe\u30b3\u30b9\u30c8\u76ee\u5b89<\/th><\/tr><\/thead><tbody><tr><td>ABL<\/td><td>\u5e74\u52295%<\/td><td>90\u65e5<\/td><td>\u7d041.2\u4e07\u5186<\/td><\/tr><tr><td>\u3067\u3093\u3055\u3044\u5272\u5f15<\/td><td>\u5e74\u52293%<\/td><td>90\u65e5<\/td><td>\u7d040.7\u4e07\u5186<\/td><\/tr><tr><td>2\u793e\u9593\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0<\/td><td>\u53d6\u5f15\u984d\u306e10%<\/td><td>60\u65e5<\/td><td>\u7d0410\u4e07\u5186<\/td><\/tr><tr><td>3\u793e\u9593\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0<\/td><td>\u53d6\u5f15\u984d\u306e5%<\/td><td>60\u65e5<\/td><td>\u7d045\u4e07\u5186<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\u7d76\u5bfe\u984d\u3067\u898b\u308b\u3068\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u306e\u30b3\u30b9\u30c8\u611f\u304c\u4f1d\u308f\u308a\u3084\u3059\u304f\u306a\u308a\u307e\u3059\u3002\u305f\u3060\u3057\u3001\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u306f\u300c<strong><span class=\"swl-marker mark_orange\">\u5be9\u67fb\u843d\u3061\u30ea\u30b9\u30af\u304c\u4f4e\u3044<\/span><\/strong>\u300d\u300c<strong><span class=\"swl-marker mark_orange\">\u5373\u65e5\u8cc7\u91d1\u5316\u3067\u304d\u308b<\/span><\/strong>\u300d\u300c<strong><span class=\"swl-marker mark_orange\">\u4fe1\u7528\u60c5\u5831\u306b\u5f71\u97ff\u3057\u306a\u3044<\/span><\/strong>\u300d\u3068\u3044\u3046\u5f37\u307f\u304c\u3042\u308b\u305f\u3081\u3001\u5358\u7d14\u306a\u91d1\u5229\u6bd4\u8f03\u3067\u306f\u6349\u3048\u304d\u308c\u306a\u3044\u4fa1\u5024\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u8cc7\u91d1\u5316\u30b9\u30d4\u30fc\u30c9\u306f\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\uff1e\u3067\u3093\u3055\u3044\uff1eABL<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">3\u65b9\u5f0f\u306e\u30b9\u30d4\u30fc\u30c9\u5dee\u306f\u6b21\u306e\u3088\u3046\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\uff1a\u6700\u77ed2\u6642\u9593\u301c\u5373\u65e5\uff08\u5f53\u30b5\u30a4\u30c8\u63b2\u8f09\u306e\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u4f1a\u793e226\u793e\u4e2d148\u793e\u304c\u5373\u65e5\u5bfe\u5fdc\uff09<\/li><li>\u3067\u3093\u3055\u3044\u5272\u5f15\uff1a\u7533\u8fbc\u307f\u304b\u3089\u6570\u65e5\u301c2\u9031\u9593<\/li><li>ABL\uff1a\u62c5\u4fdd\u8a55\u4fa1\u3092\u542b\u3081\u30662\u9031\u9593\u301c1\u30f6\u6708<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u30b9\u30d4\u30fc\u30c9\u512a\u5148\u306a\u3089\u9078\u629e\u80a2\u306f1\u3064\u3057\u304b\u3042\u308a\u307e\u305b\u3093\u3002\u8cc7\u91d1\u9700\u8981\u306e\u30bf\u30a4\u30df\u30f3\u30b0\u3067\u9078\u3076\u65b9\u5f0f\u304c\u6c7a\u307e\u308b\u69cb\u56f3\u3067\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u5fc5\u8981\u66f8\u985e\u306e\u91cf\u3068\u53d6\u5f15\u5148\u3078\u306e\u901a\u77e5\u306e\u6709\u7121<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u66f8\u985e\u306e\u8ca0\u62c5\u3068\u53d6\u5f15\u5148\u3078\u306e\u5f71\u97ff\u5ea6\u3082\u30013\u65b9\u5f0f\u3067\u5927\u304d\u304f\u7570\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>\u65b9\u5f0f<\/th><th>\u5fc5\u8981\u66f8\u985e<\/th><th>\u53d6\u5f15\u5148\u3078\u306e\u901a\u77e5<\/th><\/tr><\/thead><tbody><tr><td>ABL<\/td><td>\u6c7a\u7b97\u66f83\u671f\u5206\u30fb\u8a66\u7b97\u8868\u30fb\u62c5\u4fdd\u8cc7\u7523\u8a55\u4fa1\u66f8\u985e\u30fb\u767b\u8a18\u66f8\u985e<\/td><td>\u52d5\u7523\u516c\u793a\u767b\u8a18\u3067\u7b2c\u4e09\u8005\u304c\u78ba\u8a8d\u53ef\u80fd<\/td><\/tr><tr><td>\u3067\u3093\u3055\u3044\u5272\u5f15<\/td><td>\u6c7a\u7b97\u66f83\u671f\u5206\u30fb\u8a66\u7b97\u8868\u30fb\u3067\u3093\u3055\u3044\u767b\u9332\u60c5\u5831<\/td><td>\u53d6\u5f15\u5148\u306e\u3067\u3093\u3055\u3044\u767b\u9332\u304c\u524d\u63d0<\/td><\/tr><tr><td>2\u793e\u9593\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0<\/td><td>\u901a\u5e33\u30b3\u30d4\u30fc\u30fb\u8acb\u6c42\u66f8\u30fb\u672c\u4eba\u78ba\u8a8d\u66f8\u985e<\/td><td>\u901a\u77e5\u306a\u3057\uff08\u53d6\u5f15\u5148\u306b\u77e5\u3089\u308c\u306a\u3044\uff09<\/td><\/tr><tr><td>3\u793e\u9593\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0<\/td><td>\u901a\u5e33\u30b3\u30d4\u30fc\u30fb\u8acb\u6c42\u66f8\u30fb\u672c\u4eba\u78ba\u8a8d\u66f8\u985e\u30fb\u53d6\u5f15\u5148\u540c\u610f\u66f8<\/td><td>\u5fc5\u8981\uff08\u53d6\u5f15\u5148\u306e\u540c\u610f\u304c\u524d\u63d0\uff09<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\u66f8\u985e\u8ca0\u62c5\u304c\u6700\u3082\u8efd\u304f\u3001\u53d6\u5f15\u5148\u306b\u3082\u77e5\u3089\u308c\u305a\u5229\u7528\u3067\u304d\u308b\u306e\u306f<strong><span