{"id":846,"date":"2026-07-09T14:46:27","date_gmt":"2026-07-09T05:46:27","guid":{"rendered":"https:\/\/www.facmatch.jp\/column\/factoring-contract-document\/"},"modified":"2026-10-29T16:30:02","modified_gmt":"2026-10-29T07:30:02","slug":"factoring-contract-document","status":"publish","type":"post","link":"https:\/\/www.facmatch.jp\/column\/factoring-contract-document\/","title":{"rendered":"\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u5951\u7d04\u66f8\u306b\u30b5\u30a4\u30f3\u3059\u308b\u524d\u306e\u30c1\u30a7\u30c3\u30af\u30ea\u30b9\u30c8"},"content":{"rendered":"<div class=\"tsuji-contract-review\" data-manuscript=\"contract-document-20261029\">\n<p>\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u5951\u7d04\u66f8\u3092\u53d7\u3051\u53d6\u3063\u3066\u3082\u3001\u3069\u306e\u6761\u9805\u304b\u3089\u8aad\u3081\u3070\u3088\u3044\u306e\u304b\u8ff7\u3046\u65b9\u3082\u3044\u308b\u306e\u3067\u306f\u306a\u3044\u3067\u3057\u3087\u3046\u304b\u3002\u624b\u6570\u6599\u3068\u5165\u91d1\u65e5\u3060\u3051\u3067\u306a\u304f\u3001<strong>\u58f2\u639b\u5148\u304c\u652f\u6255\u308f\u306a\u304b\u3063\u305f\u5834\u5408\u306e\u8ca0\u62c5<\/strong>\u3068\u3001\u53d6\u5f15\u5148\u3078\u9023\u7d61\u3055\u308c\u308b\u6761\u4ef6\u307e\u3067\u62bc\u3055\u3048\u3066\u304a\u304d\u305f\u3044\u3068\u3053\u308d\u3067\u3059\u3002<\/p>\n<p>\u3053\u306e\u8a18\u4e8b\u3067\u306f\u3001\u91d1\u878d\u5e81\u306e\u6ce8\u610f\u559a\u8d77\u3092\u3082\u3068\u306b\u3001\u511f\u9084\u8acb\u6c42\u6a29\u3084\u8cb7\u623b\u3057\u306e\u610f\u5473\u30012\u793e\u9593\u30fb3\u793e\u9593\u3067\u5909\u308f\u308b\u78ba\u8a8d\u70b9\u3092\u3001\u30c1\u30a7\u30c3\u30af\u30ea\u30b9\u30c8\u3068\u8a08\u7b97\u4f8b\u3067\u89e3\u8aac\u3057\u307e\u3059\u3002<\/p>\n<p>\u521d\u3081\u3066\u5951\u7d04\u3059\u308b\u65b9\u3082\u3001\u4ed6\u793e\u306e\u6761\u4ef6\u3068\u6bd4\u8f03\u3057\u305f\u3044\u65b9\u3082\u3001\u624b\u5143\u306e\u5951\u7d04\u66f8\u3068\u898b\u7a4d\u66f8\u3092\u4e26\u3079\u3066\u8aad\u307f\u9032\u3081\u3066\u307f\u3066\u304f\u3060\u3055\u3044\u3002\u5951\u7d04\u524d\u306b\u62c5\u5f53\u8005\u3078\u805e\u304f\u5185\u5bb9\u3092\u30017\u3064\u306e\u8cea\u554f\u6587\u304b\u3089\u9078\u3079\u307e\u3059\u3002<\/p>\n<h2 class=\"wp-block-heading\" id=\"index_id0\">\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u5951\u7d04\u66f8\u3067\u6700\u521d\u306b\u898b\u308b\u3079\u304d\u30c1\u30a7\u30c3\u30af\u30ea\u30b9\u30c8<\/h2>\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/www.facmatch.jp\/column\/wp-content\/uploads\/2026\/10\/facmatch-contract-document-diagram-01-v2-20261029.jpg\" width=\"1448\" height=\"1086\" alt=\"\u5951\u7d04\u66f8\u3067\u307e\u305a\u898b\u308b3\u70b9\u3002\u624b\u53d6\u308a\u984d\u3001\u672a\u6255\u3044\u6642\u306e\u8ca0\u62c5\u3001\u53d6\u5f15\u5148\u3078\u306e\u9023\u7d61\u3092\u78ba\u8a8d\u3059\u308b\u56f3\u89e3\" loading=\"lazy\"><\/figure>\n<p>\u6700\u521d\u306b\u3001\u8b72\u6e21\u3059\u308b\u58f2\u639b\u91d1\u3001\u624b\u5143\u306b\u5165\u308b\u91d1\u984d\u3001\u58f2\u639b\u5148\u304c\u652f\u6255\u308f\u306a\u304b\u3063\u305f\u5834\u5408\u306e\u8ca0\u62c5\u3092\u78ba\u304b\u3081\u307e\u3057\u3087\u3046\u3002\u5951\u7d04\u66f8\u306e\u672c\u6587\u306b\u52a0\u3048\u3001\u5225\u7d19\u306e\u50b5\u6a29\u660e\u7d30\u3084\u5229\u7528\u898f\u7d04\u306b\u3082\u6761\u4ef6\u304c\u5206\u304b\u308c\u3066\u3044\u308b\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<div id=\"index_id1\" class=\"legacy-contract-anchor\" aria-hidden=\"true\"><\/div>\n<div id=\"index_id2\" class=\"legacy-contract-anchor\" aria-hidden=\"true\"><\/div>\n<figure class=\"wp-block-table\">\n<div class=\"table-scroll\">\n<table>\n<thead>\n<tr>\n<th>\u78ba\u8a8d\u9805\u76ee<\/th>\n<th>\u66f8\u985e\u3067\u63a2\u3059\u7b87\u6240<\/th>\n<th>\u78ba\u304b\u3081\u308b\u5185\u5bb9<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u5951\u7d04\u306e\u76f8\u624b\u30fb\u5bfe\u8c61\u50b5\u6a29<\/td>\n<td>\u5951\u7d04\u8005\u6b04\u3001\u50b5\u6a29\u660e\u7d30\u3001\u5225\u7d19<\/td>\n<td>\u4f1a\u793e\u540d\u3001\u58f2\u639b\u5148\u3001\u8acb\u6c42\u66f8\u756a\u53f7\u3001\u91d1\u984d\u3001\u652f\u6255\u671f\u65e5\u304c\u5408\u3063\u3066\u3044\u308b\u304b<\/td>\n<\/tr>\n<tr>\n<td>\u624b\u53d6\u308a\u984d\u30fb\u5165\u91d1\u65e5<\/td>\n<td>\u8cb7\u53d6\u91d1\u984d\u3001\u8af8\u8cbb\u7528\u3001\u652f\u6255\u6761\u4ef6<\/td>\n<td>\u8cbb\u7528\u3092\u5dee\u3057\u5f15\u3044\u305f\u6700\u7d42\u632f\u8fbc\u984d\u3068\u5165\u91d1\u4e88\u5b9a\u65e5<\/td>\n<\/tr>\n<tr>\n<td>\u58f2\u639b\u5148\u306e\u672a\u6255\u3044<\/td>\n<td>\u511f\u9084\u8acb\u6c42\u3001\u8cb7\u623b\u3057\u3001\u8868\u660e\u4fdd\u8a3c<\/td>\n<td>\u672a\u6255\u3044\u3060\u3051\u3067\u81ea\u793e\u306b\u652f\u6255\u3044\u7fa9\u52d9\u304c\u751f\u3058\u308b\u304b<\/td>\n<\/tr>\n<tr>\n<td>\u56de\u53ce\u5f8c\u306e\u9001\u91d1<\/td>\n<td>\u56de\u53ce\u59d4\u8a17\u3001\u9001\u91d1\u3001\u5831\u544a\u7fa9\u52d9<\/td>\n<td>\u8ab0\u304c\u56de\u53ce\u3057\u3001\u3069\u306e\u53e3\u5ea7\u3078\u3001\u3044\u3064\u307e\u3067\u306b\u9001\u91d1\u3059\u308b\u304b<\/td>\n<\/tr>\n<tr>\n<td>\u53d6\u5f15\u5148\u3078\u306e\u9023\u7d61<\/td>\n<td>\u50b5\u6a29\u8b72\u6e21\u901a\u77e5\u3001\u901a\u77e5\u306e\u7559\u4fdd\u3001\u59d4\u4efb\u72b6<\/td>\n<td>\u901a\u77e5\u3059\u308b\u4eba\u30fb\u6642\u671f\u30fb\u6761\u4ef6\u3001\u63d0\u51fa\u3092\u6c42\u3081\u3089\u308c\u308b\u66f8\u9762<\/td>\n<\/tr>\n<tr>\n<td>\u767b\u8a18<\/td>\n<td>\u