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class=\"wp-block-paragraph\">\u4e09\u83f1UFJ\u30cb\u30b3\u30b9\u516c\u5f0f\u30b5\u30a4\u30c8\u306e\u300c\u52a0\u76df\u5e97\u898f\u7d04\/\u305d\u306e\u4ed6\u3054\u6ce8\u610f\u4e8b\u9805\u300d\u30da\u30fc\u30b8\u3067\u306f\u3001\u52a0\u76df\u5e97\u898f\u7d04\u3001NICOS\u52a0\u76df\u5e97\u898f\u7d04\u3001\u30af\u30e9\u30a6\u30c9\u578b\u52a0\u76df\u5e97\u898f\u7d04\u3001\u901a\u4fe1\u8ca9\u58f2\u52a0\u76df\u5e97\u898f\u7d04\u3001\u96fb\u5b50\u30de\u30cd\u30fc\u52a0\u76df\u5e97\u898f\u7d04\u306a\u3069\u8907\u6570\u306ePDF\u304c\u6848\u5185\u3055\u308c\u3066\u3044\u307e\u3059\u3002[^nicos-rule-page]<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u3053\u3053\u3067\u306f\u3001\u516c\u5f0f\u898f\u7d04\u3067\u78ba\u8a8d\u3067\u304d\u308b\u4ee3\u8868\u7684\u306a\u30dd\u30a4\u30f3\u30c8\u3092\u3001\u8cc7\u91d1\u7e70\u308a\u3084\u5951\u7d04\u78ba\u8a8d\u306e\u89b3\u70b9\u304b\u3089\u6574\u7406\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody>\n<tr><th>\u78ba\u8a8d\u5834\u9762<\/th><th>\u898b\u308b\u3079\u304d\u5185\u5bb9<\/th><th>\u8aad\u307f\u9593\u9055\u3048\u3084\u3059\u3044\u70b9<\/th><\/tr>\n<tr><td>\u4fe1\u7528\u8ca9\u58f2\u4ee3\u91d1\u306e\u7acb\u66ff\u6255\u3044<\/td><td>\u58f2\u4e0a\u30c7\u30fc\u30bf\u63d0\u51fa\u3001\u7de0\u5207\u65e5\u3001\u7acb\u66ff\u6255\u65e5\u3001\u624b\u6570\u6599<\/td><td>\u5165\u91d1\u304c\u5e38\u306b\u5373\u6642\u3068\u306f\u9650\u3089\u306a\u3044<\/td><\/tr>\n<tr><td>\u52a0\u76df\u5e97\u306e\u50b5\u6a29\u306e\u7b2c\u4e09\u8005\u8b72\u6e21\u5236\u9650<\/td><td>\u52a0\u76df\u5e97\u306e\u5f53\u793e\u306b\u5bfe\u3059\u308b\u50b5\u6a29\u3092\u7b2c\u4e09\u8005\u306b\u8b72\u6e21\u30fb\u8cea\u5165\u308c\u7b49\u3067\u304d\u306a\u3044\u898f\u5b9a<\/td><td>\u5916\u90e8\u3078\u306e\u58f2\u5374\u30fb\u62c5\u4fdd\u8a2d\u5b9a\u3092\u81ea\u7531\u306b\u3067\u304d\u308b\u3068\u306f\u9650\u3089\u306a\u3044<\/td><\/tr>\n<tr><td>\u30c7\u30d3\u30c3\u30c8\u30ab\u30fc\u30c9\u53d6\u5f15\u306e\u50b5\u6a29\u8b72\u6e21<\/td><td>\u9867\u5ba2\u306b\u5bfe\u3059\u308b\u58f2\u8cb7\u53d6\u5f15\u50b5\u6a29\u3092\u4e09\u83f1UFJ\u30cb\u30b3\u30b9\u3078\u8b72\u6e21\u3059\u308b\u898f\u5b9a<\/td><td>\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u5546\u54c1\u3068\u306f\u5225\u306e\u6c7a\u6e08\u51e6\u7406\u4e0a\u306e\u898f\u5b9a<\/td><\/tr>\n<tr><td>\u652f\u6255\u7559\u4fdd\u30fb\u8fd4\u9084<\/td><td>\u7591\u7fa9\u3001\u8fd4\u54c1\u3001\u4e0d\u6b63\u5229\u7528\u3001\u898f\u7d04\u9055\u53cd\u306a\u3069\u3067\u652f\u6255\u3044\u304c\u7559\u4fdd\u30fb\u8fd4\u9084\u5bfe\u8c61\u306b\u306a\u308b\u5834\u5408<\/td><td>\u58f2\u4e0a\u304c\u767a\u751f\u3057\u3066\u3082\u5fc5\u305a\u5165\u91d1\u3055\u308c\u308b\u3068\u306f\u9650\u3089\u306a\u3044<\/td><\/tr>\n<tr><td>\u8cb7\u623b\u3057\u30fb\u89e3\u9664<\/td><td>\u7fa9\u52d9\u9055\u53cd\u304c\u3042\u308b\u5834\u5408\u306e\u8cb7\u623b\u3057\u3084\u89e3\u9664<\/td><td>\u50b5\u6a29\u8b72\u6e21\u5f8c\u3082\u52a0\u76df\u5e97\u5074\u306e\u7fa9\u52d9\u304c\u6b8b\u308b\u3053\u3068\u304c\u3042\u308b<\/td><\/tr>\n<\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><span class=\"swl-marker mark_yellow\">\u52a0\u76df\u5e97\u898f\u7d04\u4e0a\u306e\u50b5\u6a29\u8b72\u6e21\u306f\u3001\u5358\u306b\u300c\u5165\u91d1\u304c\u65e9\u304f\u306a\u308b\u4ed5\u7d44\u307f\u300d\u3067\u306f\u306a\u304f\u3001\u6c7a\u6e08\u53d6\u5f15\u306e\u6210\u7acb\u30fb\u53d6\u6d88\u30fb\u652f\u6255\u7559\u4fdd\u30fb\u8fd4\u9084\u307e\u3067\u542b\u3081\u3066\u8aad\u3080\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/span><\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u4fe1\u7528\u8ca9\u58f2\u4ee3\u91d1\u306e\u7acb\u66ff\u6255\u3044<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u52a0\u76df\u5e97\u898f\u7d04\u3067\u306f\u3001\u52a0\u76df\u5e97\u304c\u58f2\u4e0a\u30c7\u30fc\u30bf\u7b49\u3092\u63d0\u51fa\u3057\u3001\u4fe