class=\"swl-marker mark_orange\">2\u793e\u9593\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0<\/span><\/strong>\u3067\u3059\u3002ABL\u30fb\u3067\u3093\u3055\u3044\u5272\u5f15\u306f\u9280\u884c\u878d\u8cc7\u4e26\u307f\u306e\u66f8\u985e\u304c\u5fc5\u8981\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u7279\u306b\u300c\u53d6\u5f15\u5148\u306b\u8cc7\u91d1\u7e70\u308a\u306e\u72b6\u6cc1\u3092\u77e5\u3089\u308c\u305f\u304f\u306a\u3044\u300d\u3068\u3044\u3046\u30cb\u30fc\u30ba\u306f\u7d4c\u55b6\u8005\u306b\u3068\u3063\u3066\u5207\u5b9f\u3067\u3059\u30023\u793e\u9593\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u3084\u52d5\u7523\u516c\u793a\u767b\u8a18\u3092\u4f34\u3046ABL\u3067\u306f\u3001\u53d6\u5f15\u5148\u3084\u7b2c\u4e09\u8005\u306b\u8cc7\u91d1\u8abf\u9054\u306e\u4e8b\u5b9f\u304c\u4f1d\u308f\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002\u4e00\u65b9\u3001<strong><span class=\"swl-marker mark_orange\">2\u793e\u9593\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0<\/span><\/strong>\u306f\u53d6\u5f15\u5148\u3078\u306e\u901a\u77e5\u304c\u4e0d\u8981\u306a\u305f\u3081\u3001\u4fe1\u7528\u7dad\u6301\u3068\u8cc7\u91d1\u8abf\u9054\u3092\u4e21\u7acb\u3067\u304d\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u500b\u4eba\u4e8b\u696d\u4e3b\u304c\u4f7f\u3048\u308b\u306e\u306f\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u306e\u307f\uff08\u5f53\u30b5\u30a4\u30c8\u63b2\u8f09\u306e\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u4f1a\u793e226\u793e\u4e2d121\u793e\uff09<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u500b\u4eba\u4e8b\u696d\u4e3b\u306f\u3001ABL\u3068\u3067\u3093\u3055\u3044\u5272\u5f15\u306e\u5229\u7528\u304c\u539f\u5247\u56f0\u96e3\u3067\u3059\u3002\u6c7a\u7b97\u66f8\u30fb\u8a66\u7b97\u8868\u306e\u6574\u5099\u304c\u6cd5\u4eba\u307b\u3069\u3057\u3063\u304b\u308a\u3057\u3066\u3044\u306a\u3044\u3001\u62c5\u4fdd\u3068\u306a\u308b\u52d5\u7523\u304c\u5c11\u306a\u3044\u3001\u4fe1\u7528\u529b\u8a55\u4fa1\u304c\u4f4e\u3044\u306a\u3069\u306e\u7406\u7531\u3067\u9280\u884c\u5be9\u67fb\u3092\u901a\u904e\u3057\u306b\u304f\u3044\u305f\u3081\u3067\u3059\u3002<\/p>\n\n\n\n<p 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class=\"wp-block-paragraph\">Web\u30c7\u30b6\u30a4\u30ca\u30fc\u30fb\u30d5\u30ea\u30fc\u30e9\u30f3\u30b9\u30a8\u30f3\u30b8\u30cb\u30a2\u30fb\u5efa\u8a2d\u696d\u306e\u4e00\u4eba\u89aa\u65b9\u30fb\u904b\u9001\u696d\u306e\u500b\u4eba\u4e8b\u696d\u4e3b\u306a\u3069\u3001\u58f2\u639b\u91d1\u304c\u767a\u751f\u3059\u308b\u696d\u7a2e\u3067\u3042\u308c\u3070\u3001\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u306f\u73fe\u91d1\u5316\u306e\u6709\u52b9\u306a\u624b\u6bb5\u3067\u3059\u3002\u8a73\u3057\u304f\u306f<a href=\"\/ranking\/kojin-jigyonushi\/\">\u500b\u4eba\u4e8b\u696d\u4e3b\u5411\u3051\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u4f1a\u793e\u4e00\u89a7<\/a>\u3067\u5bfe\u5fdc\u4f1a\u793e\u3092\u78ba\u8a8d\u3067\u304d\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#8212;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u30b1\u30fc\u30b9\u5225\u304a\u3059\u3059\u3081\u306e\u9078\u3073\u65b9<\/h2>\n\n\n\n<p 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mark_orange\">121\u793e\uff0854%\uff09<\/span><\/strong>\u3001\u8a2d\u7acb1\u5e74\u672a\u6e80\u5bfe\u5fdc\u306f\u7d043\u5272\u3068\u3001\u5bfe\u5fdc\u4f1a\u793e\u304c\u5206\u6563\u3057\u3066\u3044\u307e\u3059\u3002\u300c\u500b\u4eba\u4e8b\u696d\u4e3bOK\u300d\u3068\u8b33\u3063\u3066\u3044\u3066\u3082\u3001\u5b9f\u969b\u306b\u306f\u6cd5\u4eba\u5316\u3092\u52e7\u3081\u3089\u308c\u305f\u308a\u3001\u6975\u7aef\u306b\u9ad8\u3044\u624b\u6570\u6599\u3092\u63d0\u793a\u3055\u308c\u305f\u308a\u3059\u308b\u30b1\u30fc\u30b9\u3082\u3042\u308b\u305f\u3081\u3001\u5f53\u30b5\u30a4\u30c8\u306b\u5bc4\u305b\u3089\u308c\u305f\u53e3\u30b3\u30df423\u4ef6\u306e\u8a55\u5224\u3092\u78ba\u8a8d\u3057\u3064\u3064\u8907\u6570\u793e\u306e\u898b\u7a4d\u3082\u308a\u3092\u6bd4\u8f03\u3059\u308b\u306e\u304c\u9244\u5247\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#8212;<\/p>\n\n\n\n<h2 