50b5\u6a29\u8b72\u6e21\u767b\u8a18\u3001\u62b9\u6d88<\/td>\n<td>\u767b\u8a18\u306e\u8981\u5426\u3001\u8cbb\u7528\u8ca0\u62c5\u3001\u7d42\u4e86\u5f8c\u306e\u624b\u7d9a\u304d<\/td>\n<\/tr>\n<tr>\n<td>\u5951\u7d04\u9055\u53cd\u30fb\u89e3\u7d04<\/td>\n<td>\u89e3\u9664\u3001\u640d\u5bb3\u8ce0\u511f\u3001\u9055\u7d04\u91d1\u3001\u66f4\u65b0<\/td>\n<td>\u8ca0\u62c5\u304c\u767a\u751f\u3059\u308b\u884c\u70ba\u3001\u91d1\u984d\u306e\u8a08\u7b97\u3001\u89e3\u7d04\u65b9\u6cd5<\/td>\n<\/tr>\n<tr>\n<td>\u66f8\u985e\u306e\u4fdd\u5b58<\/td>\n<td>\u5951\u7d04\u66f8\u3001\u5229\u7528\u898f\u7d04\u3001\u95a2\u9023\u66f8\u9762<\/td>\n<td>\u5408\u610f\u3057\u305f\u7248\u3068\u7de0\u7d50\u6e08\u307f\u306e\u63a7\u3048\u3092\u53d7\u3051\u53d6\u308c\u308b\u304b<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/figure>\n<p>\u7a7a\u6b04\u3084\u8aac\u660e\u3068\u9055\u3046\u7b87\u6240\u306b\u306f\u5370\u3092\u4ed8\u3051\u3001\u7f72\u540d\u524d\u306b\u62c5\u5f53\u8005\u3078\u8cea\u554f\u3057\u307e\u3057\u3087\u3046\u3002\u78ba\u8a8d\u9805\u76ee\u3092\u57cb\u3081\u308b\u76ee\u7684\u306f\u3001\u4f1a\u793e\u3092\u4e00\u5f8b\u306b\u5b89\u5168\u3068\u5224\u5b9a\u3059\u308b\u3053\u3068\u3067\u306f\u306a\u304f\u3001\u81ea\u793e\u304c\u8ca0\u3046\u7fa9\u52d9\u3092\u5951\u7d04\u524d\u306b\u628a\u63e1\u3059\u308b\u3053\u3068\u3067\u3059\u3002<\/p>\n<p>\u7279\u306b\u672a\u6255\u3044\u6642\u306e\u8ca0\u62c5\u306f\u3001\u898b\u51fa\u3057\u304c\u300c\u511f\u9084\u8acb\u6c42\u6a29\u306a\u3057\u300d\u3067\u3082\u3001\u8cb7\u623b\u3057\u3084\u4fdd\u8a3c\u306e\u6761\u9805\u307e\u3067\u7d9a\u3051\u3066\u8aad\u3080\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<a href=\"https:\/\/www.fsa.go.jp\/user\/factoring.html\" target=\"_blank\" rel=\"noopener\">\u91d1\u878d\u5e81\u306e\u6ce8\u610f\u559a\u8d77<\/a>\u3082\u3001\u5f62\u5f0f\u306b\u52a0\u3048\u3066\u7d4c\u6e08\u7684\u306a\u5b9f\u614b\u304b\u3089\u5224\u65ad\u3059\u308b\u3068\u8aac\u660e\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<h2 class=\"wp-block-heading\" id=\"index_id4\">\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u5951\u7d04\u66f8\u3068\u306f\uff1f\u57fa\u672c\u7684\u306a\u5f79\u5272<\/h2>\n<figure class=\"wp-block-image size-full\"><picture class=\"contract-diagram\"><source media=\"(max-width: 600px)\" srcset=\"https:\/\/www.facmatch.jp\/column\/wp-content\/uploads\/2026\/10\/facmatch-contract-document-02-mobile-v2-20261029.jpg\" width=\"1024\" height=\"1536\"><img decoding=\"async\" src=\"https:\/\/www.facmatch.jp\/column\/wp-content\/uploads\/2026\/10\/facmatch-contract-document-diagram-02-v2-20261029.jpg\" width=\"1448\" height=\"1086\" alt=\"\u57fa\u672c\u5951\u7d04\u66f8\u30fb\u500b\u5225\u5951\u7d04\u66f8\u30fb\u5225\u7d19\u30fb\u5229\u7528\u898f\u7d04\u3092\u305d\u308d\u3048\u3001\u4eca\u56de\u306e\u6761\u4ef6\u3068\u5171\u901a\u306e\u6761\u4ef6\u3092\u7167\u5408\u3059\u308b\u56f3\u89e3\" loading=\"lazy\"><\/picture><\/figure>\n<div id=\"index_id5\" class=\"legacy-contract-anchor\" aria-hidden=\"true\"><\/div>\n<p>\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u5951\u7d04\u66f8\u306f\u3001\u58f2\u639b\u50b5\u6a29\u3092\u8ab0\u306b\u3001\u3044\u304f\u3089\u3067\u3001\u3069\u306e\u6761\u4ef6\u3067\u8b72\u6e21\u3059\u308b\u304b\u3092\u5b9a\u3081\u308b\u66f8\u985e\u3067\u3059\u3002\u91d1\u878d\u5e81\u306f\u3001\u4e00\u822c\u7684\u306a\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u3092\u6cd5\u7684\u306b\u306f\u50b5\u6a29\u306e\u58f2\u8cb7\u3001\u3064\u307e\u308a\u50b5\u6a29\u8b72\u6e21\u5951\u7d04\u3068\u8aac\u660e\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u7d99\u7d9a\u5229\u7528\u306e\u6761\u4ef6\u306f\u57fa\u672c\u5951\u7d04\u66f8\u306b\u3001\u4eca\u56de\u58f2\u5374\u3059\u308b\u50b5\u6a29\u30fb\u91d1\u984d\u306f\u500b\u5225\u5951\u7d04\u66f8\u306b\u8a18\u3059\u5f62\u5f0f\u3082\u3042\u308a\u307e\u3059\u30022\u793e\u9593\u3067\u56de\u53ce\u3092\u81ea\u793e\u304c\u62c5\u3046\u5834\u5408\u306f\u3001\u696d\u52d9\u59d4\u8a17\u5951\u7d04\u66f8\u306e\u6761\u4ef6\u3082\u78ba\u8a8d\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n<p>\u500b\u5225\u5951\u7d04\u66f8\u306e\u91d1\u984d\u3060\u3051\u3067\u306a\u304f\u3001\u57fa\u672c\u5951\u7d04\u66f8\u3084\u5229\u7528\u898f\u7d04\u306b\u3042\u308b\u8cb7\u623b\u3057\u3001\u89e3\u9664\u3001\u640d\u5bb3\u8ce0\u511f\u306e\u6761\u4ef6\u3082\u305d\u308d\u3048\u3066\u304a\u304d\u307e\u3057\u3087\u3046\u3002\u7533\u8fbc\u304b\u3089\u5165\u91d1\u307e\u3067\u306e\u5168\u4f53\u306e\u624b\u9806\u306f\u3001<a href=\"https:\/\/www.facmatch.jp\/column\/factoring-flow\/\">\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u306e\u6d41\u308c<\/a>\u3067\u7d39\u4ecb\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<div id=\"index_id7\" class=\"legacy-contract-anchor\" aria-hidden=\"true\"><\/div>\n<p>\u96db\u5f62\u306f\u3001\u5951\u7d04\u66f8\u306e\u69cb\u6210\u3084\u7528\u8a9e\u3092\u77e5\u308b\u305f\u3081\u306e\u8cc7\u6599\u3067\u3059\u3002\u5b9f\u969b\u306e\u5951\u7d04\u3067\u306f\u5225\u7d19\u3084\u7279\u7d04\u304c\u52a0\u308f\u308b\u305f\u3081\u3001\u7f72\u540d\u3059\u308b\u66f8\u9762\u4e00\u5f0f\u3092\u512a\u5148\u3057\u3001\u6761\u9805\u756a\u53f7\u304c\u96db\u5f62\u3068\u540c\u3058\u3060\u3068\u8003\u3048\u305a\u306b\u8aad\u307f\u307e\u3057\u3087\u3046\u3002<\/p>\n<h2 class=\"wp-block-heading\" id=\"index_id8\">\u5951\u7d04\u66f8\u3067\u5fc5\u305a\u78ba\u8a8d\u3057\u305f\u3044\u8cbb\u7528\u30fb\u624b\u53d6\u308a\u984d\u306e\u9805\u76ee<\/h2>\n<figure