1\u7528\u8ca9\u58f2\u4ee3\u91d1\u306e\u7acb\u66ff\u6255\u3044\u3092\u8acb\u6c42\u3059\u308b\u6d41\u308c\u304c\u5b9a\u3081\u3089\u308c\u3066\u3044\u307e\u3059\u3002\u652f\u6255\u3044\u306f\u3001\u58f2\u4e0a\u30c7\u30fc\u30bf\u306e\u8aad\u307f\u8fbc\u307f\u65e5\u3084\u58f2\u4e0a\u7968\u306e\u5230\u7740\u65e5\u306a\u3069\u3092\u57fa\u6e96\u306b\u3001\u7de0\u5207\u65e5\u30fb\u7acb\u66ff\u6255\u65e5\u306b\u5fdc\u3058\u3066\u884c\u308f\u308c\u308b\u5f62\u3067\u3059\u3002[^mufgcard-rule]<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u3064\u307e\u308a\u3001\u30ab\u30fc\u30c9\u6c7a\u6e08\u306e\u58f2\u4e0a\u306f\u3001\u5546\u54c1\u3084\u30b5\u30fc\u30d3\u30b9\u306e\u63d0\u4f9b\u3068\u540c\u6642\u306b\u3059\u3050\u73fe\u91d1\u5316\u3055\u308c\u308b\u3082\u306e\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u58f2\u4e0a\u30c7\u30fc\u30bf\u306e\u63d0\u51fa\u3001\u898f\u7d04\u306b\u6cbf\u3063\u305f\u51e6\u7406\u3001\u7de0\u5207\u65e5\u3001\u652f\u6255\u65e5\u3092\u7d4c\u3066\u52a0\u76df\u5e97\u53e3\u5ea7\u3078\u5165\u91d1\u3055\u308c\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8cc7\u91d1\u7e70\u308a\u3067\u898b\u308b\u306a\u3089\u3001\u4e09\u83f1UFJ\u30cb\u30b3\u30b9\u306e\u52a0\u76df\u5e97\u58f2\u4e0a\u306f\u300c\u3044\u3064\u58f2\u308c\u305f\u304b\u300d\u3060\u3051\u3067\u306a\u304f\u3001\u300c\u3044\u3064\u58f2\u4e0a\u30c7\u30fc\u30bf\u304c\u51e6\u7406\u3055\u308c\u308b\u304b\u300d\u300c\u3069\u306e\u7de0\u5207\u65e5\u306b\u5165\u308b\u304b\u300d\u300c\u3069\u306e\u7acb\u66ff\u6255\u65e5\u306b\u5165\u91d1\u3055\u308c\u308b\u304b\u300d\u3092\u898b\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u52a0\u76df\u5e97\u306e\u5f53\u793e\u306b\u5bfe\u3059\u308b\u50b5\u6a29\u306e\u7b2c\u4e09\u8005\u8b72\u6e21\u5236\u9650<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u52a0\u76df\u5e97\u898f\u7d04\u3067\u306f\u3001\u52a0\u76df\u5e97\u304c\u672c\u5951\u7d04\u4e0a\u306e\u5730\u4f4d\u3092\u7b2c\u4e09\u8005\u306b\u8b72\u6e21\u3067\u304d\u306a\u3044\u3053\u3068\u306b\u52a0\u3048\u3001\u52a0\u76df\u5e97\u306e\u5f53\u793e\u306b\u5bfe\u3059\u308b\u50b5\u6a29\u3092\u7b2c\u4e09\u8005\u306b\u8b72\u6e21\u30fb\u8cea\u5165\u308c\u7b49\u3067\u304d\u306a\u3044\u65e8\u306e\u898f\u5b9a\u304c\u78ba\u8a8d\u3067\u304d\u307e\u3059\u3002[^mufgcard-rule]<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u3053\u308c\u306f\u3001\u4e09\u83f1UFJ\u30cb\u30b3\u30b9\u304b\u3089\u52a0\u76df\u5e97\u3078\u652f\u6255\u308f\u308c\u308b\u4e88\u5b9a\u306e\u4ee3\u91d1\u3084\u5951\u7d04\u4e0a\u306e\u6a29\u5229\u3092\u3001\u52a0\u76df\u5e97\u304c\u81ea\u7531\u306b\u7b2c\u4e09\u8005\u3078\u79fb\u305b\u308b\u308f\u3051\u3067\u306f\u306a\u3044\u3001\u3068\u3044\u3046\u8da3\u65e8\u3067\u8aad\u3080\u3079\u304d\u6761\u9805\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u58f2\u639b\u91d1\u3092\u4f7f\u3063\u305f\u8cc7\u91d1\u8abf\u9054\u3092\u691c\u8a0e\u3057\u3066\u3044\u308b\u5834\u5408\u3001\u3053\u3046\u3057\u305f\u8b72\u6e21\u5236\u9650\u304c\u5b9f\u52d9\u4e0a\u306e\u78ba\u8a8d\u30dd\u30a4\u30f3\u30c8\u306b\u306a\u308a\u307e\u3059\u3002\u81ea\u793e\u304c\u6301\u3063\u3066\u3044\u308b\u50b5\u6a29\u3067\u3082\u3001\u5951\u7d04\u4e0a\u3001\u7b2c\u4e09\u8005\u3078\u306e\u8b72\u6e21\u3084\u8cea\u5165\u308c\u304c\u5236\u9650\u3055\u308c\u3066\u3044\u308b\u3053\u3068\u304c\u3042\u308a\u307e\u3059\u3002\u58f2\u639b\u50b5\u6a29\u306e\u4e00\u822c\u7684\u306a\u8003\u3048\u65b9\u306f\u3001<a