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class=\"wp-block-paragraph\">\u7dca\u6025\u6642\u306f\u30b9\u30d4\u30fc\u30c9\u512a\u5148\u3001\u5e73\u6642\u306f\u30b3\u30b9\u30c8\u512a\u5148\u3068\u3044\u3046\u4f7f\u3044\u5206\u3051\u3067\u3059\u3002\u7d4c\u55b6\u8005\u3068\u3057\u3066\u30013\u65b9\u5f0f\u306e\u7279\u6027\u3092\u7406\u89e3\u3057\u3066\u304a\u304f\u3068\u3001\u72b6\u6cc1\u306b\u5fdc\u3058\u3066\u6700\u9069\u306a\u624b\u3092\u6253\u3066\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u9280\u884c\u878d\u8cc7\u3068\u7d44\u307f\u5408\u308f\u305b\u308b\u512a\u5148\u9806\u4f4d<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u6700\u3082\u4f4e\u30b3\u30b9\u30c8\u306a\u306e\u306f\u9280\u884c\u30d7\u30ed\u30d1\u30fc\u878d\u8cc7\u3067\u3059\u304c\u3001\u5be9\u67fb\u30cf\u30fc\u30c9\u30eb\u304c\u6700\u3082\u9ad8\u3044\u3068\u3044\u3046\u88cf\u8fd4\u3057\u304c\u3042\u308a\u307e\u3059\u3002\u512a\u5148\u9806\u4f4d\u306e\u4f8b\u3092\u6574\u7406\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<ol class=\"wp-block-list\"><li>\u9280\u884c\u30d7\u30ed\u30d1\u30fc\u878d\u8cc7\uff08\u5e74\u52291\u301c3%\u30fb\u5be9\u67fb\u53b3\u3057\u3044\u30fb1\u301c2\u30f6\u6708\uff09<\/li><li>\u3067\u3093\u3055\u3044\u5272\u5f15\uff08\u5e74\u52291.5\u301c5.5%\u30fb\u5be9\u67fb\u3084\u3084\u53b3\u3057\u3044\u30fb\u6570\u65e5\u301c2\u9031\u9593\uff09<\/li><li>ABL\uff08\u5e74\u52292\u301c10%\u30fb\u5be9\u67fb\u4e2d\u7a0b\u5ea6\u30fb2\u9031\u9593\u301c1\u30f6\u6708\uff09<\/li><li>\u516c\u5eab\u30fb\u4fdd\u8a3c\u5354\u4f1a\u4ed8\u304d\u878d\u8cc7\uff08\u5e74\u52292\u301c3%\u30fb\u5be9\u67fb\u4e2d\u7a0b\u5ea6\u30fb1\u30f6\u6708\uff09<\/li><li>\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\uff08\u53d6\u5f15\u984d\u306e2\u301c18%\u30fb\u5be9\u67fb\u7de9\u3044\u30fb\u6700\u77ed\u5373\u65e5\uff09<\/li><\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">\u5e73\u6642\u306f\u4e0a\u304b\u3089\u9806\u306b\u691c\u8a0e\u3057\u3001\u7dca\u6025\u6642\u306f\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u3067\u51cc\u3050\u3001\u3068\u3044\u3046\u306e\u304c\u591a\u304f\u306e\u7d4c\u55b6\u8005\u304c\u8fbf\u308b\u9806\u8def\u3067\u3059\u3002\u7406\u60f3\u306f\u3001\u9280\u884c\u878d\u8cc7\u306e\u67a0\u3092\u5e73\u6642\u304b\u3089\u78ba\u4fdd\u3057\u3066\u304a\u304d\u3001\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u306f\u300c<strong><span class=\"swl-marker mark_orange\">\u67a0\u3092\u8d85\u3048\u305f\u7dca\u6025\u6642\u306e\u30d0\u30c3\u30d5\u30a1<\/span><\/strong>\u300d\u3068\u3057\u3066\u4f4d\u7f6e\u3065\u3051\u308b\u3053\u3068\u3067\u3059\u3002\u8907\u6570\u624b\u6bb5\u3092\u6301\u3064\u3053\u3068\u81ea\u4f53\u304c\u3001\u7d4c\u55b6\u306e\u5b89\u5b9a\u8981\u56e0\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<h3 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class=\"wp-block-paragraph\">\u7d4c\u55b6\u8005\u306b\u3068\u3063\u3066\u6700\u5927\u306e\u6b66\u5668\u306f\u3001<strong><span class=\"swl-marker mark_orange\">\u77e5\u3063\u3066\u3044\u308b\u9078\u629e\u80a2\u306e\u591a\u3055<\/span><\/strong>\u3067\u3059\u3002ABL\u30fb\u3067\u3093\u3055\u3044\u30fb\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u306e3\u65b9\u5f0f\u3092\u7406\u89e3\u3057\u3066\u304a\u304f\u3068\u3001\u3044\u3056\u3068\u3044\u3046\u6642\u306e\u6253\u3061\u624b\u304c\u5897\u3048\u307e\u3059\u3002\u6bd4\u8f03\u30b5\u30a4\u30c8\u306e\u591a\u304f\u306f\u300c\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u4f1a\u793e\u306e\u6bd4\u8f03\u300d\u6b62\u307e\u308a\u3067\u3059\u304c\u3001\u672c\u6765\u306f\u878d\u8cc7\u30fb\u5272\u5f15\u30fb\u50b5\u6a29\u8b72\u6e21\u3092\u6a2a\u4e26\u3073\u3067\u898b\u3066\u3053\u305d\u610f\u601d\u6c7a\u5b9a\u304c\u3067\u304d\u308b\u306f\u305a\u3067\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u8cc7\u91d1\u7e70\u308a\u3092\u6839\u672c\u304b\u3089\u6539\u5584\u3059\u308b\u30a2\u30af\u30b7\u30e7\u30f3<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u77ed\u671f\u306e\u8cc7\u91d1\u8abf\u9054\u624b\u6bb5\u3092\u77e5\u308b\u306e\u306f\u5927\u5207\u3067\u3059\u304c\u3001\u6839\u672c\u5bfe\u7b56\u306f<strong><span class=\"swl-marker