class=\"wp-block-image size-full\"><picture class=\"contract-diagram\"><source media=\"(max-width: 600px)\" srcset=\"https:\/\/www.facmatch.jp\/column\/wp-content\/uploads\/2026\/10\/facmatch-contract-document-03-mobile-v2-20261029.jpg\" width=\"1024\" height=\"1536\"><img decoding=\"async\" src=\"https:\/\/www.facmatch.jp\/column\/wp-content\/uploads\/2026\/10\/facmatch-contract-document-diagram-03-v2-20261029.jpg\" width=\"1448\" height=\"1086\" alt=\"\u984d\u9762100\u4e07\u5186\u30fb\u624b\u6570\u65995%\u306e\u8a08\u7b97\u4f8b\u3002\u8ffd\u52a0\u8cbb\u7528\u306a\u3057\u306a\u3089\u624b\u53d6\u308a95\u4e07\u5186\u3001\u8ffd\u52a0\u8cbb\u75282\u4e07\u5186\u306a\u308993\u4e07\u5186\" loading=\"lazy\"><\/picture><figcaption>\u984d\u9762100\u4e07\u5186\u30fb\u624b\u6570\u65995%\u3001\u7559\u4fdd\u91d1\u306a\u3057\u306e\u5834\u5408\u306e\u4eee\u306e\u8a08\u7b97\u4f8b\u3067\u3059\u3002<\/figcaption><\/figure>\n<p>\u8cbb\u7528\u306f\u3001\u624b\u6570\u6599\u7387\u306b\u52a0\u3048\u3066\u3001\u5b9f\u969b\u306b\u632f\u308a\u8fbc\u307e\u308c\u308b\u91d1\u984d\u307e\u3067\u898b\u7a4d\u66f8\u3068\u7167\u5408\u3057\u307e\u3057\u3087\u3046\u3002\u6599\u7387\u304c\u540c\u3058\u3067\u3082\u3001\u4e8b\u52d9\u624b\u6570\u6599\u3084\u767b\u8a18\u8cbb\u7528\u304c\u5225\u306b\u5f15\u304b\u308c\u308c\u3070\u624b\u53d6\u308a\u984d\u306f\u5909\u308f\u308a\u307e\u3059\u3002<\/p>\n<div id=\"index_id9\" class=\"legacy-contract-anchor\" aria-hidden=\"true\"><\/div>\n<h3 class=\"wp-block-heading\" id=\"contract-detail-01\">\u624b\u6570\u6599\u3068\u8ffd\u52a0\u8cbb\u7528\u3092\u540c\u3058\u6761\u4ef6\u3067\u8a08\u7b97\u3059\u308b<\/h3>\n<p>\u6b21\u306f\u3001\u984d\u9762100\u4e07\u5186\u306e\u58f2\u639b\u91d1\u3092\u3001\u8cb7\u53d6\u624b\u6570\u65995%\u3067\u58f2\u5374\u3059\u308b\u4eee\u306e\u8a08\u7b97\u4f8b\u3067\u3059\u3002\u58f2\u639b\u91d1\u306e\u5168\u984d\u3092\u8cb7\u3044\u53d6\u308a\u3001\u5f8c\u3067\u7cbe\u7b97\u3059\u308b\u7559\u4fdd\u91d1\u306f\u306a\u3044\u524d\u63d0\u3067\u3059\u3002\u5b9f\u5728\u3059\u308b\u4f1a\u793e\u306e\u6599\u91d1\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n<figure class=\"wp-block-table\">\n<div class=\"table-scroll\">\n<table>\n<thead>\n<tr>\n<th>\u9805\u76ee<\/th>\n<th align=\"right\">\u8ffd\u52a0\u8cbb\u7528\u306a\u3057<\/th>\n<th align=\"right\">\u8ffd\u52a0\u8cbb\u7528\u304c2\u4e07\u5186\u3042\u308b\u5834\u5408<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u58f2\u639b\u91d1\u306e\u984d\u9762<\/td>\n<td align=\"right\">100\u4e07\u5186<\/td>\n<td align=\"right\">100\u4e07\u5186<\/td>\n<\/tr>\n<tr>\n<td>\u8cb7\u53d6\u624b\u6570\u65995%<\/td>\n<td align=\"right\">5\u4e07\u5186<\/td>\n<td align=\"right\">5\u4e07\u5186<\/td>\n<\/tr>\n<tr>\n<td>\u305d\u306e\u4ed6\u306e\u8cbb\u7528<\/td>\n<td align=\"right\">0\u5186<\/td>\n<td align=\"right\">2\u4e07\u5186<\/td>\n<\/tr>\n<tr>\n<td>\u6700\u7d42\u632f\u8fbc\u984d<\/td>\n<td align=\"right\">95\u4e07\u5186<\/td>\n<td align=\"right\">93\u4e07\u5186<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/figure>\n<p><span class=\"swl-marker mark_yellow\">\u5fc5\u8981\u306a\u652f\u6255\u984d\u304c94\u4e07\u5186\u306a\u3089<\/span>\u3001\u8ffd\u52a0\u8cbb\u7528\u306a\u3057\u3067\u306f\u8db3\u308a\u307e\u3059\u304c\u30012\u4e07\u5186\u5f15\u304b\u308c\u308b\u5951\u7d04\u3067\u306f1\u4e07\u5186\u4e0d\u8db3\u3057\u307e\u3059\u3002\u898b\u7a4d\u66f8\u3067\u306f\u300c\u624b\u6570\u6599\u8fbc\u307f\u300d\u306e\u7bc4\u56f2\u3068\u3001<strong>\u6700\u7d42\u632f\u8fbc\u984d\u3092\u78ba\u5b9a\u3055\u305b\u307e\u3057\u3087\u3046<\/strong>\u3002<\/p>\n<div id=\"index_id11\" class=\"legacy-contract-anchor\" aria-hidden=\"true\"><\/div>\n<p>\u8cbb\u7528\u6b04\u3067\u306f\u3001\u4e8b\u52d9\u30fb\u5be9\u67fb\u624b\u6570\u6599\u3001\u632f\u8fbc\u624b\u6570\u6599\u3001\u767b\u8a18\u8cbb\u7528\u3001\u5370\u7d19\u4ee3\u3001\u51fa\u5f35\u8cbb\u306a\u3069\u306e\u6709\u7121\u3092\u78ba\u8a8d\u3057\u307e\u3059\u3002\u8cbb\u7528\u3092\u5225\u6255\u3044\u3059\u308b\u5834\u5408\u306f\u3001\u632f\u8fbc\u984d\u3060\u3051\u3067\u306a\u304f\u3001\u5225\u6255\u3044\u5206\u3082\u542b\u3081\u3066\u5fc5\u8981\u8cc7\u91d1\u3092\u8a08\u7b97\u3059\u308b\u306e\u304c\u78ba\u5b9f\u3067\u3059\u3002<\/p>\n<div id=\"index_id31\" class=\"legacy-contract-anchor\" aria-hidden=\"true\"><\/div>\n<p>\u8907\u6570\u793e\u306e\u898b\u7a4d\u3082\u308a\u3092\u6bd4\u3079\u308b\u969b\u306f\u3001\u58f2\u639b\u91d1\u984d\u30fb\u58f2\u639b\u5148\u30fb\u652f\u6255\u671f\u65e5\u30fb\u5e0c\u671b\u5165\u91d1\u65e5\u3092\u305d\u308d\u3048\u3066\u4f9d\u983c\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n<p>\u6599\u91d1\u3092\u6bd4\u8f03\u3059\u308b\u969b\u306f\u3001<a href=\"https:\/\/www.facmatch.jp\/column\/factoring-fee\/\">\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u624b\u6570\u6599\u304c\u5b89\u3044\u4f1a\u793e\u3068\u8cbb\u7528\u306e\u6bd4\u8f03<\/a>\u3082\u53c2\u8003\u306b\u3057\u3066\u304f\u3060\u3055\u3044\u3002\u878d\u8cc7\u306e\u91d1\u5229\u3068\u306e\u9055\u3044\u306f\u3001<a href=\"https:\/\/www.facmatch.jp\/column\/factoring-interest-rate\/\">\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u306e\u91d1\u5229\u3068\u624b\u6570\u6599<\/a>\u3067\u8aac\u660e\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<div id=\"index_id10\" class=\"legacy-contract-anchor\" aria-hidden=\"true\"><\/div>\n<h3 