href=\"\/column\/trade-receivables\/\">\u58f2\u639b\u50b5\u6a29\u3092\u8cc7\u91d1\u5316\u3059\u308b\u65b9\u6cd5<\/a>\u3067\u3082\u6574\u7406\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u30c7\u30d3\u30c3\u30c8\u30ab\u30fc\u30c9\u53d6\u5f15\u306e\u50b5\u6a29\u8b72\u6e21<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">NICOS\u52a0\u76df\u5e97\u898f\u7d04\u306e\u30c7\u30d3\u30c3\u30c8\u30ab\u30fc\u30c9\u53d6\u5f15\u306b\u95a2\u3059\u308b\u7b87\u6240\u3067\u306f\u3001\u53e3\u5ea7\u5f15\u843d\u306e\u78ba\u8a8d\u3092\u524d\u63d0\u306b\u3001\u52a0\u76df\u5e97\u306e\u9867\u5ba2\u306b\u5bfe\u3059\u308b\u58f2\u8cb7\u53d6\u5f15\u50b5\u6a29\u3092\u4e09\u83f1UFJ\u30cb\u30b3\u30b9\u3078\u8b72\u6e21\u3057\u3001\u4e09\u83f1UFJ\u30cb\u30b3\u30b9\u304c\u8b72\u308a\u53d7\u3051\u308b\u8da3\u65e8\u306e\u6761\u9805\u304c\u78ba\u8a8d\u3067\u304d\u307e\u3059\u3002[^nicos-rule]<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u3053\u306e\u5834\u5408\u306e\u50b5\u6a29\u8b72\u6e21\u306f\u3001\u52a0\u76df\u5e97\u304c\u4efb\u610f\u306b\u8cc7\u91d1\u8abf\u9054\u4f1a\u793e\u3078\u8acb\u6c42\u66f8\u3092\u58f2\u5374\u3059\u308b\u8a71\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u30c7\u30d3\u30c3\u30c8\u30ab\u30fc\u30c9\u6c7a\u6e08\u306e\u53d6\u6271\u3044\u3068\u3057\u3066\u3001\u9867\u5ba2\u3068\u306e\u58f2\u8cb7\u53d6\u5f15\u304b\u3089\u751f\u3058\u308b\u50b5\u6a29\u3092\u3069\u306e\u3088\u3046\u306b\u51e6\u7406\u3057\u3001\u52a0\u76df\u5e97\u306b\u3069\u306e\u30bf\u30a4\u30df\u30f3\u30b0\u3067\u8b72\u6e21\u4ee3\u91d1\u3092\u652f\u6255\u3046\u304b\u3092\u5b9a\u3081\u305f\u3082\u306e\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u30c7\u30d3\u30c3\u30c8\u30ab\u30fc\u30c9\u53d6\u5f15\u3067\u306f\u3001\u8fd4\u54c1\u3001\u53d6\u6d88\u3001\u4e0d\u6b63\u5229\u7528\u3001\u898f\u7d04\u9055\u53cd\u306a\u3069\u304c\u3042\u308b\u3068\u3001\u50b5\u6a29\u8b72\u6e21\u306e\u53d6\u6d88\u3001\u652f\u6255\u4fdd\u7559\u3001\u8fd4\u9084\u8acb\u6c42\u3001\u8cb7\u623b\u3057\u306a\u3069\u306e\u898f\u5b9a\u304c\u554f\u984c\u306b\u306a\u308b\u3053\u3068\u304c\u3042\u308a\u307e\u3059\u3002<strong><span class=\"swl-marker mark_yellow\">\u6c7a\u6e08\u58f2\u4e0a\u3092\u8cc7\u91d1\u7e70\u308a\u306b\u7d44\u307f\u8fbc\u3080\u5834\u5408\u306f\u3001\u5358\u306b\u58f2\u4e0a\u984d\u3060\u3051\u3067\u306a\u304f\u3001\u53d6\u6d88\u30fb\u8fd4\u9084\u30ea\u30b9\u30af\u3082\u898b\u3066\u304a\u304f\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/span><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u52a0\u76df\u5e97\u304c\u7279\u306b\u78ba\u8a8d\u3057\u305f\u3044\u6ce8\u610f\u70b9<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e09\u83f1UFJ\u30cb\u30b3\u30b9\u306e\u52a0\u76df\u5e97\u898f\u7d04\u3067\u50b5\u6a29\u8b72\u6e21\u3084\u7acb\u66ff\u6255\u3044\u306b\u95a2\u3059\u308b\u8868\u73fe\u3092\u898b\u305f\u3068\u304d\u306f\u3001\u6b21\u306e\u70b9\u3092\u78ba\u8a8d\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n\n\n\n<div class=\"swell-block-capbox cap_box is-style-small_ttl\"><div class=\"cap_box_ttl\"><span><strong>\u78ba\u8a8d\u3057\u305f\u3044\u30dd\u30a4\u30f3\u30c8<\/strong><\/span><\/div><div class=\"cap_box_content\">\n\n<ul class=\"wp-block-list\">\n<li>\u5165\u91d1\u4e88\u5b9a\u65e5\u3068\u7de0\u5207\u65e5\u306e\u95a2\u4fc2<\/li>\n<li>\u652f\u6255\u7559\u4fdd\u3084\u8fd4\u9084\u306e\u6761\u4ef6<\/li>\n<li>\u7b2c\u4e09\u8005\u3078\u306e\u8b72\u6e21\u30fb\u8cea\u5165\u308c\u306e\u5236\u9650<\/li>\n<li>\u30c7\u30d3\u30c3\u30c8\u30ab\u30fc\u30c9\u53d6\u5f15\u3067\u306e\u8cb7\u623b\u3057\u30fb\u53d6\u6d88\u6761\u4ef6<\/li>\n<li>\u901a\u77e5\u66f8\u3084\u554f\u3044\u5408\u308f\u305b\u5148\u304c\u516c\u5f0f\u306e\u3082\u306e\u304b<\/li>\n<\/ul>\n\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">\u652f\u6255\u7559\u4fdd\u3084\u8fd4\u9084\u304c\u3042\u308a\u5f97\u308b<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u52a0\u76df\u5e97\u898f\u7d04\u3067\u306f\u3001\u58f2\u4e0a\u7968\u3084\u4fe1\u7528\u8ca9\u58f2\u306b\u7591\u7fa9\u304c\u3042\u308b\u5834\u5408\u3001\u4e0d\u6b63\u5229\u7528\u3001\u8fd4\u54c1\u3001\u898f\u7d04\u9055\u53cd\u3001\u4f1a\u54e1\u304b\u3089\u306e\u5229\u7528\u5426\u8a8d\u306a\u3069\u4e00\u5b9a\u306e\u5834\u9762\u3067\u3001\u4fe1\u7528\u8ca9\u58f2\u4ee3\u91d1\u306e\u652f\u6255\u3044\u3092\u884c\u308f\u306a\u3044\u3001\u652f\