mark_orange\">\u8cc7\u91d1\u7e70\u308a\u4f53\u8cea\u306e\u6539\u5584<\/span><\/strong>\u3067\u3059\u3002\u6708\u6b21\u306e\u8cc7\u91d1\u7e70\u308a\u8868\u3092\u4f5c\u6210\u3059\u308b\u3001\u5165\u91d1\u30b5\u30a4\u30af\u30eb\u3092\u77ed\u7e2e\u3059\u308b\u4ea4\u6e09\u3092\u3059\u308b\u3001\u56fa\u5b9a\u8cbb\u3092\u898b\u76f4\u3059\u2015\u2015\u3053\u3046\u3057\u305f\u5730\u9053\u306a\u53d6\u308a\u7d44\u307f\u304c\u3001\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u3084ABL\u306b\u983c\u3089\u306a\u3044\u7d4c\u55b6\u3092\u53ef\u80fd\u306b\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u79c1\u81ea\u8eab\u3001\u58f2\u4e0a\u30bc\u30ed\u306b\u306a\u3063\u305f\u3089\u4f55\u30f6\u6708\u3067\u7834\u7523\u3059\u308b\u304b\u3092\u6bce\u6708\u30b7\u30df\u30e5\u30ec\u30fc\u30b7\u30e7\u30f3\u3057\u3001\u524a\u308c\u308b\u4e88\u7b97\u304c\u306a\u3044\u304b\u5fb9\u5e95\u7684\u306b\u898b\u76f4\u3059\u3001\u3068\u3044\u3046\u3084\u308a\u65b9\u3067\u7acb\u3066\u76f4\u3057\u3066\u304d\u307e\u3057\u305f\u3002\u4f1a\u793e\u3078\u306e\u8cb8\u4ed8\u91d1\u3092\u8fd4\u3057\u3066\u3082\u3089\u3044\u306a\u304c\u3089\u3001\u306a\u3093\u3068\u304b\u5b58\u7d9a\u3057\u3066\u3044\u308b\u72b6\u614b\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"\/column\/shikinzukuri-kaizen\/\">\u8cc7\u91d1\u7e70\u308a\u3092\u6839\u672c\u304b\u3089\u6539\u5584\u3059\u308b\u65b9\u6cd5<\/a>\u3067\u306f\u3001\u79c1\u81ea\u8eab\u304c\u5b9f\u8df5\u3057\u305f\u6539\u5584\u30b9\u30c6\u30c3\u30d7\u3092\u5171\u6709\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#8212;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">ABL\u30fb\u3067\u3093\u3055\u3044\u30fb\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u9078\u3073\u3067\u3088\u304f\u3042\u308b\u5931\u6557<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">3\u65b9\u5f0f\u3092\u6bd4\u8f03\u691c\u8a0e\u3059\u308b\u969b\u3001\u7d4c\u55b6\u8005\u304c\u3088\u304f\u9665\u308b\u843d\u3068\u3057\u7a74\u304c\u3042\u308a\u307e\u3059\u3002\u3053\u3053\u3067\u306f\u5178\u578b\u7684\u306a\u5931\u6557\u30d1\u30bf\u30fc\u30f3\u3092<strong><span class=\"swl-marker mark_orange\">4\u3064<\/span><\/strong>\u7d39\u4ecb\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u300cABL\u306f\u5373\u65e5OK\u300d\u3068\u8aa4\u89e3\u3057\u3066\u624b\u9045\u308c\u306b\u306a\u308b<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">ABL\u3092\u300c\u52d5\u7523\u62c5\u4fdd\u3067\u3059\u3050\u501f\u308a\u3089\u308c\u308b\u300d\u3068\u52d8\u9055\u3044\u3057\u3001\u7533\u8fbc\u307f\u304b\u3089\u7740\u91d1\u307e\u3067<strong><span class=\"swl-marker mark_orange\">2\u9031\u9593\u301c1\u30f6\u6708<\/span><\/strong>\u304b\u304b\u308b\u3068\u77e5\u3063\u3066\u614c\u3066\u308b\u30b1\u30fc\u30b9\u304c\u591a\u767a\u3057\u3066\u3044\u307e\u3059\u3002\u62c5\u4fdd\u8cc7\u7523\u306e\u8a55\u4fa1\u30fb\u767b\u8a18\u30fb\u5951\u7d04\u7de0\u7d50\u306b\u6642\u9593\u304c\u304b\u304b\u308b\u69cb\u9020\u3092\u7406\u89e3\u305b\u305a\u3001\u7dca\u6025\u6642\u306bABL\u3092\u9078\u3076\u3068<strong><span class=\"swl-marker mark_orange\">\u624b\u9045\u308c<\/span><\/strong>\u306b\u306a\u308a\u307e\u3059\u3002\u4e00\u90e8\u306e\u89e3\u8aac\u8a18\u4e8b\u3084\u30ce\u30f3\u30d0\u30f3\u30af\u5e83\u544a\u3067\u300cABL\u306f\u65e9\u3044\u300d\u3068\u66f8\u304b\u308c\u3066\u3044\u308b\u3053\u3068\u3082\u3042\u308a\u307e\u3059\u304c\u3001\u9280\u884cABL\u306f\u9280\u884c\u878d\u8cc7\u3068\u540c\u7b49\u306e\u624b\u7d9a\u304d\u6642\u9593\u304c\u5fc5\u8981\u3060\u3068\u7406\u89e3\u3057\u3066\u304a\u304f\u3079\u304d\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">ABL\u691c\u8a0e\u6642\u306f\u300c\u3044\u3064\u307e\u3067\u306b\u8cc7\u91d1\u304c\u5fc5\u8981\u304b\u300d\u3092\u307e\u305a\u660e\u78ba\u306b\u3057\u30011\u30f6\u6708\u4ee5\u4e0a\u306e\u4f59\u88d5\u304c\u306a\u3044\u306a\u3089\u4ed6\u306e\u65b9\u5f0f\u3092\u9078\u3076\u306e\u304c<strong><span class=\"swl-marker mark_orange\">\u9244\u5247<\/span><\/strong>\u3067\u3059\u3002\u7dca\u6025\u6642\u306f\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u3067\u51cc\u304e\u3001\u5e73\u6642\u306bABL\u3084\u9280\u884c\u878d\u8cc7\u306e\u67a0\u3092\u4f5c\u3063\u3066\u304a\u304f\u3001\u3068\u3044\u3046\u6642\u9593\u8ef8\u306e\u4f7f\u3044\u5206\u3051\u304c\u73fe\u5b9f\u89e3\u3067\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u300c\u3067\u3093\u3055\u3044\u306f\u7121\u6599\u300d\u3068\u601d\u3044\u8fbc\u307f\u624b\u7d9a\u304d\u3067\u8a70\u307e\u308b<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u3067\u3093\u3055\u3044\u306e\u767a\u751f\u30fb\u8b72\u6e21\u81ea\u4f53\u306f\u7121\u6599\u3067\u3059\u304c\u3001\u3067\u3093\u3055\u3044\u5272\u5f15\u306b\u306f<strong><span class=\"swl-marker mark_orange\">\u5e74\u52291.5\u301c5.5%<\/span><\/strong>\u306e\u5229\u606f\u304c\u304b\u304b\u308a\u307e\u3059\u3002\u300c\u96fb\u5b50\u5316\u3055\u308c\u3066\u3044\u308b\u304b\u3089\u7121\u6599\u3067\u73fe\u91d1\u5316\u3067\u304d\u308b\u300d\u3068\u3044\u3046\u8aa4\u89e3\u304c\u4e00\u90e8\u3067\u5e83\u304c\u3063\u3066\u304a\u308a\u3001\u5b9f\u969b\u306e\u9280\u884c\u624b\u7d9a\u304d\u3067\u8a70\u307e\u308b\u7d4c\u55b6\u8005\u304c\u51fa\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u3067\u3093\u3055\u3044\u5272\u5f15\u306f\u5b9f\u8cea\u7684\u306b<strong><span