class=\"wp-block-heading\" id=\"contract-detail-02\">\u5165\u91d1\u65e5\u3068\u3001\u56de\u53ce\u5f8c\u306b\u9001\u91d1\u3059\u308b\u65e5\u3092\u5206\u3051\u308b<\/h3>\n<p>\u5951\u7d04\u66f8\u306b\u306f\u3001\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u4f1a\u793e\u304b\u3089\u81ea\u793e\u3078\u5165\u91d1\u3055\u308c\u308b\u65e5\u3068\u3001\u58f2\u639b\u5148\u304b\u3089\u306e\u56de\u53ce\u5f8c\u306b\u81ea\u793e\u304c\u9001\u91d1\u3059\u308b\u671f\u9650\u304c\u51fa\u3066\u304d\u307e\u3059\u30022\u793e\u9593\u3067\u81ea\u793e\u304c\u56de\u53ce\u3092\u62c5\u5f53\u3059\u308b\u5834\u5408\u306f\u3001\u4e21\u65b9\u306e\u65e5\u7a0b\u3092\u63a7\u3048\u3066\u304a\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n<p>\u632f\u8fbc\u6642\u523b\u3001\u9280\u884c\u55b6\u696d\u65e5\u3001\u58f2\u639b\u5148\u306e\u5165\u91d1\u304c\u9045\u308c\u305f\u5834\u5408\u306e\u9023\u7d61\u5148\u3082\u62c5\u5f53\u8005\u306b\u78ba\u8a8d\u3057\u3066\u304a\u304f\u3068\u3001\u5951\u7d04\u5f8c\u306e\u884c\u304d\u9055\u3044\u3092\u9632\u3052\u307e\u3059\u3002\u671f\u9650\u3092\u904e\u304e\u305f\u5834\u5408\u306e\u8ca0\u62c5\u306f\u3001\u9001\u91d1\u6761\u9805\u3068\u9045\u5ef6\u640d\u5bb3\u91d1\u30fb\u901a\u77e5\u306e\u6761\u9805\u3092\u5408\u308f\u305b\u3066\u8aad\u3080\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<h2 class=\"wp-block-heading\" id=\"index_id12\">\u511f\u9084\u8acb\u6c42\u6a29\u30fb\u8cb7\u623b\u3057\u30fb\u5f01\u6e08\u306a\u3069\u5371\u306a\u3044\u8aa4\u89e3\u304c\u8d77\u304d\u3084\u3059\u3044\u6761\u9805<\/h2>\n<figure class=\"wp-block-image size-full\"><picture class=\"contract-diagram\"><source media=\"(max-width: 600px)\" srcset=\"https:\/\/www.facmatch.jp\/column\/wp-content\/uploads\/2026\/10\/facmatch-contract-document-04-mobile-v2-20261029.jpg\" width=\"1024\" height=\"1536\"><img decoding=\"async\" src=\"https:\/\/www.facmatch.jp\/column\/wp-content\/uploads\/2026\/10\/facmatch-contract-document-diagram-04-v2-20261029.jpg\" width=\"1448\" height=\"1086\" alt=\"\u58f2\u639b\u5148\u306e\u672a\u6255\u3044\u3068\u81ea\u793e\u306e\u5951\u7d04\u9055\u53cd\u3092\u5206\u3051\u3001\u511f\u9084\u8acb\u6c42\u6a29\u30fb\u8cb7\u623b\u3057\u30fb\u8868\u660e\u4fdd\u8a3c\u3092\u78ba\u8a8d\u3059\u308b\u56f3\u89e3\" loading=\"lazy\"><\/picture><\/figure>\n<p>\u6700\u3082\u614e\u91cd\u306b\u8aad\u307f\u305f\u3044\u306e\u306f\u3001\u58f2\u639b\u5148\u304c\u652f\u6255\u308f\u306a\u304b\u3063\u305f\u3068\u304d\u306b\u3001\u81ea\u793e\u304c\u3069\u3053\u307e\u3067\u8ca0\u62c5\u3059\u308b\u304b\u3067\u3059\u3002\u300c\u511f\u9084\u8acb\u6c42\u6a29\u306a\u3057\u300d\u3068\u3044\u3046\u4e00\u6587\u3068\u3001\u8cb7\u623b\u3057\u30fb\u8868\u660e\u4fdd\u8a3c\u30fb\u640d\u5bb3\u8ce0\u511f\u306e\u6761\u4ef6\u3092\u5408\u308f\u305b\u3066\u78ba\u304b\u3081\u307e\u3057\u3087\u3046\u3002<\/p>\n<h3 class=\"wp-block-heading\" id=\"contract-detail-03\">\u58f2\u639b\u5148\u306e\u672a\u6255\u3044\u3068\u3001\u81ea\u793e\u306e\u5951\u7d04\u9055\u53cd\u3092\u5206\u3051\u308b<\/h3>\n<div id=\"index_id13\" class=\"legacy-contract-anchor\" aria-hidden=\"true\"><\/div>\n<p>\u511f\u9084\u8acb\u6c42\u6a29\u3068\u306f\u3001\u58f2\u639b\u5148\u304b\u3089\u56de\u53ce\u3067\u304d\u306a\u304b\u3063\u305f\u5834\u5408\u306b\u3001\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u4f1a\u793e\u304c\u5229\u7528\u8005\u3078\u652f\u6255\u3044\u3092\u6c42\u3081\u308b\u6a29\u5229\u3067\u3059\u3002\u30ce\u30f3\u30ea\u30b3\u30fc\u30b9\u3001\u511f\u9084\u8acb\u6c42\u6a29\u306a\u3057\u3001\u3068\u3044\u3063\u305f\u8868\u8a18\u306f\u3001\u3053\u306e\u672a\u6255\u3044\u30ea\u30b9\u30af\u306e\u5206\u62c5\u306b\u95a2\u308f\u308a\u307e\u3059\u3002<\/p>\n<div id=\"index_id14\" class=\"legacy-contract-anchor\" aria-hidden=\"true\"><\/div>\n<p>\u8cb7\u623b\u3057\u306f\u3001\u5229\u7528\u8005\u304c\u3044\u3063\u305f\u3093\u8b72\u6e21\u3057\u305f\u58f2\u639b\u50b5\u6a29\u3092\u3001\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u4f1a\u793e\u304b\u3089\u518d\u3073\u8cb7\u3044\u53d6\u308b\u3053\u3068\u3067\u3059\u3002<\/p>\n<div id=\"index_id15\" class=\"legacy-contract-anchor\" aria-hidden=\"true\"><\/div>\n<p>\u5f01\u6e08\u306f\u3001\u652f\u6255\u3044\u306a\u3069\u3067\u50b5\u52d9\u3092\u5c65\u884c\u3059\u308b\u3053\u3068\u3067\u3059\uff08<a href=\"https:\/\/laws.e-gov.go.jp\/law\/129AC0000000089\" target=\"_blank\" rel=\"noopener\">\u6c11\u6cd5473\u6761<\/a>\u53c2\u7167\uff09\u3002\u81ea\u793e\u306e\u5f01\u6e08\u7fa9\u52d9\u304c\u66f8\u304b\u308c\u3066\u3044\u308b\u5834\u5408\u306f\u3001\u8ab0\u306e\u3069\u306e\u50b5\u52d9\u3092\u3001\u3069\u3093\u306a\u6761\u4ef6\u3067\u652f\u6255\u3046\u306e\u304b\u307e\u3067\u78ba\u8a8d\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n<p>\u4e00\u65b9\u3001\u67b6\u7a7a\u306e\u58f2\u639b\u91d1\u3092\u8b72\u6e21\u3057\u305f\u5834\u5408\u3084\u3001\u56de\u53ce\u3057\u305f\u58f2\u639b\u91d1\u3092\u9001\u91d1\u3057\u306a\u304b\u3063\u305f\u5834\u5408\u306a\u3069\u3001\u81ea\u793e\u306e\u5951\u7d04\u9055\u53cd\u306b\u3088\u308b\u8cac\u4efb\u306f\u5225\u306b\u5b9a\u3081\u3089\u308c\u308b\u3053\u3068\u304c\u3042\u308a\u307e\u3059\u3002\u6761\u9805\u540d\u3060\u3051\u3067\u306a\u304f\u3001<span class=\"swl-marker