u6255\u6e08\u307f\u306e\u5834\u5408\u306f\u8fd4\u9084\u3092\u6c42\u3081\u308b\u3001\u6b21\u56de\u4ee5\u964d\u306e\u652f\u6255\u4e88\u5b9a\u984d\u304b\u3089\u5dee\u3057\u5f15\u304f\u3068\u3044\u3063\u305f\u898f\u5b9a\u304c\u78ba\u8a8d\u3067\u304d\u307e\u3059\u3002[^mufgcard-rule]<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u3053\u308c\u306f\u3001\u52a0\u76df\u5e97\u306b\u3068\u3063\u3066\u8cc7\u91d1\u7e70\u308a\u4e0a\u304b\u306a\u308a\u91cd\u8981\u3067\u3059\u3002\u30ab\u30fc\u30c9\u58f2\u4e0a\u304c\u767a\u751f\u3057\u3066\u3044\u3066\u3082\u3001\u898f\u7d04\u4e0a\u306e\u554f\u984c\u304c\u3042\u308b\u3068\u3001\u4e88\u5b9a\u3057\u3066\u3044\u305f\u5165\u91d1\u304c\u7559\u4fdd\u3055\u308c\u305f\u308a\u3001\u5165\u91d1\u6e08\u307f\u306e\u91d1\u984d\u3092\u8fd4\u3059\u5fc5\u8981\u304c\u51fa\u305f\u308a\u3059\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u7279\u306b\u3001\u6b21\u306e\u3088\u3046\u306a\u30b1\u30fc\u30b9\u3067\u306f\u6ce8\u610f\u304c\u5fc5\u8981\u3067\u3059\u3002<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u58f2\u4e0a\u7968\u3084\u58f2\u4e0a\u30c7\u30fc\u30bf\u306e\u5185\u5bb9\u306b\u4e0d\u5099\u304c\u3042\u308b<\/li>\n<li>\u9867\u5ba2\u304b\u3089\u5229\u7528\u5426\u8a8d\u3084\u8fd4\u54c1\u306e\u7533\u3057\u51fa\u304c\u3042\u308b<\/li>\n<li>\u53d6\u6271\u5546\u54c1\u3084\u8ca9\u58f2\u65b9\u6cd5\u304c\u898f\u7d04\u306b\u53cd\u3057\u3066\u3044\u308b<\/li>\n<li>\u4ed6\u4eba\u306e\u50b5\u6a29\u3092\u4f7f\u3063\u3066\u7acb\u66ff\u6255\u3044\u3092\u8acb\u6c42\u3057\u3066\u3044\u308b<\/li>\n<li>\u52a0\u76df\u5e97\u5951\u7d04\u306e\u5730\u4f4d\u3084\u50b5\u6a29\u3092\u7b2c\u4e09\u8005\u3078\u79fb\u305d\u3046\u3068\u3057\u3066\u3044\u308b<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u6c7a\u6e08\u58f2\u4e0a\u3092\u8cc7\u91d1\u7e70\u308a\u4e88\u5b9a\u306b\u5165\u308c\u308b\u5834\u5408\u306f\u3001\u5165\u91d1\u4e88\u5b9a\u984d\u3060\u3051\u3067\u306a\u304f\u3001\u652f\u6255\u7559\u4fdd\u30fb\u8fd4\u9084\u30fb\u5dee\u5f15\u304d\u306e\u53ef\u80fd\u6027\u3082\u898b\u3066\u304f\u3060\u3055\u3044\u3002<\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u7b2c\u4e09\u8005\u3078\u306e\u8b72\u6e21\u3084\u62c5\u4fdd\u8a2d\u5b9a\u306f\u81ea\u7531\u3067\u306f\u306a\u3044<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u8cc7\u91d1\u7e70\u308a\u304c\u82e6\u3057\u3044\u3068\u3001\u30ab\u30fc\u30c9\u6c7a\u6e08\u306e\u5165\u91d1\u4e88\u5b9a\u3084\u58f2\u639b\u91d1\u3092\u4f7f\u3063\u3066\u8cc7\u91d1\u8abf\u9054\u3067\u304d\u306a\u3044\u304b\u3068\u8003\u3048\u308b\u3053\u3068\u304c\u3042\u308a\u307e\u3059\u3002\u3057\u304b\u3057\u3001\u4e09\u83f1UFJ\u30cb\u30b3\u30b9\u306e\u52a0\u76df\u5e97\u898f\u7d04\u3067\u306f\u3001<strong>\u52a0\u76df\u5e97\u306e\u5f53\u793e\u306b\u5bfe\u3059\u308b\u50b5\u6a29\u3092\u7b2c\u4e09\u8005\u306b\u8b72\u6e21\u30fb\u8cea\u5165\u308c\u7b49\u3067\u304d\u306a\u3044\u65e8\u306e\u6761\u9805<\/strong>\u304c\u78ba\u8a8d\u3067\u304d\u307e\u3059\u3002[^mufgcard-rule]<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u3064\u307e\u308a\u3001\u4e09\u83f1UFJ\u30cb\u30b3\u30b9\u304b\u3089\u5165\u91d1\u4e88\u5b9a\u306e\u4ee3\u91d1\u3092\u3001\u5916\u90e8\u306e\u8cc7\u91d1\u8abf\u9054\u4f1a\u793e\u3078\u305d\u306e\u307e\u307e\u8b72\u6e21\u3067\u304d\u308b\u3068\u306f\u9650\u308a\u307e\u305b\u3093\u3002<strong><span class=\"swl-marker