class=\"swl-marker mark_orange\">\u9280\u884c\u878d\u8cc7\u306e\u4e00\u7a2e<\/span><\/strong>\u3060\u3068\u7406\u89e3\u3057\u3066\u304a\u304f\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u9ad8\u3059\u304e\u308b\u624b\u6570\u6599\u306e\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u4f1a\u793e\u3092\u9078\u3093\u3067\u3057\u307e\u3046<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u306f\u4f1a\u793e\u306b\u3088\u308b\u624b\u6570\u6599\u5dee\u304c\u5927\u304d\u304f\u3001\u76f8\u5834\u3092\u77e5\u3089\u305a\u306b\u6700\u521d\u306e1\u793e\u3067\u5951\u7d04\u3057\u3066\u3057\u307e\u3046\u3068\u3001\u76f8\u5834\u306e<strong><span class=\"swl-marker mark_orange\">2\u301c3\u500d<\/span><\/strong>\u306e\u624b\u6570\u6599\u3092\u6255\u3046\u30ea\u30b9\u30af\u304c\u3042\u308a\u307e\u3059\u30022\u793e\u9593\u3067<strong><span class=\"swl-marker mark_orange\">20%\u8d85<\/span><\/strong>\u30013\u793e\u9593\u3067<strong><span class=\"swl-marker mark_orange\">10%\u8d85<\/span><\/strong>\u306e\u898b\u7a4d\u3082\u308a\u304c\u51fa\u3066\u304d\u305f\u5834\u5408\u306f\u3001\u76f8\u5834\u3088\u308a\u5272\u9ad8\u3068\u5224\u65ad\u3067\u304d\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5f53\u30b5\u30a4\u30c8\u63b2\u8f09\u306e\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u4f1a\u793e226\u793e\u30fb\u5f53\u30b5\u30a4\u30c8\u306b\u5bc4\u305b\u3089\u308c\u305f\u53e3\u30b3\u30df423\u4ef6\u306e\u30c7\u30fc\u30bf\u3067\u306f\u3001\u512a\u826f\u4f1a\u793e\u306e2\u793e\u9593\u624b\u6570\u6599\u306f<strong><span class=\"swl-marker mark_orange\">5\u301c10%<\/span><\/strong>\u304c\u4e2d\u592e\u5024\u3067\u3059\u3002\u8907\u6570\u793e\u306e\u898b\u7a4d\u3082\u308a\u3092\u53d6\u308b\u3001\u53e3\u30b3\u30df\u3092\u78ba\u8a8d\u3059\u308b\u3001\u5951\u7d04\u66f8\u3092\u5f01\u8b77\u58eb\u3084AI\u306b\u78ba\u8a8d\u3055\u305b\u308b\u306a\u3069\u306e\u4e88\u9632\u7b56\u304c\u6709\u52b9\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u7279\u306b\u6ce8\u610f\u3059\u3079\u304d\u306f\u300c<strong><span class=\"swl-marker mark_orange\">\u5b9f\u8cea\u624b\u6570\u6599<\/span><\/strong>\u300d\u3067\u3059\u3002\u8868\u9762\u624b\u6570\u6599\u304c10%\u3067\u3082\u3001\u4e8b\u52d9\u624b\u6570\u6599\u30fb\u50b5\u6a29\u8b72\u6e21\u767b\u8a18\u8cbb\u7528\u30fb\u51fa\u5f35\u8cbb\u30fb\u5370\u7d19\u4ee3\u306a\u3069\u304c\u4e0a\u4e57\u305b\u3055\u308c\u3001\u5b9f\u8cea\u8ca0\u62c5\u304c<strong><span class=\"swl-marker mark_orange\">15\u301c20%<\/span><\/strong>\u306b\u306a\u308b\u30b1\u30fc\u30b9\u304c\u3042\u308a\u307e\u3059\u3002\u898b\u7a4d\u3082\u308a\u6bb5\u968e\u3067\u300c\u7dcf\u984d\u3044\u304f\u3089\u306e\u5dee\u3057\u5f15\u304d\u306b\u306a\u308b\u304b\u300d\u3092\u5fc5\u305a\u6570\u5b57\u3067\u78ba\u8a8d\u3057\u307e\u3057\u3087\u3046\u3002\u512a\u826f\u306a\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u4f1a\u793e\u306f\u3001\u521d\u56de\u554f\u3044\u5408\u308f\u305b\u306e\u6bb5\u968e\u3067\u7dcf\u30b3\u30b9\u30c8\u3092\u660e\u793a\u3057\u3066\u304f\u308c\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">3\u65b9\u5f0f\u3092\u7d44\u307f\u5408\u308f\u305b\u305a1\u3064\u306b\u56fa\u57f7\u3059\u308b<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u300c\u3046\u3061\u306f\u305a\u3063\u3068\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u300d\u300cABL\u4ee5\u5916\u8003\u3048\u306a\u3044\u300d\u30681\u65b9\u5f0f\u306b\u56fa\u57f7\u3059\u308b\u7d4c\u55b6\u8005\u307b\u3069\u3001\u8cc7\u91d1\u7e70\u308a\u306e\u9078\u629e\u80a2\u3092\u72ed\u3081\u3066\u3044\u307e\u3059\u3002\u77ed\u671f\u306f\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u30fb\u4e2d\u671f\u306f\u3067\u3093\u3055\u3044\u30fb\u9577\u671f\u306fABL\u3001\u3068\u3044\u3046\u3088\u3046\u306b<strong><span class=\"swl-marker