mark_yellow\">\u3069\u3093\u306a\u51fa\u6765\u4e8b\u3092\u7406\u7531\u306b\u8acb\u6c42\u3055\u308c\u308b\u306e\u304b<\/span>\u3092\u6574\u7406\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n<p>\u305f\u3068\u3048\u3070\u300c\u58f2\u639b\u5148\u306e\u5012\u7523\u306b\u3088\u308b\u672a\u6255\u3044\u300d\u3068\u300c\u81ea\u793e\u304c\u63d0\u51fa\u3057\u305f\u50b5\u6a29\u60c5\u5831\u306e\u865a\u507d\u300d\u3067\u306f\u3001\u8acb\u6c42\u306e\u7406\u7531\u304c\u7570\u306a\u308a\u307e\u3059\u3002\u8cb7\u623b\u3057\u3084\u4fdd\u8a3c\u306e\u7bc4\u56f2\u304c\u3001\u58f2\u639b\u5148\u306e\u652f\u6255\u80fd\u529b\u307e\u3067\u5e83\u304c\u3063\u3066\u3044\u308b\u5834\u5408\u306f\u3001\u7f72\u540d\u524d\u306b\u5f01\u8b77\u58eb\u3078\u78ba\u8a8d\u3057\u305f\u3044\u7b87\u6240\u3067\u3059\u3002<\/p>\n<div id=\"index_id16\" class=\"legacy-contract-anchor\" aria-hidden=\"true\"><\/div>\n<h3 class=\"wp-block-heading\" id=\"contract-detail-04\">\u91d1\u878d\u5e81\u304c\u6ce8\u610f\u3092\u4fc3\u3057\u3066\u3044\u308b\u5951\u7d04\u306e\u5b9f\u614b<\/h3>\n<p>\u91d1\u878d\u5e81\u304c\u3001\u8cb8\u91d1\u696d\u306b\u8a72\u5f53\u3059\u308b\u304a\u305d\u308c\u304c\u3042\u308b\u3068\u6319\u3052\u3066\u3044\u308b\u306e\u306f\u3001\u58f2\u4e3b\u306b\u56de\u53ce\u3092\u59d4\u8a17\u3057\u3001\u96c6\u91d1\u3067\u304d\u306a\u3044\u5834\u5408\u306b\u50b5\u6a29\u3092\u8cb7\u3044\u623b\u3055\u305b\u308b\u53d6\u5f15\u306a\u3069\u3067\u3059\u3002\u58f2\u4e3b\u81ea\u8eab\u306e\u8cc7\u91d1\u3067\u652f\u6255\u308f\u305b\u308b\u53d6\u5f15\u3082\u3001\u4f8b\u3068\u3057\u3066\u6319\u3052\u3089\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u307e\u305f\u3001\u91d1\u878d\u5e81\u306f\u3001\u50b5\u6a29\u984d\u306b\u6bd4\u3079\u3066\u53d7\u3051\u53d6\u308b\u8cb7\u53d6\u4ee3\u91d1\u304c\u8457\u3057\u304f\u4f4e\u984d\u306a\u30b1\u30fc\u30b9\u306b\u3064\u3044\u3066\u3082\u3001\u507d\u88c5\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u306e\u7591\u3044\u304c\u3042\u308b\u3068\u3057\u3066\u6ce8\u610f\u3092\u547c\u3073\u304b\u3051\u3066\u3044\u307e\u3059\u3002\u91d1\u984d\u3060\u3051\u3067\u9055\u6cd5\u3068\u6c7a\u3081\u305a\u3001\u672a\u6255\u3044\u6642\u306e\u8ca0\u62c5\u3092\u542b\u3080\u53d6\u5f15\u306e\u5b9f\u614b\u3092\u78ba\u8a8d\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n<p>\u540c\u5e81\u306e\u30da\u30fc\u30b8\u306b\u306f\u3001\u30ce\u30f3\u30ea\u30b3\u30fc\u30b9\u306e\u898f\u5b9a\u304c\u3042\u308a\u306a\u304c\u3089\u3001\u8868\u660e\u4fdd\u8a3c\u306a\u3069\u3092\u542b\u3080\u5b9f\u614b\u304b\u3089\u8cb8\u4ed8\u3051\u3068\u5224\u65ad\u3055\u308c\u305f\u88c1\u5224\u4f8b\u3082\u63b2\u8f09\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u540d\u79f0\u304c\u58f2\u8cb7\u5951\u7d04\u3067\u3082\u3001\u81ea\u793e\u306b\u6b8b\u308b\u8ca0\u62c5\u3092\u8aad\u307f\u98db\u3070\u3055\u306a\u3044\u3088\u3046\u306b\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n<p>\u51fa\u5178\uff1a<a href=\"https:\/\/www.fsa.go.jp\/user\/factoring.html\" target=\"_blank\" rel=\"noopener\">\u91d1\u878d\u5e81\u300c\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u306e\u5229\u7528\u306b\u95a2\u3059\u308b\u6ce8\u610f\u559a\u8d77\u300d<\/a>\uff082026\u5e7410\u670829\u65e5\u78ba\u8a8d\uff09<\/p>\n<p>\u5f53\u30b5\u30a4\u30c8\u3067\u306f\u3001<a href=\"https:\/\/www.facmatch.jp\/column\/factoring-fsa-warning\/\">\u91d1\u878d\u5e81\u306e\u6ce8\u610f\u559a\u8d77\u3068\u5951\u7d04\u5b9f\u614b\u306e\u898b\u65b9<\/a>\u3082\u89e3\u8aac\u3057\u3066\u3044\u307e\u3059\u3002\u500b\u5225\u5951\u7d04\u306e\u9069\u6cd5\u6027\u306f\u3001\u5951\u7d04\u66f8\u5168\u4f53\u3068\u53d6\u5f15\u306e\u5b9f\u614b\u3092\u8e0f\u307e\u3048\u305f\u6cd5\u5f8b\u4e0a\u306e\u5224\u65ad\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<div id=\"index_id6\" class=\"legacy-contract-anchor\" aria-hidden=\"true\"><\/div>\n<h2 class=\"wp-block-heading\" id=\"index_id17\">2\u793e\u9593\u30fb3\u793e\u9593\u3067\u5909\u308f\u308b\u5951\u7d04\u66f8\u306e\u78ba\u8a8d\u30dd\u30a4\u30f3\u30c8<\/h2>\n<figure class=\"wp-block-image size-full\"><picture class=\"contract-diagram\"><source media=\"(max-width: 600px)\" srcset=\"https:\/\/www.facmatch.jp\/column\/wp-content\/uploads\/2026\/10\/facmatch-contract-document-05-mobile-v2-20261029.jpg\" width=\"1024\" height=\"1536\"><img decoding=\"async\" src=\"https:\/\/www.facmatch.jp\/column\/wp-content\/uploads\/2026\/10\/facmatch-contract-document-diagram-05-v2-20261029.jpg\" width=\"1448\" height=\"1086\" alt=\"\u56de\u53ce\u5f8c\u306e\u304a\u91d1\u306e\u4e00\u822c\u7684\u306a\u6d41\u308c\u30022\u793e\u9593\u306f\u58f2\u639b\u5148\u304b\u3089\u81ea\u793e\u3092\u7d4c\u3066\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u4f1a\u793e\u3078\u30013\u793e\u9593\u306f\u58f2\u639b\u5148\u304b\u3089\u76f4\u63a5\u652f\u6255\u3046\" loading=\"lazy\"><\/picture><\/figure>\n<p>2\u793e\u9593\u3067\u306f\u81ea\u793e\u304c\u56de\u53ce\u3057\u305f\u5f8c\u306e\u9001\u91d1\u30013\u793e\u9593\u3067\u306f\u58f2\u639b\u5148\u3078\u306e\u901a\u77e5\u3068\u652f\u6255\u5148\u3092\u91cd\u70b9\u7684\u306b\u78ba\u304b\u3081\u307e\u3057\u3087\u3046\u3002\u304a\u91d1\u3068\u9023\u7d61\u306e\u6d41\u308c\u304c\u9055\u3046\u305f\u3081\u3001\u5951\u7d04\u5f8c\u306b\u81ea\u793e\u304c\u884c\u3046\u624b\u7d9a\u304d\u3082\u5909\u308f\u308a\u307e\u3059\u3002<\/p>\n<div id=\"index_id18\" class=\"legacy-contract-anchor\" aria-hidden=\"true\"><\/div>\n<div id=\"index_id19\" class=\"legacy-contract-anchor\" aria-hidden=\"true\"><\/div>\n<figure class=\"wp-block-table\">\n<div