mark_yellow\">\u5951\u7d04\u3067\u5236\u9650\u3055\u308c\u3066\u3044\u308b\u50b5\u6a29\u3092\u7121\u7406\u306b\u8cc7\u91d1\u5316\u3057\u3088\u3046\u3068\u3059\u308b\u3068\u3001\u5951\u7d04\u9055\u53cd\u3084\u652f\u6255\u30c8\u30e9\u30d6\u30eb\u306b\u3064\u306a\u304c\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002<\/span><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u3092\u691c\u8a0e\u3059\u308b\u5834\u5408\u3082\u3001<strong>\u5bfe\u8c61\u306b\u3067\u304d\u308b\u50b5\u6a29\u304b\u3001\u8b72\u6e21\u5236\u9650\u304c\u306a\u3044\u304b\u3001\u53d6\u5f15\u5148\u901a\u77e5\u304c\u5fc5\u8981\u304b\u3001\u4e8c\u91cd\u8b72\u6e21\u306b\u306a\u3089\u306a\u3044\u304b<\/strong>\u3092\u78ba\u8a8d\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u30c7\u30d3\u30c3\u30c8\u30ab\u30fc\u30c9\u53d6\u5f15\u306b\u306f\u8cb7\u623b\u3057\u306e\u898f\u5b9a\u3082\u3042\u308b<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u30c7\u30d3\u30c3\u30c8\u30ab\u30fc\u30c9\u53d6\u5f15\u306e\u7279\u7d04\u3067\u306f\u3001\u7fa9\u52d9\u3092\u5c65\u884c\u305b\u305a\u50b5\u6a29\u8b72\u6e21\u304c\u884c\u308f\u308c\u305f\u3053\u3068\u304c\u5224\u660e\u3057\u305f\u5834\u5408\u3001\u52a0\u76df\u5e97\u304c\u8cb7\u623b\u3057\u3092\u884c\u3046\u65e8\u306e\u898f\u5b9a\u304c\u78ba\u8a8d\u3067\u304d\u307e\u3059\u3002[^mufgcard-rule]<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u3053\u306e\u3088\u3046\u306a\u6761\u9805\u304c\u3042\u308b\u5834\u5408\u3001\u50b5\u6a29\u8b72\u6e21\u3068\u66f8\u304b\u308c\u3066\u3044\u3066\u3082\u300c\u8b72\u6e21\u3057\u305f\u3089\u52a0\u76df\u5e97\u5074\u306e\u8cac\u4efb\u304c\u5b8c\u5168\u306b\u306a\u304f\u306a\u308b\u300d\u3068\u306f\u9650\u308a\u307e\u305b\u3093\u3002\u53d6\u6d88\u3001\u8fd4\u54c1\u3001\u4e0d\u6b63\u5229\u7528\u3001\u898f\u7d04\u9055\u53cd\u3001\u7fa9\u52d9\u9055\u53cd\u304c\u3042\u308b\u3068\u3001\u8b72\u6e21\u5f8c\u3067\u3082\u52a0\u76df\u5e97\u5074\u306b\u8fd4\u9084\u3084\u8cb7\u623b\u3057\u306e\u8ca0\u62c5\u304c\u751f\u3058\u308b\u3053\u3068\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><span class=\"swl-marker mark_yellow\">\u50b5\u6a29\u8b72\u6e21\u3068\u3044\u3046\u8a00\u8449\u3060\u3051\u3067\u5224\u65ad\u305b\u305a\u3001\u652f\u6255\u4fdd\u7559\u3001\u8fd4\u9084\u3001\u8cb7\u623b\u3057\u3001\u89e3\u9664\u3001\u76f8\u6bba\u306e\u6761\u9805\u307e\u3067\u30bb\u30c3\u30c8\u3067\u78ba\u8a8d\u3057\u307e\u3057\u3087\u3046\u3002<\/span><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u3084\u58f2\u639b\u50b5\u6a29\u62c5\u4fdd\u878d\u8cc7\u3068\u306e\u9055\u3044<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e09\u83f1UFJ\u30cb\u30b3\u30b9\u306e\u52a0\u76df\u5e97\u898f\u7d04\u3067\u51fa\u3066\u304f\u308b\u50b5\u6a29\u8b72\u6e21\u3068\u3001\u4e00\u822c\u7684\u306a\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u3084\u58f2\u639b\u50b5\u6a29\u62c5\u4fdd\u878d\u8cc7\u306f\u3001\u4f3c\u305f\u8a00\u8449\u3092\u4f7f\u3063\u3066\u3044\u3066\u3082\u76ee\u7684\u304c\u9055\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody>\n<tr><th>\u9805\u76ee<\/th><th>\u4e09\u83f1UFJ\u30cb\u30b3\u30b9\u898f\u7d04\u4e0a\u306e\u50b5\u6a29\u8b72\u6e21<\/th><th>\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0<\/th><th>\u58f2\u639b\u50b5\u6a29\u62c5\u4fdd\u878d\u8cc7<\/th><\/tr>\n<tr><td>\u4e3b\u306a\u76ee\u7684<\/td><td>\u30ab\u30fc\u30c9\u6c7a\u6e08\u30fb\u30c7\u30d3\u30c3\u30c8\u30ab\u30fc\u30c9\u53d6\u5f15\u306e\u6a29\u5229\u95a2\u4fc2\u3092\u6574\u7406<\/td><td>\u58f2\u639b\u91d1\u306e\u5165\u91d1\u3092\u524d\u5012\u3057\u3059\u308b<\/td><td>\u58f2\u639b\u50b5\u6a29\u3092\u62c5\u4fdd\u306b\u501f\u5165\u3059\u308b<\/td><\/tr>\n<tr><td>\u5951\u7d04\u306e\u76f8\u624b<\/td><td>\u4e09\u83f1UFJ\u30cb\u30b3\u30b9\u3001\u52a0\u76df\u5e97\u3001\u9867\u5ba2\u306a\u3069<\/td><td>\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u4f1a\u793e<\/td><td>\u91d1\u878d\u6a5f\u95a2\u30fb\u8cb8\u91d1\u696d\u8005\u306a\u3069<\/td><\/tr>\n<tr><td>\u8fd4\u6e08\u7fa9\u52d9<\/td><td>\u898f\u7d04\u4e0a\u306e\u8fd4\u9084\u30fb\u8cb7\u623b\u3057\u7b49\u3092\u78ba\u8a8d<\/td><td>\u539f\u5247\u306f\u58f2\u639b\u50b5\u6a29\u306e\u58f2\u5374\u3002\u305f\u3060\u3057\u5951\u7d04\u5185\u5bb9\u306b\u3088\u308b<\/td><td>\u501f\u5165\u306a\u306e\u3067\u8fd4\u6e08\u7fa9\u52d9\u3042\u308a<\/td><\/tr>\n<tr><td>\u898b\u308b\u3079\u304d\u66f8\u985e<\/td><td>\u52a0\u76df\u5e97\u898f\u7d04\u3001\u7279\u7d04\u3001\u901