mark_orange\">\u4f7f\u3044\u5206\u3051\u308b\u67d4\u8edf\u6027<\/span><\/strong>\u304c\u7d4c\u55b6\u306e\u6301\u7d9a\u6027\u306b\u3064\u306a\u304c\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">3\u65b9\u5f0f\u306e\u7279\u6027\u3092\u7406\u89e3\u3057\u3001\u72b6\u6cc1\u306b\u5fdc\u3058\u3066\u5207\u308a\u66ff\u3048\u308b\u7d4c\u55b6\u8005\u307b\u3069\u3001\u9577\u671f\u7684\u306b\u5f37\u3044\u8ca1\u52d9\u4f53\u8cea\u3092\u7bc9\u3044\u3066\u3044\u307e\u3059\u30021\u3064\u306e\u65b9\u5f0f\u306b\u983c\u308a\u7d9a\u3051\u308b\u3068\u3001\u305d\u306e\u65b9\u5f0f\u306e\u624b\u6570\u6599\u304c\u5024\u4e0a\u3052\u3055\u308c\u305f\u6642\u3001\u63d0\u4f9b\u4f1a\u793e\u306e\u65b9\u91dd\u304c\u5909\u308f\u3063\u305f\u6642\u3001\u81ea\u793e\u306e\u72b6\u6cc1\u304c\u5909\u5316\u3057\u305f\u6642\u306b\u52d5\u3051\u306a\u304f\u306a\u308b\u30ea\u30b9\u30af\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u79c1\u81ea\u8eab\u3001\u9280\u884c\u878d\u8cc7\u4e00\u8fba\u5012\u3060\u3063\u305f\u6642\u671f\u306b\u3001\u9078\u629e\u80a2\u306e\u5c11\u306a\u3055\u3067\u5224\u65ad\u3092\u72ed\u3081\u3066\u3057\u307e\u3063\u305f\u7d4c\u9a13\u304c\u3042\u308a\u307e\u3059\u3002\u8907\u6570\u306e\u65b9\u5f0f\u3092\u7406\u89e3\u3057\u3066\u304a\u304f\u3053\u3068\u81ea\u4f53\u304c\u3001<strong><span class=\"swl-marker mark_orange\">\u7d4c\u55b6\u306e\u9632\u5fa1\u529b<\/span><\/strong>\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#8212;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">ABL\u30fb\u3067\u3093\u3055\u3044\u30fb\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u306b\u95a2\u3059\u308b\u3088\u304f\u3042\u308b\u8cea\u554f<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">3\u65b9\u5f0f\u3092\u6bd4\u8f03\u691c\u8a0e\u3059\u308b\u7d4c\u55b6\u8005\u304b\u3089\u3088\u304f\u5bc4\u305b\u3089\u308c\u308b\u8cea\u554f\u3092\u307e\u3068\u3081\u307e\u3057\u305f\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Q1. ABL\u30fb\u3067\u3093\u3055\u3044\u30fb\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u306e\u6700\u5927\u306e\u9055\u3044\u306f\u4f55\u3067\u3059\u304b\uff1f<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u6700\u5927\u306e\u9055\u3044\u306f\u5951\u7d04\u5f62\u614b\u3067\u3059\u3002ABL\u3068\u3067\u3093\u3055\u3044\u5272\u5f15\u306f\u300c<strong><span class=\"swl-marker mark_orange\">\u878d\u8cc7\uff08\u8cb8\u4ed8\uff09<\/span><\/strong>\u300d\u3067\u3042\u308a\u5229\u606f\u3092\u6255\u3063\u3066\u8fd4\u6e08\u7fa9\u52d9\u3092\u8ca0\u3044\u307e\u3059\u304c\u3001\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u306f\u300c<strong><span class=\"swl-marker mark_orange\">\u50b5\u6a29\u8b72\u6e21\uff08\u58f2\u8cb7\uff09<\/span><\/strong>\u300d\u306e\u305f\u3081\u8fd4\u6e08\u7fa9\u52d9\u304c\u3042\u308a\u307e\u305b\u3093\u3002\u4fe1\u7528\u60c5\u5831\u3078\u306e\u5f71\u97ff\u3082ABL\u30fb\u3067\u3093\u3055\u3044\u306f\u3042\u308a\u3001\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u306f\u306a\u3057\u3068\u3044\u3046\u5dee\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Q2. 3\u65b9\u5f0f\u306e\u4e2d\u3067\u6700\u3082\u624b\u6570\u6599\u304c\u5b89\u3044\u306e\u306f\u3069\u308c\u3067\u3059\u304b\uff1f<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u6700\u3082\u4f4e\u30b3\u30b9\u30c8\u306a\u306e\u306f<strong><span class=\"swl-marker mark_orange\">\u3067\u3093\u3055\u3044\u5272\u5f15<\/span><\/strong>\u3067\u3001\u91d1\u5229\u306f<strong><span class=\"swl-marker mark_orange\">\u5e741.5\u301c5.5%<\/span><\/strong>\u3067\u3059\u3002\u6b21\u306bABL\u304c\u5e742\u301c10%\u3001\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u304c\u53d6\u5f15\u984d\u306e2\u301c18%\u3068\u3044\u3046\u9806\u756a\u306b\u306a\u308a\u307e\u3059\u3002\u305f\u3060\u3057\u3001\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u306f\u5229\u7528\u671f\u9593\u304c30\u301c90\u65e5\u3068\u77ed\u3044\u305f\u3081\u3001\u5e74\u7387\u63db\u7b97\u3067\u898b\u3048\u308b\u6570\u5b57\u307b\u3069\u7d76\u5bfe\u984d\u306f\u9ad8\u304f\u306a\u3044\u30b1\u30fc\u30b9\u3082\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Q3. \u500b\u4eba\u4e8b\u696d\u4e3b\u3067\u3082\u5229\u7528\u3067\u304d\u308b\u65b9\u5f0f\u306f\u3069\u308c\u3067\u3059\u304b\uff1f<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e8b\u5b9f\u4e0a\u3001\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u306e\u307f\u304c\u73fe\u5b9f\u7684\u306a\u9078\u629e\u80a2\u3067\u3059\u3002ABL\u3068\u3067\u3093\u3055\u3044\u5272\u5f15\u306f\u6c7a\u7b97\u66f83\u671f\u5206\u3084\u62c5\u4fdd\u8cc7\u7523\u304c\u524d\u63d0\u3068\u306a\u308b\u305f\u3081\u3001\u500b\u4eba\u4e8b\u696d\u4e3b\u306f\u539f\u5247\u3068\u3057\u3066\u5be9\u67fb\u901a\u904e\u304c\u96e3\u3057\u3044\u69cb\u9020\u306b\u306a\u3063\u3066\u3044\u307e\u3059\u3002\u5f53\u30b5\u30a4\u30c8\u63b2\u8f09\u306e\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u4f1a\u793e226\u793e\u306e\u3046\u3061<strong><span class=\"swl-marker