class=\"table-scroll\">\n<table>\n<thead>\n<tr>\n<th>\u5951\u7d04\u65b9\u5f0f<\/th>\n<th>\u4e00\u822c\u7684\u306a\u304a\u91d1\u306e\u6d41\u308c<\/th>\n<th>\u5951\u7d04\u66f8\u3067\u78ba\u304b\u3081\u308b\u5185\u5bb9<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>2\u793e\u9593<\/td>\n<td>\u58f2\u639b\u5148\u304b\u3089\u81ea\u793e\u3078\u5165\u91d1\u5f8c\u3001\u81ea\u793e\u304b\u3089\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u4f1a\u793e\u3078\u9001\u91d1<\/td>\n<td>\u56de\u53ce\u59d4\u8a17\u306e\u7bc4\u56f2\u3001\u9001\u91d1\u671f\u9650\u3001\u5165\u91d1\u9045\u5ef6\u6642\u306e\u5831\u544a\u3001\u901a\u77e5\u306b\u5207\u308a\u66ff\u308f\u308b\u6761\u4ef6<\/td>\n<\/tr>\n<tr>\n<td>3\u793e\u9593<\/td>\n<td>\u58f2\u639b\u5148\u304b\u3089\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u4f1a\u793e\u3078\u76f4\u63a5\u652f\u6255\u3044<\/td>\n<td>\u901a\u77e5\u30fb\u627f\u8afe\u306e\u624b\u7d9a\u304d\u3001\u901a\u77e5\u3059\u308b\u4eba\u3001\u58f2\u639b\u5148\u306e\u632f\u8fbc\u5148\u3001\u624b\u7d9a\u304d\u5b8c\u4e86\u306e\u6642\u671f<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/figure>\n<div id=\"index_id24\" class=\"legacy-contract-anchor\" aria-hidden=\"true\"><\/div>\n<p>2\u793e\u9593\u3067\u3082\u3001\u5951\u7d04\u9055\u53cd\u306a\u3069\u3092\u7406\u7531\u306b\u58f2\u639b\u5148\u3078\u901a\u77e5\u3067\u304d\u308b\u5b9a\u3081\u304c\u3042\u308b\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u3002\u5951\u7d04\u66f8\u306e\u307b\u304b\u306b\u50b5\u6a29\u8b72\u6e21\u901a\u77e5\u66f8\u3084\u59d4\u4efb\u72b6\u306e\u63d0\u51fa\u3092\u6c42\u3081\u3089\u308c\u305f\u3089\u3001\u63d0\u51fa\u5f8c\u306b\u8ab0\u304c\u3069\u3093\u306a\u6761\u4ef6\u3067\u4f7f\u3046\u306e\u304b\u307e\u3067\u78ba\u8a8d\u3057\u3066\u304a\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n<p>2\u793e\u9593\u30fb3\u793e\u9593\u306e\u9055\u3044\u3084\u5229\u7528\u6642\u306e\u6ce8\u610f\u70b9\u306b\u3064\u3044\u3066\u306f\u3001\u4ee5\u4e0b\u306e\u8a18\u4e8b\u3082\u53c2\u8003\u306b\u306a\u308a\u307e\u3059\u3002<br \/><a href=\"https:\/\/m-assets.com\/lp\/online\/blog\/factoring-guide\" target=\"_blank\" rel=\"noopener\">\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u3068\u306f\uff1f\u4ed5\u7d44\u307f\u3068\u30e1\u30ea\u30c3\u30c8\u30fb\u30c7\u30e1\u30ea\u30c3\u30c8\uff5c\u7a0e\u7406\u58eb\u304c\u89e3\u8aac\uff5c\u7a0e\u7406\u58eb\u6cd5\u4eba \u8fbb\u7dcf\u5408\u4f1a\u8a08<\/a><\/p>\n<div id=\"index_id20\" class=\"legacy-contract-anchor\" aria-hidden=\"true\"><\/div>\n<h3 class=\"wp-block-heading\" id=\"contract-detail-05\">\u50b5\u6a29\u8b72\u6e21\u767b\u8a18\u306f\u901a\u77e5\u3068\u5206\u3051\u3066\u78ba\u304b\u3081\u308b<\/h3>\n<p>\u50b5\u6a29\u8b72\u6e21\u767b\u8a18\u306f\u3001\u6cd5\u4eba\u304c\u8b72\u6e21\u3057\u305f\u91d1\u92ad\u50b5\u6a29\u306b\u3064\u3044\u3066\u3001\u58f2\u639b\u5148\u4ee5\u5916\u306e\u7b2c\u4e09\u8005\u306b\u6a29\u5229\u3092\u4e3b\u5f35\u3059\u308b\u305f\u3081\u306e\u5236\u5ea6\u3067\u3059\u3002\u6cd5\u52d9\u7701\u306f\u3001\u767b\u8a18\u3060\u3051\u3067\u306f\u50b5\u52d9\u8005\u306b\u8b72\u6e21\u306e\u4e8b\u5b9f\u3092\u4e3b\u5f35\u3067\u304d\u305a\u3001\u5225\u9014\u901a\u77e5\u306a\u3069\u306e\u624b\u7d9a\u304d\u304c\u5fc5\u8981\u3068\u8aac\u660e\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u767b\u8a18\u304c\u5fc5\u8981\u306a\u5951\u7d04\u3067\u306f\u3001\u8cbb\u7528\u8ca0\u62c5\u3001\u767b\u8a18\u3059\u308b\u50b5\u6a29\u306e\u7bc4\u56f2\u3001\u5951\u7d04\u7d42\u4e86\u5f8c\u306e\u62b9\u6d88\u624b\u7d9a\u304d\u3068\u62c5\u5f53\u8005\u3092\u78ba\u304b\u3081\u307e\u3057\u3087\u3046\u3002\u6cd5\u4eba\u306e\u767b\u8a18\u5236\u5ea6\u306a\u306e\u3067\u3001\u500b\u4eba\u4e8b\u696d\u4e3b\u306e\u5951\u7d04\u6761\u4ef6\u3068\u6df7\u540c\u3057\u306a\u3044\u3053\u3068\u3082\u5927\u5207\u3067\u3059\u3002<\/p>\n<p>\u51fa\u5178\uff1a<a href=\"https:\/\/www.moj.go.jp\/MINJI\/minji06_00172.html\" target=\"_blank\" rel=\"noopener\">\u6cd5\u52d9\u7701\u300c\u50b5\u6a29\u8b72\u6e21\u767b\u8a18\u5236\u5ea6\u306e\u6982\u8981\u300d<\/a>\uff082026\u5e7410\u670829\u65e5\u78ba\u8a8d\uff09<\/p>\n<h2 class=\"wp-block-heading\" id=\"index_id21\">\u5951\u7d04\u66f8\u3067\u898b\u843d\u3068\u3057\u3084\u3059\u3044\u8ffd\u52a0\u78ba\u8a8d\u9805\u76ee<\/h2>\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/www.facmatch.jp\/column\/wp-content\/uploads\/2026\/10\/facmatch-contract-document-diagram-06-v2-20261029.jpg\" width=\"1448\" height=\"1086\" alt=\"\u8cbb\u7528\u4ee5\u5916\u306e\u89e3\u9664\u30fb\u9055\u7d04\u91d1\u3001\u66f4\u65b0\u30fb\u89e3\u7d04\u3001\u5951\u7d04\u66f8\u306e\u63a7\u3048\u306e\u4fdd\u5b58\u3092\u78ba\u8a8d\u3059\u308b\u56f3\u89e3\" loading=\"lazy\"><\/figure>\n<p>\u89e3\u9664\u30fb\u9055\u7d04\u91d1\u30fb\u81ea\u52d5\u66f4\u65b0\u306f\u3001\u8ca0\u62c5\u304c\u767a\u751f\u3059\u308b\u6761\u4ef6\u3068\u7d42\u4e86\u3055\u305b\u308b\u65b9\u6cd5\u3092\u30bb\u30c3\u30c8\u3067\u78ba\u304b\u3081\u307e\u3057\u3087\u3046\u3002\u77ed\u671f\u306e\u8cc7\u91d1\u8abf\u9054\u3067\u3082\u3001\u57fa\u672c\u5951\u7d04\u304c\u7d99\u7d9a\u3059\u308b\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<div id=\"index_id22\" class=\"legacy-contract-anchor\" aria-hidden=\"true\"><\/div>\n<h3 