a\u77e5\u66f8<\/td><td>\u8acb\u6c42\u66f8\u3001\u5951\u7d04\u66f8\u3001\u8b72\u6e21\u5951\u7d04<\/td><td>\u878d\u8cc7\u5951\u7d04\u3001\u62c5\u4fdd\u5951\u7d04<\/td><\/tr>\n<tr><td>\u6ce8\u610f\u70b9<\/td><td>\u652f\u6255\u7559\u4fdd\u3001\u8fd4\u9084\u3001\u7b2c\u4e09\u8005\u8b72\u6e21\u5236\u9650<\/td><td>\u624b\u6570\u6599\u3001\u511f\u9084\u8acb\u6c42\u6a29\u3001\u901a\u77e5\u6761\u4ef6<\/td><td>\u91d1\u5229\u3001\u62c5\u4fdd\u7bc4\u56f2\u3001\u8fd4\u6e08\u6761\u4ef6<\/td><\/tr>\n<\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u306f\u3001\u58f2\u639b\u91d1\u3092\u671f\u65e5\u524d\u306b\u8cc7\u91d1\u5316\u3059\u308b\u65b9\u6cd5\u3067\u3059\u3002\u9280\u884c\u878d\u8cc7\u3068\u306f\u7570\u306a\u308a\u3001\u539f\u5247\u3068\u3057\u3066\u58f2\u639b\u50b5\u6a29\u306e\u58f2\u5374\u3068\u3057\u3066\u6574\u7406\u3055\u308c\u307e\u3059\u3002\u4e00\u65b9\u3001\u58f2\u639b\u50b5\u6a29\u62c5\u4fdd\u878d\u8cc7\u306f\u3001\u58f2\u639b\u50b5\u6a29\u3092\u62c5\u4fdd\u306b\u3059\u308b\u501f\u5165\u3067\u3059\u3002\u9055\u3044\u306f<a href=\"\/column\/factoring-vs-bank-loan\/\">\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u3068\u9280\u884c\u878d\u8cc7\u306e\u9055\u3044<\/a>\u3067\u3082\u6574\u7406\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e09\u83f1UFJ\u30cb\u30b3\u30b9\u898f\u7d04\u4e0a\u306e\u50b5\u6a29\u8b72\u6e21\u306f\u3001\u3053\u3046\u3057\u305f\u8cc7\u91d1\u8abf\u9054\u30b5\u30fc\u30d3\u30b9\u3068\u306f\u9055\u3044\u3001<strong>\u52a0\u76df\u5e97\u5951\u7d04\u3084\u30c7\u30d3\u30c3\u30c8\u30ab\u30fc\u30c9\u6c7a\u6e08\u306e\u51e6\u7406\u306b\u95a2\u3059\u308b\u6761\u9805<\/strong>\u3068\u3057\u3066\u8aad\u3093\u3060\u65b9\u304c\u6b63\u78ba\u3067\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u300c\u50b5\u6a29\u8b72\u6e21\u300d\u3068\u66f8\u3044\u3066\u3042\u3063\u3066\u3082\u5b89\u5168\u3068\u306f\u9650\u3089\u306a\u3044<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u50b5\u6a29\u8b72\u6e21\u3068\u3044\u3046\u8a00\u8449\u81ea\u4f53\u306f\u3001\u6c7a\u6e08\u3001\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u3001\u50b5\u6a29\u56de\u53ce\u3001\u4fdd\u8a3c\u3001\u62c5\u4fdd\u306a\u3069\u5e45\u5e83\u3044\u6587\u8108\u3067\u4f7f\u308f\u308c\u307e\u3059\u3002\u305d\u306e\u305f\u3081\u3001\u540d\u79f0\u3060\u3051\u3067\u5b89\u5168\u30fb\u5371\u967a\u3092\u5224\u65ad\u3059\u308b\u3053\u3068\u306f\u3067\u304d\u307e\u305b\u3093\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u7279\u306b\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u3092\u88c5\u3063\u305f\u53d6\u5f15\u3067\u306f\u3001\u5b9f\u614b\u304c\u8cb8\u4ed8\u306b\u8fd1\u3044\u5951\u7d04\u306b\u306a\u308b\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u3002\u91d1\u878d\u5e81\u3082\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u306e\u5229\u7528\u306b\u95a2\u3059\u308b\u6ce8\u610f\u559a\u8d77\u3092\u51fa\u3057\u3066\u304a\u308a\u3001\u8cb7\u623b\u3057\u3084\u511f\u9084\u8acb\u6c42\u3001\u5b9f\u614b\u304c\u8cb8\u4ed8\u306b\u8fd1\u3044\u53d6\u5f15\u306b\u306f\u6ce8\u610f\u304c\u5fc5\u8981\u3067\u3059\u3002\u8a73\u3057\u304f\u306f<a href=\"\/column\/factoring-fsa-warning\/\">\u91d1\u878d\u5e81\u306e\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u6ce8\u610f\u559a\u8d77<\/a>\u3092\u78ba\u8a8d\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u305f\u3060\u3057\u3001\u672c\u8a18\u4e8b\u3067\u6271\u3046\u4e09\u83f1UFJ\u30cb\u30b3\u30b9\u306e\u52a0\u76df\u5e97\u898f\u7d04\u4e0a\u306e\u50b5\u6a29\u8b72\u6e21\u3092\u3001\u76f4\u3061\u306b\u5371\u967a\u306a\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u3068\u540c\u4e00\u8996\u3059\u308b\u306e\u306f\u4e0d\u6b63\u78ba\u3067\u3059\u3002\u5927\u5207\u306a\u306e\u306f\u3001\u3069\u306e\u5951\u7d04\u66f8\u306e\u3069\u306e\u6761\u9805\u306a\u306e\u304b\u3092\u78ba\u8a8d\u3059\u308b\u3053\u3068\u3067\u3059\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