mark_orange\">121\u793e\uff0854%\uff09<\/span><\/strong>\u304c\u500b\u4eba\u4e8b\u696d\u4e3b\u5bfe\u5fdc\u3067\u3001\u8acb\u6c42\u66f8\u30fb\u901a\u5e33\u30fb\u672c\u4eba\u78ba\u8a8d\u66f8\u985e\u3060\u3051\u3067\u7533\u8fbc\u307f\u53ef\u80fd\u3067\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Q4. \u5373\u65e5\u3067\u8cc7\u91d1\u5316\u3067\u304d\u308b\u306e\u306f\u3069\u306e\u65b9\u5f0f\u3067\u3059\u304b\uff1f<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u306e\u307f\u304c<strong><span class=\"swl-marker mark_orange\">\u5373\u65e5\u5bfe\u5fdc<\/span><\/strong>\u53ef\u80fd\u3067\u3059\u3002\u5f53\u30b5\u30a4\u30c8\u63b2\u8f09\u306e\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u4f1a\u793e226\u793e\u306e\u3046\u3061<strong><span class=\"swl-marker mark_orange\">148\u793e\uff0866%\uff09<\/span><\/strong>\u304c\u5373\u65e5\u5165\u91d1\u306b\u5bfe\u5fdc\u3057\u3066\u304a\u308a\u3001\u6700\u77ed2\u6642\u9593\u3067\u632f\u8fbc\u304c\u5b8c\u4e86\u3059\u308b\u4f1a\u793e\u3082\u3042\u308a\u307e\u3059\u3002ABL\u306f2\u9031\u9593\u301c1\u30f6\u6708\u3001\u3067\u3093\u3055\u3044\u5272\u5f15\u306f\u6570\u65e5\u301c2\u9031\u9593\u304b\u304b\u308b\u305f\u3081\u3001\u7dca\u6025\u6642\u306e\u9078\u629e\u80a2\u306b\u306f\u306a\u308a\u307e\u305b\u3093\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Q5. \u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u3092\u4f7f\u3046\u3068\u4fe1\u7528\u60c5\u5831\u306b\u50b7\u304c\u3064\u304d\u307e\u3059\u304b\uff1f<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u3064\u304d\u307e\u305b\u3093\u3002\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u306f\u878d\u8cc7\u3067\u306f\u306a\u304f<strong><span class=\"swl-marker mark_orange\">\u50b5\u6a29\u8b72\u6e21\uff08\u58f2\u8cb7\uff09<\/span><\/strong>\u5951\u7d04\u306e\u305f\u3081\u3001\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\uff08CIC\u30fbJICC\u306a\u3069\uff09\u3078\u306e\u767b\u9332\u5bfe\u8c61\u5916\u3067\u3059\u3002\u5c06\u6765\u7684\u306b\u9280\u884c\u878d\u8cc7\u30fb\u516c\u5eab\u878d\u8cc7\u30fb\u4fdd\u8a3c\u5354\u4f1a\u4ed8\u304d\u878d\u8cc7\u3092\u7533\u3057\u8fbc\u3080\u969b\u306b\u3082\u3001\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u5229\u7528\u5c65\u6b74\u306f\u5be9\u67fb\u306b\u5f71\u97ff\u3057\u307e\u305b\u3093\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Q6. \u3067\u3093\u3055\u3044\u5272\u5f15\u3068\u3067\u3093\u3055\u3044\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u306f\u4f55\u304c\u9055\u3044\u307e\u3059\u304b\uff1f<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u3067\u3093\u3055\u3044\u5272\u5f15\u306f\u9280\u884c\u878d\u8cc7\u306e\u4e00\u7a2e\u3067\u3001<strong><span class=\"swl-marker mark_orange\">\u5e74\u52291.5\u301c5.5%<\/span><\/strong>\u306e\u5229\u606f\u3068\u9280\u884c\u5be9\u67fb\u304c\u5fc5\u8981\u3067\u3059\u3002\u4e00\u65b9\u3067\u3093\u3055\u3044\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u306f\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u4f1a\u793e\u3078\u306e\u3067\u3093\u3055\u3044\u8b72\u6e21\u3067\u3001\u9280\u884c\u5be9\u67fb\u304c\u4e0d\u8981\u306a\u305f\u3081\u6570\u65e5\u4ee5\u5185\u306b\u73fe\u91d1\u5316\u3067\u304d\u307e\u3059\u3002\u624b\u6570\u6599\u306f\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u76f8\u5834\uff08\u53d6\u5f15\u984d\u306e2\u301c18%\uff09\u306b\u8fd1\u3065\u304d\u307e\u3059\u304c\u3001\u9280\u884c\u306b\u65ad\u3089\u308c\u305f\u7d4c\u55b6\u8005\u306e\u6551\u6e08\u7b56\u3068\u3057\u3066\u6a5f\u80fd\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Q7. 3\u65b9\u5f0f\u3092\u4f7f\u3044\u5206\u3051\u308b\u30d9\u30b9\u30c8\u306a\u7d44\u307f\u5408\u308f\u305b\u306f\u3042\u308a\u307e\u3059\u304b\uff1f<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><span class=\"swl-marker mark_orange\">\u6642\u9593\u8ef8\u3067\u4f7f\u3044\u5206\u3051\u308b\u306e\u304c\u5b9a\u77f3<\/span><\/strong>\u3067\u3059\u3002\u77ed\u671f\uff08\u6570\u65e5\u4ee5\u5185\uff09\u306e\u7dca\u6025\u5bfe\u5fdc\u306f\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u3001\u4e2d\u671f\uff081\u301c2\u9031\u9593\uff09\u306e\u7e4b\u304e\u8cc7\u91d1\u306f\u3067\u3093\u3055\u3044\u5272\u5f15\u3001\u9577\u671f\uff081\u30f6\u6708\u4ee5\u4e0a\uff09\u306e\u904b\u8ee2\u8cc7\u91d1\u306fABL\u30fb\u9280\u884c\u878d\u8cc7\u3068\u3044\u3046\u914d\u5206\u3067\u3059\u3002\u5e73\u6642\u304b\u3089\u9280\u884c\u878d\u8cc7\u30fb\u3067\u3093\u3055\u3044\u30fbABL\u306e\u67a0\u3092\u78ba\u4fdd\u3057\u3064\u3064\u3001\u7dca\u6025\u6642\u306e\u30d0\u30c3\u30d5\u30a1\u3068\u3057\u3066\