class=\"wp-block-heading\" id=\"contract-detail-06\">\u30ad\u30e3\u30f3\u30bb\u30eb\u6599\u30fb\u9055\u7d04\u91d1\u30fb\u81ea\u52d5\u66f4\u65b0<\/h3>\n<p>\u7533\u8fbc\u5f8c\u3001\u5be9\u67fb\u5f8c\u3001\u5951\u7d04\u7de0\u7d50\u5f8c\u306e\u3069\u306e\u6bb5\u968e\u304b\u3089\u30ad\u30e3\u30f3\u30bb\u30eb\u6599\u304c\u767a\u751f\u3059\u308b\u304b\u306f\u3001\u7533\u8fbc\u6761\u4ef6\u3084\u5951\u7d04\u306b\u3088\u3063\u3066\u5909\u308f\u308a\u307e\u3059\u3002\u91d1\u984d\u306e\u307b\u304b\u3001\u8a08\u7b97\u306e\u57fa\u6e96\u3001\u652f\u6255\u671f\u9650\u3001\u89e3\u7d04\u306e\u9023\u7d61\u65b9\u6cd5\u3092\u63a7\u3048\u3066\u304a\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n<p>\u307e\u305f\u3001\u57fa\u672c\u5951\u7d04\u306e\u81ea\u52d5\u66f4\u65b0\u3068\u3001\u6b21\u56de\u306e\u58f2\u639b\u91d1\u3092\u5b9f\u969b\u306b\u58f2\u5374\u3059\u308b\u5951\u7d04\u306f\u533a\u5225\u304c\u5fc5\u8981\u3067\u3059\u3002\u66f4\u65b0\u306e\u5bfe\u8c61\u304c\u57fa\u672c\u5951\u7d04\u306a\u306e\u304b\u3001\u500b\u5225\u306e\u50b5\u6a29\u58f2\u8cb7\u307e\u3067\u542b\u3080\u306e\u304b\u3092\u3001\u5951\u7d04\u671f\u9593\u3068\u500b\u5225\u5951\u7d04\u306e\u6761\u9805\u3067\u78ba\u304b\u3081\u307e\u3059\u3002<\/p>\n<div id=\"index_id23\" class=\"legacy-contract-anchor\" aria-hidden=\"true\"><\/div>\n<h3 class=\"wp-block-heading\" id=\"contract-detail-07\">\u8868\u660e\u4fdd\u8a3c\u30fb\u500b\u4eba\u4fdd\u8a3c\u30fb\u500b\u4eba\u60c5\u5831<\/h3>\n<p>\u8868\u660e\u4fdd\u8a3c\u306f\u3001\u4e00\u5b9a\u306e\u4e8b\u5b9f\u304c\u6b63\u3057\u3044\u3068\u76f8\u624b\u306b\u793a\u3057\u3001\u305d\u306e\u5185\u5bb9\u3092\u4fdd\u8a3c\u3059\u308b\u7d04\u675f\u3067\u3059\u3002\u5bfe\u8c61\u50b5\u6a29\u304c\u5b9f\u5728\u3059\u308b\u3053\u3068\u3001\u4e8c\u91cd\u8b72\u6e21\u3057\u3066\u3044\u306a\u3044\u3053\u3068\u306a\u3069\u304c\u5951\u7d04\u66f8\u306b\u5b9a\u3081\u3089\u308c\u307e\u3059\u3002\u58f2\u639b\u5148\u306e\u652f\u6255\u80fd\u529b\u307e\u3067\u4fdd\u8a3c\u3059\u308b\u5185\u5bb9\u306a\u3089\u3001\u672a\u6255\u3044\u6642\u306e\u8ca0\u62c5\u306b\u3082\u95a2\u308f\u308b\u305f\u3081\u3001\u8cb7\u623b\u3057\u6761\u9805\u3068\u5408\u308f\u305b\u3066\u78ba\u8a8d\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n<div id=\"index_id25\" class=\"legacy-contract-anchor\" aria-hidden=\"true\"><\/div>\n<p>\u4ee3\u8868\u8005\u306e\u7f72\u540d\u6b04\u304c\u3042\u308b\u5834\u5408\u306f\u3001\u6cd5\u4eba\u306e\u4ee3\u8868\u3068\u3057\u3066\u7f72\u540d\u3059\u308b\u306e\u304b\u3001\u500b\u4eba\u3068\u3057\u3066\u4fdd\u8a3c\u3059\u308b\u306e\u304b\u3082\u78ba\u8a8d\u3057\u305f\u3044\u70b9\u3067\u3059\u3002\u672c\u4eba\u78ba\u8a8d\u66f8\u985e\u3084\u901a\u5e33\u3092\u63d0\u51fa\u3059\u308b\u969b\u306f\u3001\u5951\u7d04\u66f8\u3068\u30d7\u30e9\u30a4\u30d0\u30b7\u30fc\u30dd\u30ea\u30b7\u30fc\u306b\u3042\u308b\u5229\u7528\u76ee\u7684\u30fb\u7b2c\u4e09\u8005\u63d0\u4f9b\u306e\u7bc4\u56f2\u3092\u8aad\u3093\u3067\u304a\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n<h3 class=\"wp-block-heading\" id=\"contract-detail-08\">\u5951\u7d04\u66f8\u306e\u63a7\u3048\u3068\u96fb\u5b50\u5951\u7d04\u306e\u4fdd\u5b58<\/h3>\n<p>\u7d19\u3067\u3082\u96fb\u5b50\u5951\u7d04\u3067\u3082\u3001\u5408\u610f\u3057\u305f\u5185\u5bb9\u3092\u5f8c\u304b\u3089\u8aad\u307f\u8fd4\u305b\u308b\u3088\u3046\u306b\u3001\u7de0\u7d50\u6e08\u307f\u306e\u66f8\u9762\u4e00\u5f0f\u3092\u4fdd\u5b58\u3057\u307e\u3057\u3087\u3046\u3002\u96fb\u5b50\u5951\u7d04\u3067\u306f\u3001\u7f72\u540d\u30fb\u540c\u610f\u524d\u306b\u672c\u6587\u3001\u5225\u7d19\u3001\u9069\u7528\u3055\u308c\u308b\u5229\u7528\u898f\u7d04\u3092\u958b\u304d\u3001\u7de0\u7d50\u5f8c\u306e\u53d7\u3051\u53d6\u308a\u65b9\u3082\u78ba\u8a8d\u3057\u307e\u3059\u3002<\/p>\n<p>\u4fdd\u5b58\u3059\u308b\u66f8\u985e\u306f\u3001\u6b21\u306e3\u7d44\u306b\u5206\u3051\u308b\u3068\u63a2\u3057\u3084\u3059\u304f\u306a\u308a\u307e\u3059\u3002<\/p>\n<ul>\n<li>\u7de0\u7d50\u6e08\u307f\u306e\u57fa\u672c\u5951\u7d04\u66f8\u30fb\u500b\u5225\u5951\u7d04\u66f8\u30fb\u5225\u7d19\u30fb\u9069\u7528\u3055\u308c\u305f\u5229\u7528\u898f\u7d04<\/li>\n<li>\u898b\u7a4d\u66f8\u30fb\u8cbb\u7528\u660e\u7d30\u30fb\u5165\u91d1\u660e\u7d30<\/li>\n<li>\u6761\u4ef6\u3092\u8aac\u660e\u3057\u305f\u30e1\u30fc\u30eb\u30fb\u30c1\u30e3\u30c3\u30c8\u3001\u5909\u66f4\u5185\u5bb9\u3078\u306e\u5408\u610f<\/li>\n<\/ul>\n<p>\u8aac\u660e\u3068\u5951\u7d04\u306b\u9055\u3044\u304c\u3042\u3063\u305f\u5834\u5408\u306f\u3001\u3053\u306e\u66f8\u985e\u4e00\u5f0f\u3067\u7d4c\u7def\u3092\u4f1d\u3048\u307e\u3057\u3087\u3046\u3002<\/p>\n<div id=\"index_id3\" class=\"legacy-contract-anchor\" aria-hidden=\"true\"><\/div>\n<div id=\"index_id34\" class=\"legacy-contract-anchor\" aria-hidden=\"true\"><\/div>\n<h2 class=\"wp-block-heading\" id=\"index_id26\">\u30b5\u30a4\u30f3\u524d\u306b\u62c5\u5f53\u8005\u3078\u805e\u304f\u8cea\u554f\u3068\u3001\u76f8\u8ac7\u304c\u5fc5\u8981\u306a\u5834\u5408<\/h2>\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/www.facmatch.jp\/column\/wp-content\/uploads\/2026\/10\/facmatch-contract-document-diagram-07-v2-20261029.jpg\" width=\"1448\" height=\"1086\" alt=\"\u4e0d\u660e\u70b9\u306b\u5370\u3092\u4ed8\u3051\u3001\u62c5\u5f53\u8005\u3078\u8cea\u554f\u3057\u3001\u56de\u7b54\u3092\u4fdd\u5b58\u3059\u308b\u3002\u7591\u554f\u304c\u6b8b\u308b\u9593\u306f\u7f72\u540d\u3092\u4fdd\u7559\u3059\u308b\u6d41\u308c\" loading=\"lazy\"><\/figure>\n<div