u901a\u77e5\u3084\u898f\u7d04\u3067\u50b5\u6a29\u8b72\u6e21\u3092\u898b\u305f\u3068\u304d\u306e\u78ba\u8a8d\u624b\u9806<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e09\u83f1UFJ\u30cb\u30b3\u30b9\u306e\u540d\u79f0\u3068\u3068\u3082\u306b\u50b5\u6a29\u8b72\u6e21\u3068\u3044\u3046\u8a00\u8449\u3092\u898b\u305f\u3089\u3001\u6b21\u306e\u9806\u756a\u3067\u78ba\u8a8d\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody>\n<tr><th>\u624b\u9806<\/th><th>\u78ba\u8a8d\u3059\u308b\u3053\u3068<\/th><th>\u6ce8\u610f\u70b9<\/th><\/tr>\n<tr><td>1<\/td><td>\u6587\u66f8\u306e\u7a2e\u985e<\/td><td>\u52a0\u76df\u5e97\u898f\u7d04\u3001\u7279\u7d04\u3001\u901a\u77e5\u66f8\u3001\u8acb\u6c42\u66f8\u306e\u3069\u308c\u304b<\/td><\/tr>\n<tr><td>2<\/td><td>\u5951\u7d04\u540d\u7fa9<\/td><td>\u81ea\u793e\u306e\u52a0\u76df\u5e97\u5951\u7d04\u304b\u3001\u500b\u4eba\u30ab\u30fc\u30c9\u4f1a\u54e1\u3068\u3057\u3066\u306e\u901a\u77e5\u304b<\/td><\/tr>\n<tr><td>3<\/td><td>\u50b5\u6a29\u306e\u7a2e\u985e<\/td><td>\u4fe1\u7528\u8ca9\u58f2\u4ee3\u91d1\u3001\u58f2\u8cb7\u53d6\u5f15\u50b5\u6a29\u3001\u30ab\u30fc\u30c9\u5229\u7528\u4ee3\u91d1\u306a\u3069<\/td><\/tr>\n<tr><td>4<\/td><td>\u76f8\u624b\u5148<\/td><td>\u4e09\u83f1UFJ\u30cb\u30b3\u30b9\u3001\u8b72\u53d7\u4eba\u3001\u56de\u53ce\u4f1a\u793e\u3001\u554f\u3044\u5408\u308f\u305b\u5148<\/td><\/tr>\n<tr><td>5<\/td><td>\u652f\u6255\u5148<\/td><td>\u53e3\u5ea7\u540d\u7fa9\u3001\u652f\u6255\u65b9\u6cd5\u3001\u652f\u6255\u671f\u9650<\/td><\/tr>\n<tr><td>6<\/td><td>\u5236\u9650\u6761\u9805<\/td><td>\u7b2c\u4e09\u8005\u8b72\u6e21\u3001\u8cea\u5165\u308c\u3001\u652f\u6255\u7559\u4fdd\u3001\u8fd4\u9084\u3001\u8cb7\u623b\u3057<\/td><\/tr>\n<\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><span class=\"swl-marker mark_yellow\">\u901a\u77e5\u3092\u53d7\u3051\u53d6\u3063\u305f\u5834\u5408\u306f\u3001\u8a18\u8f09\u3055\u308c\u305f\u96fb\u8a71\u756a\u53f7\u3060\u3051\u3067\u5224\u65ad\u305b\u305a\u3001\u4e09\u83f1UFJ\u30cb\u30b3\u30b9\u516c\u5f0f\u30b5\u30a4\u30c8\u4e0a\u306e\u554f\u3044\u5408\u308f\u305b\u5148\u3068\u7167\u5408\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/span><\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u52a0\u76df\u5e97\u306a\u3089\u898f\u7d04\u30da\u30fc\u30b8\u3068\u5951\u7d04\u66f8\u9762\u3092\u7167\u5408\u3059\u308b<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u52a0\u76df\u5e97\u3068\u3057\u3066\u4e09\u83f1UFJ\u30cb\u30b3\u30b9\u3092\u5229\u7528\u3057\u3066\u3044\u308b\u5834\u5408\u306f\u3001\u516c\u5f0f\u30b5\u30a4\u30c8\u306e\u52a0\u76df\u5e97\u898f\u7d04\u30da\u30fc\u30b8\u3068\u3001\u81ea\u793e\u304c\u7de0\u7d50\u3057\u3066\u3044\u308b\u5951\u7d04\u66f8\u9762\u30fb\u7279\u7d04\u3092\u7167\u5408\u3057\u3066\u304f\u3060\u3055\u3044\u3002\u516c\u5f0f\u30da\u30fc\u30b8\u306b\u306f\u8907\u6570\u306e\u898f\u7d04PDF\u304c\u63b2\u8f09\u3055\u308c\u3066\u3044\u308b\u305f\u3081\u3001\u81ea\u793e\u306b\u9069\u7528\u3055\u308c\u308b\u30d6\u30e9\u30f3\u30c9\u3001\u5951\u7d04\u5f62\u614b\u3001\u6c7a\u6e08\u624b\u6bb5\u3092\u9593\u9055\u3048\u306a\u3044\u3053\u3068\u304c\u5927\u5207\u3067\u3059\u3002[^nicos-rule-page]<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u898f\u7d04\u306e\u6761\u6587\u3060\u3051\u3067\u306f\u5224\u65ad\u3057\u306b\u304f\u3044\u5834\u5408\u306f\u3001\u52a0\u76df\u5e97\u756a\u53f7\u3001\u5951\u7d04\u540d\u7fa9\u3001\u8a72\u5f53\u53d6\u5f15\u3001\u58f2\u4e0a\u65e5\u3001\u901a\u77e5\u5185\u5bb9\u3092\u6574\u7406\u3057\u3066\u3001\u4e09\u83f1UFJ\u30cb\u30b3\u30b9\u306e\u52a0\u76df\u5e97\u5411\u3051\u554f\u3044\u5408\u308f\u305b\u7a93\u53e3\u3078\u78ba\u8a8d\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u8cc7\u91d1\u7e70\u308a\u76ee\u7684\u306a\u3089\u5225\u306e\u9078\u629e\u80a2\u3068\u3057\u3066\u8003\u3048\u308b<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u3082\u3057\u691c\u7d22\u