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u3092\u4f7f\u3046\u306e\u304c\u3001\u7d4c\u55b6\u8005\u306b\u3068\u3063\u3066\u306e\u6a19\u6e96\u6226\u7565\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#8212;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u307e\u3068\u3081\uff5c3\u65b9\u5f0f\u306e\u6bd4\u8f03\u30dd\u30a4\u30f3\u30c8\u3068\u6b21\u306e\u30a2\u30af\u30b7\u30e7\u30f3<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">ABL\u30fb\u3067\u3093\u3055\u3044\u30fb\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u306e\u9055\u3044\u3092\u3001\u6700\u5f8c\u306b\u6574\u7406\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>ABL\uff1a\u5728\u5eab\u30fb\u6a5f\u68b0\u30fb\u58f2\u639b\u91d1\u3092\u62c5\u4fdd\u306b\u3059\u308b\u878d\u8cc7\u3002\u5e74\u52292\u301c10%\u3001\u8cc7\u91d1\u53162\u9031\u9593\u301c1\u30f6\u6708\u3001\u4e2d\u5805\u4f01\u696d\u5411\u304d<\/li><li>\u3067\u3093\u3055\u3044\u5272\u5f15\uff1a\u96fb\u5b50\u8a18\u9332\u50b5\u6a29\u3092\u671f\u65e5\u524d\u306b\u73fe\u91d1\u5316\u3002\u5e74\u52291.5\u301c5.5%\u3001\u8cc7\u91d1\u5316\u6570\u65e5\u301c2\u9031\u9593\u3001\u53d6\u5f15\u5148\u306e\u3067\u3093\u3055\u3044\u767b\u9332\u304c\u524d\u63d0<\/li><li>\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\uff1a\u58f2\u639b\u50b5\u6a29\u3092\u58f2\u5374\u3059\u308b\u53d6\u5f15\u3002\u624b\u6570\u65992\u301c18%\u3001\u6700\u77ed\u5373\u65e5\u3001\u500b\u4eba\u4e8b\u696d\u4e3b\u3082\u5f53\u30b5\u30a4\u30c8\u63b2\u8f09\u306e\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u4f1a\u793e226\u793e\u4e2d121\u793e\u3067\u5bfe\u5fdc<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u81ea\u793e\u5224\u5b9a\u306e<strong><span class=\"swl-marker mark_orange\">3\u554f<\/span><\/strong>\u3092\u518d\u63b2\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u79c1\u81ea\u8eab\u3001\u9280\u884c\u878d\u8cc7\u3067\u4f55\u5ea6\u3082\u82e6\u3057\u3093\u3060\u7d4c\u9a13\u304b\u3089\u3001<strong><span class=\"swl-marker mark_orange\">\u9078\u629e\u80a2\u3092\u591a\u304f\u6301\u3064\u3053\u3068\u306e\u5927\u5207\u3055<\/span><\/strong>\u3092\u5b9f\u611f\u3057\u3066\u3044\u307e\u3059\u30023\u65b9\u5f0f\u306e\u7279\u6027\u3092\u7406\u89e3\u3057\u3001\u72b6\u6cc1\u306b\u5fdc\u3058\u3066\u4f7f\u3044\u5206\u3051\u308b\u306e\u304c\u3001\u7d4c\u55b6\u8005\u306b\u3068\u3063\u3066\u306e\u8cc7\u91d1\u7e70\u308a\u6226\u7565\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u307e\u305a\u306f<a href=\"\/shindan\/\">30\u79d2\u3067\u308f\u304b\u308b\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u8a3a\u65ad\u30c4\u30fc\u30eb<\/a>\u3067\u81ea\u793e\u306b\u5408\u3046\u65b9\u5f0f\u306e\u65b9\u5411\u6027\u3092\u78ba\u8a8d\u3057\u3001\u5373\u65e5\u8cc7\u91d1\u5316\u304c\u5fc5\u8981\u306a\u5834\u5408\u306f<a href=\"\/ranking\/\">\u6700\u77ed\u5373\u65e5\u5165\u91d1\u53ef\u80fd\u306a\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u4f1a\u793e\u30e9\u30f3\u30ad\u30f3\u30b0<\/a>\u3067\u5177\u4f53\u7684\u306a\u4f1a\u793e\u3092\u6bd4\u8f03\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#8212;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u51fa\u5178\u30fb\u53c2\u8003\u30ea\u30bd\u30fc\u30b9<\/h2>\n\n\n\n<ul class=\"wp-block-list\"><li><a href=\"https:\/\/www.meti.go.jp\/policy\/economy\/keiei_innovation\/sangyokinyu\/ABL\/06.pdf\" target=\"_blank\" rel=\"noopener\">\u7d4c\u6e08\u7523\u696d\u7701 ABL\u6848\u5185<\/a><\/li><li><a href=\"https:\/\/www.meti.go.jp\/policy\/economy\/keiei_innovation\/sangyokinyu\/ABL\/12.pdf\" target=\"_blank\" rel=\"noopener\">\u7d4c\u6e08\u7523\u696d\u7701 ABL\u8ab2\u984c\u5b9f\u614b\u8abf\u67fb<\/a><\/li><li><a href=\"https:\/\/www.fsa.go.jp\/news\/24\/ginkou\/20130205-1.html\" target=\"_blank\" rel=\"noopener\">\u91d1\u878d\u5e81 ABL\u7a4d\u6975\u7684\u6d3b\u7528\u901a\u9054<\/a><\/li><li><a href=\"https:\/\/www.fsa.go.jp\/user\/factoring.html\" target=\"_blank\" rel=\"noopener\">\u91d1\u878d\u5e81 \u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u306b\u95a2\u3059\u308b\u6ce8\u610f\u559a\u8d77<\/a><\/li><li><a href=\"https:\/\/www.densai.net\/stat\/\" target=\"_blank\" rel=\"noopener\">\u3067\u3093\u3055\u3044\u30cd\u30c3\u30c8 \u7d71\u8a08\u60c5\u5831<\/a><\/li><li><a href=\"https:\/\/www.densai.net\/about\/\" target=\"_blank\" rel=\"noopener\">\u3067\u3093\u3055\u3044\u30cd\u30c3\u30c8 \u3067\u3093\u3055\u3044\u3068\u306f<\/a><\/li><li><a href=\"https:\/\/www.jfc.go.jp\/\" target=\"_blank\" 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