id=\"index_id27\" class=\"legacy-contract-anchor\" aria-hidden=\"true\"><\/div>\n<p>\u91d1\u984d\u3001\u672a\u6255\u3044\u6642\u306e\u8ca0\u62c5\u3001\u901a\u77e5\u306e\u6761\u4ef6\u306b\u4e0d\u660e\u70b9\u304c\u6b8b\u308b\u306a\u3089\u3001<strong>\u7f72\u540d\u3092\u6b62\u3081\u3066\u56de\u7b54\u3092\u6c42\u3081\u307e\u3057\u3087\u3046<\/strong>\u3002\u53e3\u982d\u306e\u8aac\u660e\u3067\u5951\u7d04\u5185\u5bb9\u3092\u5909\u66f4\u3059\u308b\u5834\u5408\u306f\u3001\u4fee\u6b63\u3057\u305f\u66f8\u9762\u3084\u5408\u610f\u5185\u5bb9\u304c\u6b8b\u308b\u65b9\u6cd5\u3067\u56de\u7b54\u3092\u53d7\u3051\u53d6\u308b\u3053\u3068\u3082\u5fc5\u8981\u3067\u3059\u3002<\/p>\n<p>\u4ee5\u4e0b\u306f\u3001\u62c5\u5f53\u8005\u3078\u306e\u8cea\u554f\u306b\u4f7f\u3046\u6587\u9762\u3067\u3059\u3002\u81ea\u793e\u3067\u89e3\u6d88\u3057\u3066\u3044\u306a\u3044\u9805\u76ee\u3092\u9078\u3093\u3067\u9001\u308a\u307e\u3057\u3087\u3046\u3002<\/p>\n<div class=\"swell-block-capbox cap_box is-style-small_ttl\">\n<div class=\"cap_box_content\">\n<ol class=\"wp-block-list\">\n<li>\u624b\u6570\u6599\u3068\u305d\u306e\u4ed6\u306e\u8cbb\u7528\u3092\u3059\u3079\u3066\u5dee\u3057\u5f15\u3044\u305f\u6700\u7d42\u632f\u8fbc\u984d\u3001\u5165\u91d1\u4e88\u5b9a\u65e5\u3092\u6559\u3048\u3066\u304f\u3060\u3055\u3044\u3002<\/li>\n<li>\u58f2\u639b\u5148\u306e\u5012\u7523\u3084\u652f\u6255\u9045\u5ef6\u304c\u8d77\u304d\u305f\u5834\u5408\u3001\u5f53\u793e\u306b\u652f\u6255\u3044\u30fb\u8cb7\u623b\u3057\u7fa9\u52d9\u304c\u751f\u3058\u308b\u6761\u9805\u306f\u3042\u308a\u307e\u3059\u304b\u3002\u8a72\u5f53\u3059\u308b\u6761\u9805\u3082\u6559\u3048\u3066\u304f\u3060\u3055\u3044\u3002<\/li>\n<li>\u58f2\u639b\u5148\u304b\u3089\u5165\u91d1\u3055\u308c\u305f\u5f8c\u306e\u9001\u91d1\u671f\u9650\u3068\u3001\u5165\u91d1\u304c\u9045\u308c\u305f\u5834\u5408\u306e\u9023\u7d61\u65b9\u6cd5\u3092\u6559\u3048\u3066\u304f\u3060\u3055\u3044\u3002<\/li>\n<li>\u58f2\u639b\u5148\u3078\u901a\u77e5\u3059\u308b\u6761\u4ef6\u3001\u901a\u77e5\u3092\u884c\u3046\u4eba\u3001\u901a\u77e5\u66f8\u3084\u59d4\u4efb\u72b6\u306e\u4f7f\u3044\u65b9\u3092\u6559\u3048\u3066\u304f\u3060\u3055\u3044\u3002<\/li>\n<li>\u767b\u8a18\u306e\u8981\u5426\u3001\u767b\u8a18\u3068\u62b9\u6d88\u306e\u8cbb\u7528\u8ca0\u62c5\u3001\u7d42\u4e86\u5f8c\u306e\u624b\u7d9a\u304d\u3092\u6559\u3048\u3066\u304f\u3060\u3055\u3044\u3002<\/li>\n<li>\u30ad\u30e3\u30f3\u30bb\u30eb\u6599\u30fb\u9055\u7d04\u91d1\u304c\u767a\u751f\u3059\u308b\u6761\u4ef6\u3068\u8a08\u7b97\u65b9\u6cd5\u3001\u57fa\u672c\u5951\u7d04\u306e\u66f4\u65b0\u30fb\u89e3\u7d04\u65b9\u6cd5\u3092\u6559\u3048\u3066\u304f\u3060\u3055\u3044\u3002<\/li>\n<li>\u57fa\u672c\u5951\u7d04\u66f8\u3001\u500b\u5225\u5951\u7d04\u66f8\u3001\u5225\u7d19\u3001\u5229\u7528\u898f\u7d04\u3092\u542b\u3081\u3001\u7de0\u7d50\u6e08\u307f\u306e\u63a7\u3048\u3092\u53d7\u3051\u53d6\u308b\u65b9\u6cd5\u3092\u6559\u3048\u3066\u304f\u3060\u3055\u3044\u3002<\/li>\n<\/ol>\n<\/div>\n<\/div>\n<div id=\"index_id28\" class=\"legacy-contract-anchor\" aria-hidden=\"true\"><\/div>\n<div id=\"index_id29\" class=\"legacy-contract-anchor\" aria-hidden=\"true\"><\/div>\n<p>\u6761\u9805\u3092\u5341\u5206\u306b\u898b\u305b\u3066\u3082\u3089\u3048\u306a\u3044\u3001\u8cea\u554f\u3078\u306e\u56de\u7b54\u3092\u907f\u3051\u3089\u308c\u308b\u3001\u7406\u89e3\u3059\u308b\u524d\u306b\u7f72\u540d\u3092\u6025\u304b\u3055\u308c\u308b\u5834\u5408\u306f\u3001\u5951\u7d04\u3092\u9032\u3081\u305a\u306b\u76f8\u8ac7\u3057\u307e\u3057\u3087\u3046\u3002\u5951\u7d04\u306e\u52b9\u529b\u3084\u8acb\u6c42\u3078\u306e\u5bfe\u5fdc\u306f\u5f01\u8b77\u58eb\u306b\u3001\u4e00\u822c\u7684\u306a\u60c5\u5831\u3084\u76f8\u8ac7\u5148\u306e\u6848\u5185\u306f\u91d1\u878d\u5e81\u306e\u7a93\u53e3\u306b\u76f8\u8ac7\u3067\u304d\u307e\u3059\u3002<\/p>\n<p>\u91d1\u878d\u5e81\u306e<a href=\"https:\/\/www.fsa.go.jp\/user\/factoring.html\" target=\"_blank\" rel=\"noopener\">\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u306b\u95a2\u3059\u308b\u6ce8\u610f\u559a\u8d77\u30da\u30fc\u30b8\u306e\u76f8\u8ac7\u7a93\u53e3<\/a>\u306b\u306f\u3001\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u5229\u7528\u8005\u76f8\u8ac7\u5ba4\u306a\u3069\u304c\u63b2\u8f09\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u5f37\u5f15\u306a\u53d6\u7acb\u3066\u3084\u8105\u3057\u3092\u53d7\u3051\u3066\u3044\u308b\u5834\u5408\u306f\u3001\u8b66\u5bdf\u306b\u3082\u76f8\u8ac7\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n<div id=\"index_id32\" class=\"legacy-contract-anchor\" aria-hidden=\"true\"><\/div>\n<p>\u4f1a\u793e\u60c5\u5831\u3084\u8aac\u660e\u59ff\u52e2\u3082\u542b\u3081\u3066\u78ba\u8a8d\u3057\u305f\u3044\u5834\u5408\u306f\u3001<a href=\"https:\/\/www.facmatch.jp\/column\/factoring-risk\/\">\u60aa\u5fb3\u696d\u8005\u306e\u898b\u5206\u3051\u65b9\u3068\u76f8\u8ac7\u5148<\/a>\u3078\u9032\u307f\u307e\u3057\u3087\u3046\u3002<a href=\"https:\/\/www.facmatch.jp\/column\/factoring-reviews\/\">\u53e3\u30b3\u30df\u306e\u898b\u65b9<\/a>\u3082\u6271\u3063\u3066\u3044\u307e\u3059\u304c\u3001\u6700\u7d42\u7684\u306a\u8cbb\u7528\u3068\u7fa9\u52d9\u306f\u3001\u81ea\u793e\u306b\u63d0\u793a\u3055\u308c\u305f\u5951\u7d04\u66f8\u3067\u78ba\u304b\u3081\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<h2 class=\"wp-block-heading\" id=\"index_id35\">\u307e\u3068\u3081\uff1a\u7f72\u540d\u3059\u308b\u524d\u306b\u3001\u624b\u53d6\u308a\u984d\u3068\u81ea\u793e\u306b\u6b8b\u308b\u7fa9\u52d9\u3092\u78ba\u304b\u3081\u308b<\/h2>\n<figure class=\"wp-block-image size-full\"><picture class=\"contract-diagram\"><source media=\"(max-width: 600px)\" srcset=\"https:\/\/www.facmatch.jp\/column\/wp-content\/uploads\/2026\/10\/facmatch-contract-document-08-mobile-v2-20261029.jpg\" width=\"1024\" height=\"1536\"><img decoding=\"async\" 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