610f\u56f3\u304c\u300c\u4e09\u83f1UFJ\u30cb\u30b3\u30b9\u306e\u5165\u91d1\u4e88\u5b9a\u3092\u4f7f\u3063\u3066\u8cc7\u91d1\u5316\u3067\u304d\u308b\u304b\u300d\u300c\u30ab\u30fc\u30c9\u58f2\u4e0a\u306e\u5165\u91d1\u3092\u65e9\u3081\u305f\u3044\u300d\u3068\u3044\u3046\u8cc7\u91d1\u7e70\u308a\u76ee\u7684\u306a\u3089\u3001\u898f\u7d04\u4e0a\u306e\u8b72\u6e21\u5236\u9650\u3092\u78ba\u8a8d\u3057\u305f\u3046\u3048\u3067\u3001\u5225\u306e\u8cc7\u91d1\u8abf\u9054\u624b\u6bb5\u3082\u691c\u8a0e\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u58f2\u639b\u91d1\u304c\u3042\u308a\u3001\u5165\u91d1\u5f85\u3061\u3067\u652f\u6255\u3044\u304c\u5148\u306b\u6765\u308b\u5834\u5408\u306f\u3001\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u304c\u5019\u88dc\u306b\u306a\u308b\u3053\u3068\u304c\u3042\u308a\u307e\u3059\u3002\u305f\u3060\u3057\u3001\u5bfe\u8c61\u306b\u3067\u304d\u308b\u50b5\u6a29\u3001\u624b\u6570\u6599\u3001\u5951\u7d04\u65b9\u5f0f\u3001\u53d6\u5f15\u5148\u901a\u77e5\u3001\u511f\u9084\u8acb\u6c42\u3084\u8cb7\u623b\u3057\u6761\u4ef6\u3092\u78ba\u8a8d\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u81ea\u793e\u306b\u5408\u3046\u65b9\u6cd5\u3092\u6574\u7406\u3057\u305f\u3044\u5834\u5408\u306f\u3001<a href=\"\/shindan\/\">\u8cc7\u91d1\u8abf\u9054\u8a3a\u65ad<\/a>\u3082\u53c2\u8003\u306b\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u4e09\u83f1UFJ\u30cb\u30b3\u30b9\u306e\u50b5\u6a29\u8b72\u6e21\u306b\u95a2\u3059\u308bFAQ<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Q: \u4e09\u83f1UFJ\u30cb\u30b3\u30b9\u306e\u50b5\u6a29\u8b72\u6e21\u3068\u306f\u4f55\u3067\u3059\u304b\uff1f\nA: \u516c\u5f0f\u898f\u7d04\u4e0a\u306f\u3001\u52a0\u76df\u5e97\u5951\u7d04\u3084\u30c7\u30d3\u30c3\u30c8\u30ab\u30fc\u30c9\u53d6\u5f15\u306e\u4e2d\u3067\u3001\u4fe1\u7528\u8ca9\u58f2\u4ee3\u91d1\u3001\u58f2\u8cb7\u53d6\u5f15\u50b5\u6a29\u3001\u7b2c\u4e09\u8005\u8b72\u6e21\u5236\u9650\u306a\u3069\u306e\u6587\u8108\u3067\u51fa\u3066\u304f\u308b\u8868\u73fe\u3067\u3059\u3002\u4e00\u822c\u7684\u306a\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u5546\u54c1\u3068\u540c\u3058\u610f\u5473\u3068\u306f\u9650\u308a\u307e\u305b\u3093\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Q: \u4e09\u83f1UFJ\u30cb\u30b3\u30b9\u306f\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u3092\u63d0\u4f9b\u3057\u3066\u3044\u307e\u3059\u304b\uff1f\nA: \u672c\u8a18\u4e8b\u3067\u78ba\u8a8d\u3057\u305f\u516c\u5f0f\u52a0\u76df\u5e97\u898f\u7d04\u306e\u7bc4\u56f2\u3067\u306f\u3001\u52a0\u76df\u5e97\u5951\u7d04\u3084\u30c7\u30d3\u30c3\u30c8\u30ab\u30fc\u30c9\u53d6\u5f15\u306e\u51e6\u7406\u3068\u3057\u3066\u50b5\u6a29\u8b72\u6e21\u304c\u51fa\u3066\u304d\u307e\u3059\u3002\u58f2\u639b\u91d1\u3092\u4efb\u610f\u306b\u58f2\u5374\u3059\u308b\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u5546\u54c1\u3068\u3057\u3066\u6848\u5185\u3055\u308c\u3066\u3044\u308b\u3082\u306e\u3068\u306f\u533a\u5225\u3057\u3066\u78ba\u8a8d\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Q: \u52a0\u76df\u5e97\u306e\u5165\u91d1\u4e88\u5b9a\u3092\u7b2c\u4e09\u8005\u306b\u8b72\u6e21\u3067\u304d\u307e\u3059\u304b\uff1f\nA: \u4e09\u83f1UFJ\u30cb\u30b3\u30b9\u306e\u52a0\u76df\u5e97\u898f\u7d04\u3067\u306f\u3001\u52a0\u76df\u5e97\u306e\u5f53\u793e\u306b\u5bfe\u3059\u308b\u50b5\u6a29\u3092\u7b2c\u4e09\u8005\u306b\u8b72\u6e21\u30fb\u8cea\u5165\u308c\u7b49\u3067\u304d\u306a\u3044\u65e8\u306e\u6761\u9805\u304c\u78ba\u8a8d\u3067\u304d\u307e\u3059\u3002\u5b9f\u969b\u306e\u6271\u3044\u306f\u81ea\u793e\u306b\u9069\u7528\u3055\u308c\u308b\u5951\u7d04\u66f8\u9762\u3068\u516c\u5f0f\u7a93\u53e3\u3067\u78ba\u8a8d\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Q: \u30c7\u30d3\u30c3\u30c8\u30ab\u30fc\u30c9\u53d6\u5f15\u306e\u50b5\u6a29\u8b72\u6e21\u306f\u4f55\u3092\u610f\u5473\u3057\u307e\u3059\u304b\uff1f\nA: 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